As much as I love USAA for their insurance (their service is amazing) and their banking, my experiences with their mortgage department, both as a constomer and as an agent, has not been very positive. Maybe it is different in FL than here in NY but they are slow and expensive in NY, especially if you are purchasing an older home. My clients have had exemplary service from both Homestead Funding in Watertown and Carthage Savings and Loan. Both do a lot of VA loans.
Definately shop around. Their are large differences in costs and levels of service between the various banks and mortgage brokers.
Yes, there are several actually, I couldn't believe it when I landed my house, perfect three bed, two bath, and very reasonable a 650 plus, the surounding areas would have charged at least 300 more, trust me, I'm from the surrounding area.... more