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40222 : Real Estate Advice

  • All15
  • Local Info0
  • Home Buying11
  • Home Selling0
  • Market Conditions0

Activity 13
Sat Nov 19, 2016
Skip Banister answered:
There are too many variables to that question to provide an accurate answer. First of all, the monthly PMI amount will depend on the LTV (Loan-to-Value) ratio of the transaction. PMI rates are based on a tiered structure with lower LTVs charging a relative low rate and higher LTVs a higher rate. Secondly, the monthly tax escrow will depend on the tax rate of the property location. Some properties may only pay county tax while others may pay an additional city tax and/or school tax. Lastly, monthly hazard insurance will be determined by the value of the property as well as its location.

As a mortgage professional, what I would need to know to provide an accurate answer is the purchase price of the property and location of the property. I would be happy to discuss your financing options with you.
... more
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Tue Jun 14, 2016
Josiah answered:
Currently in our market the average price per square foot in the 40222 zip code is as follows:
High: $441.87
Average: $172.53
Low: $58.41
0 votes 1 answer Share Flag
Fri Apr 8, 2016
Paul answered:
Let help you answer the Rent v Buy v Invest question for yourself and your unique situation re: Your monthly rent expense option v house purchase price You would like to buy + all its associated costs like closing/title/mortgage interest/RE taxes/HO insurance/utilities + maintenance costs/broker selling commission/capital gains taxes/and more! is educational, in-depth, and easy to understand for first-time homebuyers. ... more
0 votes 22 answers Share Flag
Sat Nov 28, 2015
Scott Godzyk answered:
Sometimes there is a delay from when it is foreclosed to when an agent is assigned. You can check the doors as they should oist their contact info once assigned. You can also hire a buyer broker who is well experienced with bank owned homes to assist in locating info. ... more
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Thu Nov 5, 2015
Dan Tabit answered:
The Foreclosures posted here are generally not for sale. RealtyTrac doesn't sell homes, they sell subscriptions to information that the average person can't use.
You should find a great agent, discuss your hopes, dreams and goals and see what they can do to help you achieve them. ... more
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Tue Aug 5, 2014
Nicolas Ellis answered:
It can be looked up on the PVA site. You have to have a login which I can handle if you would like to give me a call. 502-371-5005 *I say the PVA because we can pull the deed copy quickest from that site without knowing the name of who purchased it. ... more
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Sun Sep 22, 2013
Michael Thacker answered:
If I can ever be any help at all, please let me know. I am a native of Louisville and can assist with your home buying needs in many areas of the city!

Louisville is a great place to live and has so many wonderful communities both in and just outside of it in which to consider as a place to call "home"!

... more
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Tue Sep 17, 2013
Davis Boland answered:
I would suggest checking on the website They are always updating their properties and have locations throughout Louisville.

Good Luck!

Davis Boland
0 votes 4 answers Share Flag
Sun Sep 1, 2013
Debra (Debbie) Rose answered:
Sun Sep 1, 2013
They only way you can proceed is to contact the bank and see if you can work out a deal to keep the home. Good luck.
0 votes 8 answers Share Flag
Sun Sep 1, 2013
If it is withdrawn then that usually means the bank is not ready to sell the home at the courthouse.
0 votes 2 answers Share Flag
Thu May 9, 2013
You will have to pay pmi and sometimes on jumbo loans you will need more than 20% down and a higher credit score on jumbo loans.

Joel Lobb (NMLS#57916)
Senior Loan Officer
502-905-3708 cell
502-813-2795 fax

Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*
Louisville, KY 40222*
... more
0 votes 4 answers Share Flag
Mon Feb 11, 2013
Skip Banister answered:
If you don't mind living in a neighboring county to Jeffereson (ie. Oldham, Shelby, Bullitt, etc.), I have successfully helped dozens of buyers obtain "zero down" financing through the USDA's Guaranteed Rural Housing Program. It's an awesome way to finance a home purchase if you have little to no cash reserves. I'd be happy to discuss the "nuts and bolts" of this program with you. ... more
0 votes 8 answers Share Flag
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