Do yourself a favor .... Sit down with a good Loan Officer and let them review your finances.
Sometimes credit is just not as bad as you believe it to be.
If you have problems the loan officer can suggest a plan and a time frame for you to make a purchase.
The best way to buy is a direct purchase. If you try to take an alternative method you end up paying more for the property than you would have otherwise or get something that no one else wanted.
If you would like some recommendations for Lenders, I would be happy to help.
Just email, call or text.
Good Luck to you,
RITA A. WALKER
REALTOR, ABR, GRI, SFR
ELINE REALTY COMPANY
111 S. HUBBARDS LANE
LOUISVILLE, KY 40207