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Home Buying in Lithia : Real Estate Advice

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  • Local Info7
  • Home Buying8
  • Home Selling0
  • Market Conditions1

Activity 8
Wed Nov 4, 2015
Rob Bigsby answered:
THE TRAFFIC FROM FISHHAWK IS INSANE. NOT AS BAD AS NEW TAMPA?? NEW TAMPA BACKS UP DOWN THE HIGHWAY APPROACHING IT FOR MILES DURING RUSH HOUR. THIS GODFORSAKEN COMMUNITY HAS TAKEN A BACKWOODS AREA AND TURNED IT INTO SOME OF THE WORST TRAFFIC IN FLORIDA OUTSIDE OF DADE COUNTY. I CAN'T IMAGINE WHY ANYONE WOULD WANT TO LIVE THERE. DO SOME RESEARCH AND DRIVE IT A FEW TIMES FOR GODS SAKE, ITS A NIGHTMARE. ... more
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Wed May 28, 2014
James Roy answered:
To piggyback on what Sally said... I'm not sure if the down payment is an issue for you, but if it is, we have USDA approved areas around Lithia as well. USDA Financing is 0% down. Also, since you're a hero, as part of our military, you can also look into VA loans - again 0% down. Thanks for your sacrifice and I hope you had a wonderful Memorial Day.

Best Regards,
James Roy
Lithia, FL
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0 votes 2 answers Share Flag
Tue Jul 23, 2013
Matthew Fetterhoff answered:
Yes, you can change. The way I present myself is that you are asking me to provide a service and if I do not provide the service you request, then release me and find someone else. As a Realtor if you do not provide a service you’re out of service! I have had many clients come to me from other agents because they were not doing their job, but if we are to pursue a home that you viewed with another agent then a fair deal would have to be worked out on all parties. Read what you have signed and meet with the agent and broker to notify that you would like to move on. Good Luck! ... more
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Mon Jul 22, 2013
Alma Kee answered:
0 votes 10 answers Share Flag
Thu Jun 14, 2012
Janeth Rector answered:
I live in Fishhawk and love it! Great schools, award winning master development, one of the top communities as far as amenities and more. Absolutely, get a home inspector, look at your contract really careful and ask them to explain it to you. Choose your options carefully making sure your choices are what is in but still remaining classic in your choices as this may affect resale later on. I hope you worked with an experience agent, it actually free to buyer to use an agent even on new construction and they can help you tremendously with their expertise.

Let me know if you have any other questions about the community (813) 679-5307
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Mon May 28, 2012
Barbara Ann Hutcheson answered:
You should have your Realtor do a CMA on the homes in the area. Foreclosures, short sales and owner homes are included in the sales. This would give you a price that should be in line with the appraised price, as this is how the appraisers will first determine value before adjustments. Looking at comparable sales in the area is the first step in determining what to offer any seller.

As for determining what banks will accept, no one can tell you what banks will accept except the banks. You find out what they will take by making them an offer, based on the CMA your Realtor has prepared, and negotiating until you can agree on a price. If you are getting financing to buy the home, the price upon which you agree may not exceed the appraised price which is determined by your lender's appraiser. If you are paying cash and wish to have an appraisal to determine value, you can place an appraisal contingency in the contract to make sure that you are getting the property at a fair price.
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Tue Dec 7, 2010
ANDREW OLLICK answered:
It depends on what bank is holding the note. Bank of America has released some of their properties. I had been waiting on an active contract for a client of mine since September and just a few days ago they gave us the go ahead.

If you're simply asking about how long it takes for FNMA to accept/reject a bid, it's usually no longer than a week.

Andrew and Elena Ollick
Amerivest Realty
239-206-4500
eo@oceanhomesrealty.com
Latest Post: Housing Has Finally Hit the Bottom
www.andrewollick.com/realestateblog
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0 votes 6 answers Share Flag
Sun Feb 15, 2009
Lisa Reeves answered:
There are always a lot of questions about closing costs. You and your friend are both right. True closing costs - taxes, mortgage costs, recording fees, appraisal, survey - should run about 1.5-2%. The additional fees which are known as prepaids are the escrow amounts for taxes and the 1 year of homeowners paid at the table and escrow for homeowners. This will also add an additional 2% to your total. This is estimating $6500 in taxes and $2000 in homeowners. I came up with an estimate of 4%.

Remember items like appraisal, survey, processing fees, etc. stay the same price whether the house is 100K or 1million so as the price of the house goes up the percentage cost of closing costs and prepaids goes down. So if you were buying a 175K house you might need 6% but at 330K you need more about 4%. My email is lisarreeves@gmail.com if you would like a pdf or an estimate.

Good-luck.
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