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Londonderry : Real Estate Advice

  • All24
  • Local Info2
  • Home Buying7
  • Home Selling1
  • Market Conditions1

Activity 21
Sat Apr 22, 2017
Robert Spinosa answered:
The short answer is "maybe." The better answer is that you will likely need an appraisal. Some of this will depend on the loan sizes in question and it sounds like the two loans you have were not "purchase money," that is, they were both not used exclusively to buy the home. When that happens, conforming guidelines will dictate that the refinance you complete to consolidate the two will be considered a "cash out" refinance (even if no cash goes back to you) and cash out refinances require an appraisal nine times out of ten.

There are quite a number of nuances when it comes to consolidation refinances but even where you need an appraisal it can still make good sense to look at combining the loans. It's probably never a good idea to base the decision just on the published interest rate because the underlying math tells the bigger and more important picture, and as you correctly allude to, there is always cost involved in a refinance, even if it is billed as "no cost."

Get in touch any time if you think we can help.
... more
0 votes 7 answers Share Flag
Mon Nov 23, 2015
Brian Magoon asked:
Mon Nov 16, 2015
Pierre Jacques answered:
Hi there! We are an appraisal company based in St.Louis, MO. Please check our blog and learned on how to file a property tax appeal at St.Louis County.

http://www.saintlouisareaappraiser.com/property-assessment-how-to-appeal-a-st-louis-county-tax-assessment/ ... more
0 votes 23 answers Share Flag
Fri Mar 27, 2015
Javier Montiel answered:
Try checking on google or yelp.
0 votes 2 answers Share Flag
Mon Jan 26, 2015
Cynthia Sabatino answered:
If the Realtor is buying the house for 85 - 95% of the appraised value, the Realtor should pay for the appraisal since they are the Buyer and you are the Seller. It is no longer a Buyers market so I would be hesitant to work with that Realtor that is trying to buy your home for under its true value. I do not know how the real estate market is in IN but it sounds like a scam. The Realtor can then sell it for a profit. Monies you should have gotten for it. ... more
0 votes 1 answer Share Flag
Wed Nov 5, 2014
Murphy Team answered:
Most areas have an online presence for Registry of Deeds. Look up by name of owner and you should be able to view the mortgage and any other activity on record specific the that property. ... more
0 votes 5 answers Share Flag
Wed May 14, 2014
Murphy Team answered:
If the builder is "obligated" to have the rails a particular color you should wait to close until it is correct or get an estimate on the fix and have that amount deducted from the purchase price. Experience has shown us that you do not close until things are correct. ... more
0 votes 4 answers Share Flag
Tue May 13, 2014
Lori Tringale answered:
Could it be Bockes Rd? That is the only one that fits the N-S direction. According to the map of the forest on "Forestsociety.org" there are several trails in the Forest, but the only named roads are Bockes, Bockers, and Mill Rd. Hope this helps. ... more
0 votes 2 answers Share Flag
Wed Mar 19, 2014
Eric Hall answered:
Joanne, there are many houses in that price range in the Londonderry NH area, and there are some great deals out there right now. With home prices and interest rates both at record lows, it is a great time to buy. You should strongly consider working with a Buyers Agent to help you navigate through the home buying process. If you need a mortgage, you will need to talk to a bank or loan officer. If you need an inspection, you will need to hire a home inspector...etc. I can help you with all of that. I am an experienced Buyers Agent and have a close network of professionals to help you through the entire process. AND my services are free to you. I get paid by the seller upon closing on your perfect new home. Call me anytime. Or if you want to email me some additional criteria of what you are looking for, I can do a more specific search for you. All of my contact info is below. Good Luck!
Eric Hall
Roxo Realty
Phone: (603) 703-6022
Email: eric@roxore.com
Website: www.roxorealty.com
... more
0 votes 7 answers Share Flag
Fri Sep 20, 2013
Duane Dewees, Assoc, Broker answered:
You need to contact a local Realtor. Or you can go on Trulia for your town and see what properties your looking for are listed. Thanks for your question.
0 votes 4 answers Share Flag
Mon Sep 9, 2013
Evelyn Pendleton answered:
Hi Shah,
I'm happy to assist you with this venture. My real estate office is located in Londonderry, NH. What type of information are you seeking, property values, schools, etc.? Relocating is very exciting but can also make one anxious. I'd like to try and offer my professional assistance ensuring a smoother transition. Looking forward to speaking with you. Otherwise, "Chamber of Commerce" is a great resource for information on New Hampshire towns. ... more
0 votes 1 answer Share Flag
Sat Aug 3, 2013
Evelyn Pendleton answered:
I recommend interviewing a couple of different agents from different brokerage firms, for instance: Compare a boutique agency to a franchise. Most importantly make sure the agent you choose is committed to their work. Often times agents will practice only part time real estate which will hinder your sale. ... more
0 votes 13 answers Share Flag
Tue Jul 9, 2013
Cheryl Waitt answered:
Hi, it is very important that you first find an engineer who works with the town on various projects and knows what they are looking for. The person is your key to streamlining the process and getting the proper information to the town less time which means a savings to you. If you are looking to sell the parcel or parcels, I have a vast knowledge of land and would be happy to lend my services to you. Have a great day! ... more
0 votes 4 answers Share Flag
Tue Mar 19, 2013
Jason Duval answered:
Hi Erica,
Most likely the home is in Probate court where estates are settled. They will look to establish the next of kin in order to ensure the home is not simply abandoned. Once that is established it would be up to the estate to determine how the home is disposed of. To the best of my knowledge; a bank can not foreclose on any property in Probate.Feel free to email me back @ jduval@kw.com, I can get you in touch with a couple lawyers in Londonderry who handle these issues, they could easily inform you of what is going on.

