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Home Buying in Long Beach : Real Estate Advice

  • All682
  • Local Info83
  • Home Buying248
  • Home Selling23
  • Market Conditions19

Activity 296
Fri May 5, 2017
Acd4jc answered:
What is a normal closing cost for a townhouse that is 160,000?
0 votes 7 answers Share Flag
Thu Feb 9, 2017
Msimani721 answered:
Home are my real estate taxes zip is 90807
0 votes 4 answers Share Flag
Thu Jan 26, 2017
CC answered:
Odd generally the selling bank does not get involved with the financing so I question your comprehension of the facts.

A seller can always refuse to fix anything your lender is making repairs a condition of the loan they cannot force a seller to fix anything. Nor will they if they are the bank it is not the business they are in. They might accept less money though ... more
1 vote 6 answers Share Flag
Sat Dec 3, 2016
Gissel answered:
Hi Gene, first off allow me to explain to you what "tradeline bankruptcy" that appears on your credit report means. Credit report agencies (Experian, Transunion, and Equifax) report information on each of your accounts separately for each creditor that holds or has held that account. Each of these separate reports of the account is referred to as a "tradeline."
Secondly, depending on the bankruptcy type you will continue to have this in your credit history, tipically a Chapter 13 bankruptcy should drop off your report after 7 years, where as to a Chapter 7 typically shows for up to 10 years from the date your case was filed.
You might be able to apply for a home loan, depending on the waiting period requested by the lender and the type of loan you filed the bankruptcy for will be your standard waiting period.
FHA loans- 2 years
VA loans- 2 years
Conventional loans- 4 years
USDA loans- 3 years
Hope it helps, good luck to you.
My office is located in Long Beach, and you are welcome to comtact me with any further questions you may have.
Gissel Hernandez
Sonnocco Real Estate Group
... more
0 votes 1 answer Share Flag
Tue Sep 20, 2016
Todd Bowen Title Agent answered:
Most lenders and mortgage professionals will help you remedy your credit situation as they get paid when they get you into a home. They will be able to walk you through the steps necessary to get your credit up.

Check out Inzopa as they have vetted several mortgage professionals all over California to help folks like you get into their dream home!

Their network has 181 mortgage brokers in San Bernardino County, CA who have completed 1846 mortgages.

https://www.inzopa.com/s/san-bernardino-county-mortgage-brokers
... more
0 votes 3 answers Share Flag
Wed Aug 24, 2016
Ghalib(gabe) Abdelrahim answered:
This website is driving everyone nuts. They put these illegal cheap prices to direct you to credit repair, nothing more and nothing less. When you ask them about the advertise homes they immediately till you it is sold. They are conning people with bad credit. ... more
0 votes 27 answers Share Flag
Wed Aug 3, 2016
Greg & Emalyn Brown answered:
I would be glad to check with my title rep for you and help you find out.
0 votes 1 answer Share Flag
Mon Jun 27, 2016
answered:
Yes each association is different, if you want to call me at 714-968-2500 l with the name of the association, I will try to look that up for you.
0 votes 1 answer Share Flag
Tue Apr 26, 2016
Brian Kington asked:
2101 LOMINA AVENUE, long beach, is listed , however only shows public record on truilia?
0 votes 0 Answers Share Flag
Fri Apr 22, 2016
Alexander Greer answered:
For your average individual, no.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://www.TheMortgageOutlet.com
... more
0 votes 2 answers Share Flag
Tue Apr 19, 2016
Alysse Musgrave answered:
Trulia is an advertising site. If you have a complaint, contact the Department of Financial Services in New York. Lots of complaints are due to misunderstandings and miscommunications. Try to discuss it with the loan officers boss before you make claims that might damage them.

Don't Let Them Make a Monkey Out of You! Follow the links below.


Alysse Musgrave
http://HelpUBuyAmerica.com
https://www.youtube.com/watch?v=D5wipynkV4U
... more
0 votes 1 answer Share Flag
Mon Mar 7, 2016
Karen Peyton answered:
Contact several insurance providers, tell them the square footage and construction material of your home along with any special features of value, and they should be able to give you an estimate.
Tell them you want replacement cost coverage.
If you feel their estimate and coverage are too low, you can always increase them.
You can certainly buy "more" insurance.

* Pay attention also to liability and medical coverage. I think your chances of being sued are greater than your home being completely destroyed. Hope not, either way.

Good luck.
... more
0 votes 1 answer Share Flag
Tue Jan 26, 2016
Karen Peyton answered:
Mon Jan 25, 2016
Ali Homayouni answered:
Ido have a condo next to the campus great location and very large 2 bedroom and two bath for a great price
0 votes 12 answers Share Flag
Tue Nov 17, 2015
Arpad Racz answered:
Hi,

It would be a good idea to know the co-buyer in person, rather than someone you don't know ideally.

Kind regards,

Arpad
0 votes 2 answers Share Flag
Sat Oct 3, 2015
Californiagirlz answered:
Can someone explain the way the electrical billing is done? I have been living there since 2011 my utilities used to run about $15.00 to $25.00 a month. I'm in a single unit about 700 square feet. My bill has gone up this month to $102.50 which isn't possible since it is done by RUBS. I also found out meters aren't registered. I'm a single person in a single unit. Can someone explain how cooper arms is billing their tenants, because it a sub metered billing? ... more
0 votes 6 answers Share Flag
Sat Aug 29, 2015
Jimmy Perez answered:
UPDATE: In order not to trigger the "DUE ON SALE CLAUSE" our lender has given us permission to put the spouse (with lower credit score) on Title but not on the Loan at closing. Check with your lender as every institution has its rules and regs, ... more
0 votes 28 answers Share Flag
Thu Aug 20, 2015
Alex Montelongo Real Estate Group answered:
As my colleague mentioned below, contacting Trulia's customer service line seems to be the best idea. Keep in mind there are so many real estate websites that probably have pictures of the property online.
Yahoo, Google, Realtor.com, Homes.com, Zillow.com, and literally dozens more. Contacting them one by one will be some task.

All the best,

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE Lic#01456982
... more
0 votes 3 answers Share Flag
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