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Credit Score in Los Angeles County : Real Estate Advice

  • All509
  • Local Info30
  • Home Buying263
  • Home Selling32
  • Market Conditions12

Activity 44
Fri Sep 1, 2017
Cspeir263 answered:
If you're serious about building your credit, I highly recommend Chris and Pat over at Select us. They are the best if you really want quick results 888-714-5312 or www.Selectusllc.com

Tell them I said hi!!!
... more
0 votes 1 answer Share Flag
Thu Aug 31, 2017
connoranne answered:
ive never heard of this company, i went with a company called Select Us LLC , my bestfriend had went though them and they helped her so much she was in a home in 6 months it was great im still in the middle of getting where i have to be and im almost there ... more
0 votes 16 answers Share Flag
Tue Mar 14, 2017
Christine.woods32 answered:
If believe this blog post https://rentberry.com/blog/building-credit-score your credit score is not so good. Yes, you could be qualified for load, depends on who your lender is. But, if you are not in hurry to buy a home, I would rather recommend you to raise your credit score by at least 7-10%. Then you will find a lender much easier.

And remember when getting a portfolio loan, your entire picture is considered, not just your credit scores.
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0 votes 18 answers Share Flag
Thu Mar 9, 2017
Susie Kay answered:
It's a lendable score. I would suggest that you talk to a lender or two if you are planning to obtain a loan.
0 votes 5 answers Share Flag
Mon Jan 16, 2017
veloris v mckay asked:
I plan to put my house on the market in late spring. I expect to be checking into movers, storage, renting, and home loans once an offer has been made. I will not be making commitments…
0 votes 0 Answers Share Flag
Thu Dec 1, 2016
Angelica P answered:
Hi,

You can check the County Record using the address of the property.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 3 answers Share Flag
Thu Nov 17, 2016
Christine.woods32 answered:
Even people, who have low credit score manage to find pretty good properties.
First option for renter with a low credit is to find a co-signer on your lease.
The second is to pay a larger deposit.
You can also include letters of recommendation from previous landlords, especially those who have rented to you most recently.
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0 votes 10 answers Share Flag
Wed Oct 5, 2016
answered:
Hello Lamanellar, that would be a bad idea as it would have a payment which would lower your qualifying purchasing power. You could analyze and consider down payment assistance programs such as CalHFA or the Sapphire Grant program which can cover your down payment and closing costs.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 3 answers Share Flag
Wed May 18, 2016
Alysse Musgrave answered:
Lenders can't run a credit report without your permission, and I don't know that 3 inquiries would 'ruin' a good credit score. Not sure it's fair to trash a guy's reputation simply because you don't have an understanding of the way things work. Just saying.

Don't Let Them Make a Monkey Out of You! Follow the links below.


Alysse Musgrave
Consumer Advocate
Exclusive Buyer Agent

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
... more
1 vote 1 answer Share Flag
Thu May 12, 2016
veloris v mckay asked:
HELOC is a variable rate. Credit scores in the high 700's. Planning to retire after sale and relocate to a more tax friendly state.
0 votes 0 Answers Share Flag
Mon Mar 7, 2016
Scott Godzyk answered:
It is not a good option, a lease purchase is good for a buyer who can get a mortgage but has not saved money enough for a down payment and or closing costs. Most lease purchases require a non refundable deposit and are for 1 year with money lost if you do not purchase ... more
0 votes 3 answers Share Flag
Fri Mar 4, 2016
MeganMc5 answered:
Hello Nitin -
I agree that it is important to do an eviction records check on your prospective tenants - however there are other elements of a tenant screening report that are equally as important and as a whole allow you to make a more informed leasing decision.

I recommend MyScreeningReport.com - it is fantastic tenant screening service for independent rental owners and real estate brokers. It allows you to create and account for free and invite your applicants to apply, order and pay for their own report. When it is ready, they share it with you through MyScreeningReport.com's secure sharing platform. The reports are very thorough and comprehensive. It's easy to use and allows you to expedite your leasing process.

www.MyScreeningReport.com

Best regards!
... more
0 votes 5 answers Share Flag
Sat Aug 22, 2015
Sheyenne Schultz answered:
You can get a home loan here in LA or OC county with a FICO as low as 550! This is VA and FHA as well as conventional 5% down or more!
These are done all day long and we CLOSE! 310-429-4170 shy@shysells.com
I have the lenders that do these!
And we have Down Payment Assistance plans where u only need 1% of your hypothetical purchase price to tie up in escrow. So for ex. If u put an offer on a $400,000 house, U put down at least $4000.00 to open escrow! CAll me I can show u how! I work with tons of 1st time homebuyers in LA
Look at my profile . I've put tons of 1st timers in homes....if I had listened to everyone else, half my buyers wouldn't be in a home RIGHT NOW! They will tell u themselves! NO LIE!
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0 votes 22 answers Share Flag
Fri Jun 12, 2015
answered:
what is your current score? We have a system that we use in conjunction with the credit companies that will show us how to get a better score immediately. this may not mean just paying off random collections. it has been my experience that paying off collections does not mean your score will improve. that is blindly spending money and hoping it works. i can give you some better direction. give me a call or shoot me an email.



George Dudley
Branch Manager
Office: 813-257-9033 Ex.3202
Cell: 561-420-2816
NMLS ID: 324554
Email: gdudley@ahmcloans.com
Website: https://gdudley.ahmcloans.com

"Helping Lives one Loan at a Time"
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0 votes 7 answers Share Flag
Thu Jun 4, 2015
Rich answered:
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recent clients we raised his score from 552 up to 729 in 3 weeks.

We can add seasoned tradelines to help you qualify for FHA or Conventional, Credt Cards, Business funding & more

Hope This Helps

Contact Us!

IZM Credit Services
800 N Rainbow Blvd
Las vegas, NV 89107
(702) 758 - 3799

IzmCreditServices.net
... more
0 votes 8 answers Share Flag
Thu Jun 4, 2015
Rich answered:
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recent clients we raised his score from 552 up to 729 in 3 weeks.

We can add seasoned tradelines to help you qualify for FHA or Conventional, Credt Cards, Business funding & more

Hope This Helps

Contact Us!

IZM Credit Services
800 N Rainbow Blvd
Las vegas, NV 89107
(702) 758 - 3799

IzmCreditServices.net
... more
0 votes 13 answers Share Flag
Thu Jun 4, 2015
Rich answered:
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recent clients we raised his score from 552 up to 729 in 3 weeks.

Hope This Helps

Contact Us!

IZM Credit Services
800 N Rainbow Blvd
Las vegas, NV 89107
(702) 758 - 3799

IzmCreditServices.net
... more
0 votes 13 answers Share Flag
Thu Jun 4, 2015
Rich answered:
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recent clients we raised his score from 552 up to 729 in 3 weeks.

Hope This Helps

Contact Us!

IZM Credit Services
800 N Rainbow Blvd
Las vegas, NV 89107
(702) 758 - 3799

IzmCreditServices.net
... more
0 votes 4 answers Share Flag
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