Credit Score in Louisville : Real Estate Advice

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Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
Maybe our many great lenders in our market can help our buyers on Trulia. What three things can a "buyer" do BEFORE coming to see you?
The following is a list of documents that may be required to process your mortgage loan:

One full month’s worth of pay stubs
Last 2 years W-2?s
Last 2 years tax returns
Last ... more
0 votes Share Flag Sat Feb 14, 2015 Credit Score in Louisville
Michael Abra…, Real Estate Pro in Deerfield, IL
Michael Abramsky answered:
I just filed bankruptcy and I am working on my credit. What areas should I concentrate on?

David hit the nail on the head. Make sure that you check your credit reports approximately 45-60 days after your bankruptcy has discharged. You will want to go over your cr ... more
0 votes Share Flag Fri Aug 9, 2013 Credit Score in Louisville
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
I sold my house and my credit dropped 100 points. Not a short sale or foreclosure. I wanted to buy another house, but now I don't qualify.
I would try and open some new debt immediately. A credit card or two would be fine and pay on it for about 3-6 months and keep the balance low in relation to your credit limits.

Joe ... more
0 votes Share Flag Fri Jul 5, 2013 Credit Score in 40245
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
i would like to buy a house i dont know if im approve?
You can start by checking your credit report and score. you can visit www.myfreeannualcreditreport or to get a free report, review it and dispute any discrepances with th ... more
0 votes Share Flag Thu Sep 27, 2012 Credit Score in 40214
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