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Home Buying in Los Angeles County : Real Estate Advice

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  • Local Info29
  • Home Buying261
  • Home Selling32
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Activity 5,310
Astridserbel…, Home Buyer in Los Angeles, CA
Yesterday at 5:57pm
Astridserbellon asked:
There's an abandoned house two houses away from me and i've asked my neighbors about it and they told me that the previous owner died.
0 votes 0 Answers Share Flag
Hotog12, Home Buyer in New York, NY
Yesterday at 3:02pm
Hotog12 answered:
We have had lots of issues closing on a property. First the property wasn't ready for the 2 days that we were originally suppose to close. Then we did a final walk thru the day before the closing date and found the basement toilet had sewage spilling out. We requested it be fixed prior to closing the next day at 1pm. Time came and went and they finally had someone to attempt to fix it by 3:30pm but we had to close by 4pm. We decided that they were not holding up their end of the deal and the home was not ready for us to be done with the deal. Has anyone else had this experience? This seller is also an attorney threatening to sue us for not closing but the home has raw sewage in two rooms in the basemen! Thoughts? ... more
0 votes 66 answers Share Flag
Elva Wormley, Real Estate Pro in San Jose, CA
Yesterday at 1:10pm
Elva Wormley answered:
Hi Paul,

There may be some options for you. Feel free to contact me to discuss.

Best regards,

Elva A. Wormley
Mortgage Consultant
Office (408) 615-8500
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981 / BRE #01274093
... more
0 votes 1 answer Share Flag
Jasper, Home Buyer in Monterey Park, CA
Yesterday at 10:49am
Jasper asked:
Tania Arzu, Home Buyer in Panorama City, CA
Thu Jan 19, 2017
Tania Arzu asked:
Cmrowland89, Home Buyer in New York, NY
Thu Jan 19, 2017
Cmrowland89 answered:
See, I currently do not have enough for a down payment. My thought process was to seek for a downpayment amd closing cost assistance program.

You say if you can't afford the repairs, then you shouldn't own a home. There are a lot of new homes being built in Houston. I was looking into a new home. Especially since for one of the programs, the requirement is that the home can't be no more than a year old.

With the assistance program, it would help decrease my mortgage expense. Shaving off about a good $400-500 from what I pay for rent. That difference, I can put aside in savings for when I do have to repair things. I already have renters insurance. I imagine that going up a lil put but not much. And standard bills that I already paying: electricity, cable, water, etc.

So, I think you can own a home, you just have to have a plan. I don't make haste decisions. I always plan first. Planning is always key no matter what you do.
... more
2 votes 72 answers Share Flag
Alysse Musgr…, Real Estate Pro in Coppell, TX
Wed Jan 18, 2017
Alysse Musgrave answered:
No, the mortgage company would never visit the property. They hire appraisers to do that. You don't need a new appraisal...just an update. But it's probably cheaper/more efficient to just provide the documentation that is being requested.


Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.


Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker
http://HelpUBuyAmerica.com

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
... more
0 votes 1 answer Share Flag
Lilialugo03, Home Buyer in La Puente, CA
Wed Jan 18, 2017
Lilialugo03 answered:
can you help me and let me know since when I have had homestead at my property
0 votes 4 answers Share Flag
LaShawn Pete…, Renter in New York, NY
Wed Jan 18, 2017
LaShawn Peters answered:
We are buying a home and seller is asking 1500 and back taxes. Can this be done and if so do we finance for what's owed?
0 votes 32 answers Share Flag
Angelica P, Home Buyer in Seattle, WA
Tue Jan 17, 2017
Angelica P answered:
Hi,

I apologize for any inconvenience this has caused and am happy to help you troubleshoot. Please make sure to check your Spam and Junk folders, as sometimes the emails can get stuck in spam filters.

To troubleshoot, please add the following email address to your safe senders list or address book in your email account: updates@trulia.com


Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Rich Reed, Real Estate Pro in Arcadia, CA
Mon Jan 16, 2017
Rich Reed answered:
Here you go: http://crmls.stats.10kresearch.com/infoserv/s-v1/QzDA-wmp
0 votes 1 answer Share Flag
Kathy Burgre…, Home Owner in Westchester, NY
Sat Jan 14, 2017
Kathy Burgreen answered:
As a former realtor, there are several mistakes with your question:

1. Your statement "My agent told me that once escrow closes and they give me the check back, I have to go cash it and give her $3,000. because she is saying that she put that amount (as a favor) towards escrow."

In the sentence above you indicate this agent is working for your parents who was waiting for a sale to close. If your parents are the clients, no agent will talk to you or get you involved with escrow, checks, etc. This is between your parents and their agent. The exception is if your parents are not coherent and you have a Power or Attorney to act on their behalf to buy a home. With a Power of Attorney signed, then your parents agent will work with you.

2. When buyers purchase a home, any money deposited into an escrow account must be kept separate from other funds and is documented. As buyers, you should get a receipt with the amount deposited, financial institution and account number. If you did not get a receipt, this is fraud.

3. On the closing documents, it will state all amounts deposited / down payment and all credits applied. It will list items paid - taxes, insurance, fees, etc. An agent can give a rebate to their buyer clients but this is AFTER closing and is separate from the real estate transaction. Not all states allow this and not all agents do this. If the agent wants to give a rebate, the money will be from their personal account - not from the escrow account or from the real estate transaction. Most likely the agent's rebate will be from their commission paid.

4. If an agent tells you something different than #3 - such as the $3,000. has to do with escrow, this is fraud and you need to report this to a real estate attorney.
... more
0 votes 6 answers Share Flag
Jdrobinson81, Home Buyer in Los Angeles, CA
Tue Jan 10, 2017
Jdrobinson81 answered:
Making 200K, you should have zero problems with a 750K home, assuming you have saved the 20% down-payment (150K). I have an income just north of 100K and recently bought a home for 650K with 20% down. You should have a breeze with the lender. ... more
0 votes 64 answers Share Flag
Cathryn Dobb…, Home Buyer in Long Beach, CA
Tue Jan 10, 2017
Cathryn Dobbins answered:
Does a 90 day escrow requested by the seller hinder the sale of the house? The purpose would be so that seller has time to look for a house in another state.
0 votes 4 answers Share Flag
Deb, Home Buyer in Long Beach, NY
Wed Jan 4, 2017
Deb answered:
I am not an attorney. but i do not see how these people keep your deposit & I don't see how you can be committed to the contract as the seller has now declined your offer.As they are now rejecting your offer , I can't imagine that they have a legal right to keep your money.
Again.I am not an attorney.I recommend that you consult one other than the one you spoke with.
... more
0 votes 1 answer Share Flag
Kate, Home Buyer in Calabasas, CA
Wed Jan 4, 2017
Kate answered:
Do you have children? Where do you work?........
0 votes 7 answers Share Flag
Rich Reed, Real Estate Pro in Arcadia, CA
Tue Jan 3, 2017
Rich Reed answered:
It depends on how your purchase agreement and intent to exchange supplement are written. And whether the failure of the exchange is through no fault of the buyer. If you are already involved in this transaction, please consult with your Realtor and/or your attorney. If you are contemplating a 1031 exchange and are not currently working with a Realtor, please contact us through our profile. We serve Pasadena and the San Gabriel Valley. We speak English, Mandarin, Cantonese, and Spanish. Check out our website at sgvre.net or in chinese at chinese.sgvre.net Thanks! ... more
0 votes 1 answer Share Flag
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