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Lower Pacific Heights : Real Estate Advice

  • All26
  • Local Info4
  • Home Buying8
  • Home Selling1
  • Market Conditions1

Activity 21
Tue Sep 5, 2017
Jessica Bateman answered:
FHA loans are more relaxed on DTI ratios than conventional loans. The max DTI ratio for most lenders is 41%. However, in some cases the ratio can be as high as 50%. The Lenders Network can refer you to lenders that may be able to work with higher DTI ratios or lower credit scores. ... more
3 votes 15 answers Share Flag
Fri Mar 17, 2017
answered:
Hello, I'm a mortgage professional.

We have loan programs that will allow the lower actual student loan payment to be used instead of the 1% payment.

We also have programs that allow higher debt to income ratios.

You are welcome to get in touch with me if you have any questions or would like help with this.
... more
0 votes 1 answer Share Flag
Thu Jun 18, 2015
Cindy Davis answered:
If you want this question answerd, you need to speak with or meet with a loan officer directly. This is a public website. The answer involves many thanks, you income, assets, debts, credit scoe and puchase price.

Find a good lender in you community and wok with that peson directly.
... more
0 votes 1 answer Share Flag
Wed Jul 30, 2014
Tim Johnson answered:
Well out of those three options, I'd say a bank would be your best bet. A lot of the time some banks are almost exclusively meant for home equity loans. It would be worth checking out a bank, and I'm sure you'll find lower rates there. I'm hoping to buy a home for the first time sometime soon, so I'm right there with you. https://norwoodbank.com/mortgages/home-equity-loan-options/ ... more
0 votes 3 answers Share Flag
Sat Nov 2, 2013
Mary DeVries answered:
Hi Lloyd,
You've got many choices, the 1 California St, 22 fillmore line and 3 Jackson buses will get you to most traveled areas of the city. Take a look at the sfmuni website, you can enter destination and present location and get real time data. UCSF also runs shuttles for the public to a of the campuses- and they are free! Mt. Zion is close to 2409 bush so may come in handy. Your friend, neighbor and realtor in 94115:-)
Mary DeVries
... more
1 vote 2 answers Share Flag
Thu Sep 19, 2013
Mary DeVries answered:
Trash collectors often do not pick up items left on the sidewalk so they may linger on the street for days on end. I suggest that you advertise on Craigs List that your items are free and need to be picked up. Also, you can contact 1800 ECO HAUL which promotes effective green waste removal and also offers discounts for booking online. 1800 GOT JUNK is another good company that can remove your items. ... more
0 votes 11 answers Share Flag
Thu Aug 8, 2013
Helen Yuen answered:
There's no record that it is on the market.
Email listing to helen@openhomeprofessionals.com
0 votes 2 answers Share Flag
Sun Apr 21, 2013
Helen Yuen answered:
There's no listing for this unit.
Email me for free current listings: helen@openhomeprofessionals.com
0 votes 1 answer Share Flag
Tue Feb 19, 2013
David Tapper answered:
You know we can't give tax advice, were you trying to trip us up:)

Cheers.

Tap
0 votes 3 answers Share Flag
Mon Jan 28, 2013
Helen Yuen answered:
The 1810A Mason Street ad is a scam - there is nothing available in that building right now
If you want to get in touch the property manager of that building
call (415) 292-5000 for the correct information.

Helen Yuen, agent, (415) 583-3535
... more
0 votes 2 answers Share Flag
Mon Jan 28, 2013
Helen Yuen answered:
Hello:

The price does not make any sense - the saying goes too good to be true is true.
There is a name and contact number for this listing but it's not worth the bother.
If you really like this building the going rate for 2 bedrooms is from $3,587 to $6,034 and the number to call is (415) 922-2006... the largest unit is under 1000 square foot so I don't know where the 1046 square foot came from in this rental ad.

If I could further assist - buy, sell, renting -- Helen Yuen (415) 583-3535
... more
0 votes 4 answers Share Flag
Mon Dec 3, 2012
Lucy Logvinova answered:
It's part of your lender requirements and your agreement with the bank. If you do not have insurance bank will impose one which is typically more expensive.
0 votes 6 answers Share Flag
Thu Oct 11, 2012
Alison Hillman answered:
Hi Trulia!

You can learn more about the crime in the area on Trulia's heat maps!

http://www.trulia.com/real_estate/San_Francisco-California/crime/

Personally, I would recommend not walking around holding your phone/texting as I have heard several reports of theft/assult over iPhones.

Best,
Ali, Community Manager
... more
0 votes 1 answer Share Flag
Thu Oct 11, 2012
Alison Hillman answered:
I lived in an apartment on California and Pierce and another apartment on California and Baker.

In the first apartment, there really wasn't a gym nearby. A few studios, but no gym. Also, the closest grocery store was Mollie Stone ($$$). The California 1x or 1bx runs often and are very fast.

I felt safe around Fillmore, but it gets a bit shadier going towards Geary. The demographic is affluent professionals, mostly mid-20's to 40's.

In my second apartment, I had a hard time catching cabs. I would go to the Jewish Community Center to gym and Trader Joes to grocery shop. I still felt safe, but would be cautious.

Hope this helps, let me know if you have any additional questions!

Ali, Community Manager
... more
0 votes 1 answer Share Flag
Thu Oct 11, 2012
Alison Hillman answered:
Good question Trulia!

Take a look at some of the resources we have available on the site:

http://www.trulia.com/real_estate/San_Francisco-California/market-trends/

http://www.trulia.com/real_estate/San_Francisco-California/

http://www.trulia.com/home_prices/California/San_Francisco-heat_map/

Hope that helps!

Ali Hillman
... more
0 votes 1 answer Share Flag
Wed Nov 30, 2011
Jmar Gambol answered:
That gritty Divisadero/Western Addition edge also means panhandlers and out-of-neighborhood elements. Also, Divisadero is a busy street - traffic can be difficult. The bar nearby can be loud into the early morning. ... more
0 votes 1 answer Share Flag
Wed Nov 30, 2011
Jmar Gambol answered:
Divisadero & Bush Street has many classic apartments, often roomy, with nice detailing inside. It is cheaper than Pacific Heights proper, which is beginning to gentrify this corner. Divisadero/Bush offers much of the suburban, family, middle-class qualities of Pac Heights, though maintains the gritty Divisadero/Western Addition edge. There are lots of businesses, shops, and restaurants in the area, including a popular bar and a couple of yoga centers. ... more
0 votes 1 answer Share Flag
Wed May 13, 2009
Voices Member answered:
Sannie, If you mean like a Tax sale then you might want to check here .
http://www.sco.ca.gov/ardtax_public_auction.html
http://www.bid4assets.com/help/index.cfm?fuseAction=TaxSale


This might come in handy... http://publicrecords.onlinesearches.com/

If you wondering about the REO/Gov. Foreclosures then they have databases they provide to the public for free. Like these... http://hud1.towerauction.net/CA.htm ... http://www.pasreo.com/pasreo/public/propertySearch.do
You can find the links to the Databases here and as you can see they will provide you with the purchase/bid information.... http://www.mortgagenewsdaily.com/wiki/REO_Database_List.asp
http://www.biggerpockets.com/bank-reo.html

Good hunting, Dunes
... more
0 votes 5 answers Share Flag
Fri Apr 4, 2008
Peter Brunton answered:
Hi Hanh,

What are the dimensions? Is the unit below you currently for sale as well because that might be the problem.
0 votes 3 answers Share Flag
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