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Home Buying in Lowell : Real Estate Advice

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  • Local Info8
  • Home Buying25
  • Home Selling5
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Activity 43
Mon Dec 5, 2016
Madison Resendes asked:
Open to other cities/towns south of Lowell. Max budget is 1,400 & would prefer it to include some utilities but not a deal breaker if it doesn't. Have excellent credit.
0 votes 0 Answers Share Flag
Tue Sep 13, 2016
Stevjens20155 answered:
i was wondering about a new house failing inspection then what will happen
0 votes 19 answers Share Flag
Thu Apr 14, 2016
John Olayiwola asked:
I am a first time home buyer. How soon do I need to start preparing for home purchase. For instance I am looking towards buying next summer. The only reason I am waiting to have enough savings…
0 votes 0 Answers Share Flag
Thu Mar 24, 2016
Sylv323 asked:
Reason: sellers have another contract on a house - inspection on that house 'failed' so they are now not moving. They have taken their house off market and told the buyers their house…
0 votes 0 Answers Share Flag
Thu Oct 15, 2015
Doug McNeilly answered:
There are several program out there. Without knowing details it is hard to provide specifics. Fee free to reach out to me. I am more than happy to point you in the direction of some resources. ... more
0 votes 1 answer Share Flag
Fri Jul 10, 2015
Harolman1 asked:
Tue Apr 21, 2015
Andy Kaknes answered:
The Oaklands section of Belvidere is not South Lowell. It's the section of Belvidere that is near Rogers Street where it flattens out. The Oaklands Fire Station is right across the street from Shed Park where Fairmount, Rogers Street, and Laurel Street intersect. ... more
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Thu Jan 29, 2015
Charlotte Marrocco-Mohler answered:
On line on the tax card should give you the layout of the home and dimensions. Good luck!
0 votes 9 answers Share Flag
Sun Jul 6, 2014
Dan Tabit answered:
Your contract usually has ways for a buyer to back out, but not a seller. Have the contract reviewed by an attorney. Getting the seller's to perform will be tough, but it may be possible depending on their excuse for wanting to back out. ... more
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Fri Feb 14, 2014
Scott McCauley answered:
You can if it is approved for a purchase transaction. NH has a program like that I have used before. I can't say I have done one in Mass but I am licensed in Mass. I'd be glad to investigate further with you. Please feel free to contact me.

Scott McCauley, NMLS# 174108
Licensed Mortgage Planner
Regency Mortgage Corp., NMLS# 1938
Office: 603-610-8852
... more
0 votes 1 answer Share Flag
Tue Jan 14, 2014
Betty J. Levin answered:
These things can happen, as said before an extension would be something to look into. Hopefully you are working with a buyers agent and they can give you more specific guidance. Finding out why there is flooding would be one of the first steps unless you didn't want to proceed with the purchase and you made a home inspection a contingency to your offer. Most times it's typical that you would be out the money for the inspection but rather than thinking of it that way you should look at it like it was a learning experience of items to be on the lookout in the future if you decide to look elsewhere. Crawl spaces can be dry, wet, damp or some mix of all. Flooded is another story, is the home in a flood zone? Does it have a history of surface water issues? Might this be the reason the property has a crawlspace rather than a full basement? Do other homes in the neighborhood have crawl spaces or basements or histories of water issues? What is the topography of the neighborhood? Is it near bodies of water or wetlands? These are all items you should look into with your buyers agent and/or attorney and use their professional guidance in how to proceed.

Good luck, let us know how you make out
... more
0 votes 4 answers Share Flag
Tue Nov 19, 2013
Brian Mastromatteo answered:
Tue Oct 29, 2013
Anthony Piemonte answered:
You already closed..I would contact your real estate lawyer. Did you have a final walk through and it was missed then to. My understanding once you close the home is all yours...good or bad. ... more
0 votes 14 answers Share Flag
Mon Sep 30, 2013
Donna Moakley answered:

I would highly recommend the Mortgage Advisor with my company, ERA Key. Brian knows the mortgage business inside and out and would be able to provide the information you need and guide you through the process. Please email me at for his specific contact information. Thanks for your question - Donna ... more
1 vote 3 answers Share Flag
Mon Sep 16, 2013
Anthony Piemonte answered:
Before hitting the "panic" button, maybe agree to an extention on the radon test. You can always retake it. Touch base with the home inspector, make sure the test sample was not near a window or any other opening that may have caused air to get to the sample. Make sure the home stays air tight no one should be in or out during the test.

The buyer can back out based on the test, depending on the contract.
... more
1 vote 8 answers Share Flag
Fri Aug 9, 2013
Jim Driscoll answered:
we have a foreign national program but depending on your Visa status we might be able to do a conventional loan as well. Call me to review at 617-529-9007 and check out our web site and video testimonials ... more
0 votes 2 answers Share Flag
Mon Jul 15, 2013
Heath Coker answered:
I would contact a local lending professional to help with this answer.
There is not enough detail in your question.

I know this guy can be helpful:
Bob Tranchell Total Mortgage Services LLC (508) 367-5731 cell

(Please note: when you choose an answer as a Best Answer, or at least give a thumbs up, it helps those who answer questions here.)
... more
0 votes 4 answers Share Flag
Sat Jul 13, 2013
Justin Melo answered:
Banks like to see 2 years of work in the same field, and your income will not be counted since you do get paid by cash. I'd be happy to discuss this further with you and see if I could be of assistance. Contact me at anytime. ... more
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Tue Apr 16, 2013
Kristen Blanchet Keegan answered:
It just went under agreement on April 11th. If you need help finding a property in the area please let me know and I would be glad to help!
0 votes 1 answer Share Flag
Sat Mar 30, 2013
Toni Nicholas answered:
No, that "isn't fine." The house should not be on the market after your offer was accepted complete with signed copies provided back to you. Yes, if you're using a MA standard Offer form, the home inspection is a valid way for you to receive your deposit back. In order for you to purchase the house at the new, lower, price, yes, you do have to officially withdraw the first contract - by using your failed home inspection contingency. If you "feel something fishy going on," then trust your gut instincts, get your deposit back, and get another agent or broker to represent you on the buyer's side. As for anyone getting a "free" inspection, only you should have received a copy of the report if you were the one paying for it in the first place. Your current agent "should" draw up a form to withdraw your offer based on the failed inspection so that the escrow agent can return your deposit. Further, I would not re-submit a new offer until you get your deposit back - UNLESS, as mentioned, you really want the house. If that's the case, then, get another RE agent or broker to represent you and write up a new offer using the same amount of escrow, same check number, and same reference to the deposit you already sent in, to be credited toward the purchase price. And, if you can't get a conventional loan, ask your mortgage rep about a 203k streamline loan. That will take care of the minor repairs. ... more
0 votes 8 answers Share Flag
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