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Financing in Los Angeles County : Real Estate Advice

  • All506
  • Local Info29
  • Home Buying262
  • Home Selling32
  • Market Conditions12

Activity 576
Thu Jun 25, 2015
Josh Barnett answered:
Great question for the loan officer that is helping with the refi, be sure to get the information straight from the source.
0 votes 11 answers Share Flag
Wed Jun 24, 2015
Hwa Jurong answered:
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... more
0 votes 11 answers Share Flag
Mon Jun 22, 2015
Elijahloanfirm answered:

do you need a genuine loan?

Apply for a quick and convenient loan to pay off bills and to start a new financing your projects at a cheapest interest rate of 3%. Do contact us today via:

Thank You

Mr elijah roland
... more
0 votes 16 answers Share Flag
Sun Jun 14, 2015
Janicefisher8 answered:
A worry-free experience as I had the Credit rates from all the banks at my fingertips, plus excellent advice on which bundle would work best for my needs. Saves my time too, as it meant I didn't have to burn my lunch hours and Saturday mornings visiting different companies to compare their various packages. i am talking of my case with Myers Universal Corporation (MUC). this is a trusted credit offering corporation. you are to talk to them through email for guidelines: ... more
0 votes 3 answers Share Flag
Fri Jun 5, 2015
Dorene Slavitz answered:
Wow..I'm not sure but it seems a person can change their minds about something like this. You need a good Real Estate attorney at this point.
0 votes 4 answers Share Flag
Fri May 29, 2015
Maggie Oreck answered:
Pending means that it's in escrow. The seller has accepted an offer. Backup offers are secondary offers in case that the offer t in escrow for some reason does not go through then the back offer will go to escrow and finalize the purchase. ... more
0 votes 4 answers Share Flag
Thu May 28, 2015
Jessica Bateman answered:
You no. Him yes. Depending on incone maybe you dont need to be on the loan. another option is an investor buys your home and leases to you until you qualify.
Great article here on lease to own properties and a way to get the home you want with bad credit.

Good luck!
... more
0 votes 5 answers Share Flag
Wed May 20, 2015
Joyce Levinius answered:
Hello everyone,My name ares Joyce Levinius a citizen of USA,I want to testify of the good Loan Lender who showed light to me after been scammed by 2 different Internet international lenders, they all promised to give me a loan after making me pay a lot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total sum of 3,000Uusd. One day as i was browsing through the internet looking frustrated when i came across a testimony of a man who was also scammed and eventually got linked to a legit loan company called Aliko Dangote Loan Company,where he finally got his loan,So i decided to contact the same loan company and then i told them my story on how i have been scammed by 2 different lenders who did nothing but to course me more pain.I explained to the company by mail and all they told me was to cry no more because am in the right company i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form that was given to me by this great company and proceeded with all that was requested of me and I was given a loan amount of $100,000.00 Dollars by this great Company (Aliko Dangote Loan Company} managed by Mr Aliko Dangote and here i am today happy because Aliko Dangote Loan Company has given me a loan so i made a vow to myself that i will keep testifying on the internet on how i got my loan.If you are out there,My dear beloved brothers/sisters looking for real loan company,I will advice you to kindly and quickly contact Aliko Dangote Loan Company now for your loan via,and he is a God fearing loan lender,And i know that they will never let you down....

Mrs Joyce Levinius
... more
0 votes 4 answers Share Flag
Fri May 8, 2015
Instead, let's look and see if we can get the best loan,

0 votes 3 answers Share Flag
Fri May 8, 2015
Carlos Rivera asked:
with "Low to No" rehab needed, and can close within 10 days? I have a bulk REO provider, but I need a funding source (open to all funding options - including JV). These packages…
0 votes 0 Answers Share Flag
Fri May 8, 2015
Pportoff answered:
New guys in town - Lending Home Funding Corp.

1-855 408-7694
4 votes 8 answers Share Flag
Fri May 8, 2015
Vdojoe answered:
Thanks Alex but the property has already been rezoned to residential. (R2) And the city is 100% behind us.
0 votes 2 answers Share Flag
Wed Apr 29, 2015
Dorene Slavitz answered:
In order to see if you will "save money" you have to calculate what you would pay for the entire term of the loan compared to the amount you would pay with the refinance. A loan officer will also be able to do this and usually it's easy to see in black and white. ... more
0 votes 24 answers Share Flag
Sat Mar 28, 2015
Sheryl Arndt answered:
Hello Karkura, you may consider Stated Income Loans for self employed with a minimum 700 fico score and 30% down if you have assets. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

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9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7 or

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 6 answers Share Flag
Tue Mar 24, 2015
Ben Jacobs answered:
No. A loan origination fee is the fee the broker charges your for their services. It is not the same as a point to buy down your rate. When he states that 1% is for getting you your interest rate, that is what he means. He plugs your information into his database of lenders and finds the lowest rate you qualify for. That is the service he provides and for which he is charging you 1% of the price of the loan. In my opinion a 1% origination fee is extremely expensive as many brokers now are charging a flat fee around $1000. If you were to buy a 1 million dollar house you'd be paying someone 10k just to find your loan. Just to find it. Not to buy it down.

The broker can be issued a credit to use toward your closing costs if he gives you a higher than market rate and he can increase your closing costs to buy down your rate (using points). But, that is separate from the loan origination fee.
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0 votes 12 answers Share Flag
Sat Mar 21, 2015
Brian Martucci answered:
I recommend using this website:
0 votes 2 answers Share Flag
Fri Mar 20, 2015
Alex Montelongo Real Estate Group answered:
Were you referring to companies that handle cash for keys? I don't understand your question.

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE lic #01456982 ... more
0 votes 2 answers Share Flag
Mon Feb 23, 2015
Todd Schneider answered:
Yes, you can go look at the property before you get a loan. It is a good idea to get the pre-approval first so you know what price range to look in. This will also keep you from waisting both yours, and the agents time. ... more
0 votes 3 answers Share Flag
Sun Feb 22, 2015
Karen McEniry answered:
I'd be happy to refer you to a good lender who does both conventional and private money loans.
Please contact me if you would like his contact information.

Best Regards,
Karen McEniry, Coldwell Banker Beachside
(174) 343-9470
... more
0 votes 8 answers Share Flag
Thu Feb 5, 2015
Lisa Fong answered:
That is expensive. For that amount it's considered a mini jumbo loan. Mini jumbo loans get significantly lower rate.

I can get you much better rates for that type of loan.

Please call me for better rates:

(626) 731-9563 or email:
... more
0 votes 4 answers Share Flag
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