Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Long Beach : Real Estate Advice

  • All678
  • Local Info83
  • Home Buying248
  • Home Selling23
  • Market Conditions19

Activity 733
Fri Feb 17, 2017
Delatorre.birgit answered:
I am NOT a RE agent looking for you business, but a parent who has raised two kids in the Bixby Knolls/Cal. Heights area. This area is very safe. Cal. Heights is more of a starter area with lots of family with smaller kids. The elementary and middle schools are great. ... more
0 votes 5 answers Share Flag
Thu Feb 9, 2017
Msimani721 answered:
Home are my real estate taxes zip is 90807
0 votes 4 answers Share Flag
Wed Feb 8, 2017
Felicia Jones answered:
Hello there. Looking for a rental may appear to be a daunting task, but having an expert Realtor to help you, you'll be on your way to finding a great place to rent that will accommodate your needs.
If you are still looking for a rental, give me a call or send me an email, and I would love to be able to help you.

Felicia Jones, Realtor
Keller Williams Realty LA-Harbor
Phone: 424.278.9426
Email: homesbyfelicia@kwrealty.com
... more
0 votes 1 answer Share Flag
Mon Jan 30, 2017
Sheryl Arndt answered:
Hello Greathealthstyle, These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.spotcrime.com/ca
http://www.meganslaw.ca.gov
http://www.neighborhoodscout.com/
http://www.homefair.com/

Are you curious or looking to rent or buy?

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sun Jan 29, 2017
Sheryl Arndt answered:
Hello Courtney, here is a link to 66 in Long Beach and 2 in Belmont Heights rentals to call and go direct. There are two rentals in Belmont Heights under $1,200 monthly rent. Good luck.

http://www.realtor.com/apartments/Long-Beach_CA/price-na-1200/affordable

http://www.realtor.com/apartments/Belmont-Heights_Long-Beach_CA/price-na-1200/affordable

The purchase in Long Beach start from 115k for a 412sf studio apartment in a 12 unit bldg. and up. You may qualify to buy with less than first, last and security with down payment and closing costs assistance and pay less than rent.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sat Jan 28, 2017
Eleanor Devoe answered:
No yet. I am interested in investing in properties, currently single family and later commericial, and I need to know where I can find a list of properties for sale in the Los Angeles and Orange County, California areas.

Sincerely,

Eleanor Devoe
... more
0 votes 2 answers Share Flag
Thu Jan 26, 2017
Nanelle Petrocik asked:
I have already deleted from the Zillow account but, still getting request from Trulia. Please advices.
0 votes 0 Answers Share Flag
Thu Jan 26, 2017
CC answered:
Odd generally the selling bank does not get involved with the financing so I question your comprehension of the facts.

A seller can always refuse to fix anything your lender is making repairs a condition of the loan they cannot force a seller to fix anything. Nor will they if they are the bank it is not the business they are in. They might accept less money though ... more
1 vote 6 answers Share Flag
Thu Jan 19, 2017
Rich Reed answered:
Many Realtors can provide clients with a property profile report from a title company, which may be adequate for your needs. We offer as a service to our clients in the San Gabriel Valley, a full preliminary title report. Perhaps you can find a local Realtor in your desired area that offers similar service. ... more
0 votes 1 answer Share Flag
Tue Jan 3, 2017
Karen Baker asked:
My home sold at the sheriff sale yesterday. I have 2 questions:

1) The court docket says that the deposit was paid by "PLT", would that be the abbreviation for "Plaintiff" (the bank)?

2)…
0 votes 0 Answers Share Flag
Wed Dec 21, 2016
Sheryl Arndt answered:
Hello Nmitchell13, did you get that handled and refinanced? Did the dispute work? There may be options with other banks?

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Wed Dec 21, 2016
Sheryl Arndt answered:
Yes now in 2016 there is down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

Either of these can cover the down payment and or closing costs with FHA or conventional financing options of the down payment assistance programs.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

You may consider 5% down Jumbo with a minimum 720 fico score from 417k up to 1.5 million and 10% down from a minimum 680 fico score and up.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 10 answers Share Flag
Fri Dec 16, 2016
Susie Kay answered:
Absolutely. I hope you already found a home by now. If not, I would suggest that you pick up the phone and call a local realtor to assist you.
0 votes 9 answers Share Flag
Wed Dec 14, 2016
All Prop Investments answered:
In a perfetct world there would be a number you call and get a full price offer. It doesnt really work like that. You can sell your house as is and walk away. You will be leaving some money on the table but you wont have to deal with an unwanted property you no longer can afford to fix. The offer will be lower but if you think about it you can get rid of your home in 30 days you wont have to pay for months on the market. You dont have to pay commissions or closing costs. So the offer is quite reasonable and fair.

If you dont deal with a good company you may be taken advantage of. We want to make a win win situration for all parties. Call us for more info.
... more
0 votes 18 answers Share Flag
Sat Dec 3, 2016
Gissel answered:
Hi Gene, first off allow me to explain to you what "tradeline bankruptcy" that appears on your credit report means. Credit report agencies (Experian, Transunion, and Equifax) report information on each of your accounts separately for each creditor that holds or has held that account. Each of these separate reports of the account is referred to as a "tradeline."
Secondly, depending on the bankruptcy type you will continue to have this in your credit history, tipically a Chapter 13 bankruptcy should drop off your report after 7 years, where as to a Chapter 7 typically shows for up to 10 years from the date your case was filed.
You might be able to apply for a home loan, depending on the waiting period requested by the lender and the type of loan you filed the bankruptcy for will be your standard waiting period.
FHA loans- 2 years
VA loans- 2 years
Conventional loans- 4 years
USDA loans- 3 years
Hope it helps, good luck to you.
My office is located in Long Beach, and you are welcome to comtact me with any further questions you may have.
Gissel Hernandez
Sonnocco Real Estate Group
... more
0 votes 1 answer Share Flag
Sun Nov 20, 2016
Vincentmbarrios answered:
Hi Joanne,

We're offering a one month free rent move in special for the month of December, so you can take possession, start moving in and don't pay rent until January 1, 2017. Please complete the application on the website if you're interested and reach out with any questions: https://sites.google.com/site/village1605/home

Thanks,

Vincent
... more
0 votes 2 answers Share Flag
Sat Nov 19, 2016
Darlenepeterson57 answered:
Thu Nov 17, 2016
Christine.woods32 answered:
Even people, who have low credit score manage to find pretty good properties.
First option for renter with a low credit is to find a co-signer on your lease.
The second is to pay a larger deposit.
You can also include letters of recommendation from previous landlords, especially those who have rented to you most recently.
... more
0 votes 10 answers Share Flag
Fri Nov 4, 2016
Whitakerjamesb asked:
1 2 3 4 5 6 7 ...
Search Advice
Search

Followers

456