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Home Buying in Loomis : Real Estate Advice

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  • Home Buying8
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Activity 7
Mon Aug 25, 2014
Dan Tabit answered:
One last note, in situations like this having the rent amount held back by escrow or paid to the buyer in advance is added insurance. Some companies don't like to do this, but if you push it or think creatively a solution can be found before a situation like this exists. ... more
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Wed Aug 14, 2013
Cliff Stanwick answered:
Go to the website below they have all the sales since the beginning February 2013
They have a monthly sales recap of Loomis Home sales/
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Sun Dec 30, 2012
Jim Walker answered:
The essence of a sale of real property is the conveyance of marketable title.
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Fri Dec 28, 2012
answered:
Heads up on the loan modification.
If the modification is for the next 30 years and the full balance, you are good to fund a new loan.
If you loan balance was modified, you may not be eligible for new financing. Look into that ... more
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Wed Jul 21, 2010
Lisa Welsh answered:
Did you find your dream agent? I'm sure you got about 50 responses. Wishing you well and hope you found your perfect home!
0 votes 11 answers Share Flag
Fri Jun 4, 2010
Byron Streitz answered:
Initially it does sound unreasonable, however, there are a few good reasons why move in before recording is not allowed without a specific written agreement.
First and foremost is liability - Technically the bank still owns the house. If someone is injured, they are liable, also, heaven forbid, should a fire start the the owner is liable for that as well.
That being said - in Placer and Sacramento counties the cut off time at the recorder's office is 2 to 3 pm. If title can get the deed to them in advance of that time, there is a very good chance it could record and make this a non issue.
Occupancy prior to close in California especially is a sticky issue. As you know we live in a very litigous state and a state that favors renters over landlords. There are a lot of things that could go wrong, and our friend Murphy works 24X7. We encourage our clients to avoid occupancy prior to close and focus on getting the close to occur as expeditiously as possible.
I know this is not exactly what you wanted to hear, and hope it helps to know it not just a realtor or a seller being unreasonable.
With Warm Regards,
Byron Streitz - Broker Associate My Norcal Agents Team Connect Realty
... more
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Thu Aug 27, 2009
Teri Andrews-Murch answered:
Kevin,
I will have to recommend that one be answered by a tax professional. Are you talking about an FHA non-occupant co-borrower loan? or something else?
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