Regards,
Jason G Duval, REALTOR, CRS, ePRO
Keller Williams Realty NH
Licensed Broker in NH & MA
603.424.4053
603.765.3239
... more
0 votes 2 answers Share Flag
Thu Mar 14, 2013
Edith Karoline Jasser answered:
You are looking for a listing agent to list your home for sale with. So you want to know how they deal with the day in day out marketing and advertising of your home, what they expect from you, how they deal with showings and open houses, and ask them why they would do a good job for you and your home to get sold. Remember that you want to hear the truth from your trusted Agent, not what you would like to hear, that your home is worth more than it really is so you list with that agent NOOOOOO

You want an honest and straightforward agent who will put the numbers and market facts in front of you, will tell you how they will communicate with you, and do all the other things mentioned above....And yes if the agent tells you about things you should be changing or improving on in your home, whether you like them or not, the agent wants to do what is best for your home to get sold and seen by as many buyers as possible, so listen and negotiate with the agent you trust, what is most important and what are
the least expensive but most effective changes you can make to get your home ready for sale.

You also want to know that this agent is your agent you will deal with throughout the listing period, not that he or she is working with a large team and you never know who is going to be doing what.

And then yes who do you trust and like best, you know your trust in the expertise and personality
of the Realtor is the same as if you were selecting your family doctor, dentist or attorney....

If you need a good recommendation or your area and have not yet listed your home, let me know and
I gladly send a good one your way.
Good Luck to you

Sincerely yours,
Edith YourRealtor4Life & Chicago, North Shore & Northern Illinois Expert
Working always in the very BEST interest of her clients, Buyers, Sellers and
Investors alike....And always with a SMILE :)

Covering for @Properties Chicago & suburbs, and with her trusted Partner
Agents US & world wide properties. French, German, some Spanish &more EdithSellsHomes@atproperties.com or EdithSellsHomes@gmail.com
Check out my website at http://tinyurl.com/YourRealtor4Life
Get to know me! Learn about my experience, expertise, services! Read letters
of recommendation! Sign up to search for properties in my expanded service area.
HAVE THE MOST WONDERFUL DAY :)
... more
0 votes 9 answers Share Flag
Sat Mar 9, 2013
Josh Barnett answered:
What does your listing agreement state in regards to allowed and non-allowed actions of your listing agent?
0 votes 7 answers Share Flag
Sat Mar 10, 2012
Scott Godzyk answered:
Right now active listings are down near 30% where sales are up 10-20%, buyers are buying now with less competition for home sellers. In the spring the majority of homes come on the market where there will be more competition among home sellers as buyers have more choices. Where we had such a mile winter, we did not see the huge slow down that usually occurs. My advice is listing now. If you need any assistance please feel free to email or call. I would love to help you sell your home. ... more
0 votes 7 answers Share Flag
Tue Jan 24, 2012
Carol Perdew answered:
Brian,

Buyers have seemed to be favored with the reduced home prices and low interest rates. Our market may be shifting because we have only 2 months inventory of homes for sale. There are many buyers looking to buy and multiple offers are starting to occur. Depending how long the low inventory of homes lasts, prices may start to go up. Many believe this year the real estate market will start to recover which may help the sellers.

Thanks,
Carol Perdew
Prudential California Realty
(209) 239-7979
Carol@PerdewHomes.com
http://www.CentralValleyHomes.com
DRE 985176
... more
0 votes 15 answers Share Flag
Thu Nov 12, 2009
Dirk answered:
Check out the aerial maps for the address on www.Bing.com. You can see the road construction just to the north of the development.
0 votes 7 answers Share Flag
Wed Jul 30, 2008
Scott Godzyk answered:
With the information you provided, there should not be a problem. You should definately consider your goals when applying for your mortgage. Being 22 and no lids is this the house you are going to live in the rest of your rlife? 10 years? 5 years? Choosing your mortgage is as important as choosing the right property. You want to keep your payment affordable and get the best rate and terms all at the same time. Please feel free to email me sctprop@aol.com if you would like some referrals of some great mortage people and as well i can help you find the property that is right for you. I work extensively in this area and would love to help you out. Good luck and i hope to hear from you. ... more
0 votes 6 answers Share Flag
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