Home Buying in Licking County : Real Estate Advice

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Christopher…, Real Estate Pro in Virginia Beach, VA
Christopher Fritts answered:
I have a small oak shelve my neighbor and best friend made me. If I sell the home can I unscrew it from the wall and take it with me ?
Let your Realtor know that you want the self excluded from the sale. You shouldn't have any problems.
0 votes Share Flag Mon Aug 31, 2015 Home Buying in 43055
Amandahunt03, Home Buyer in Detroit, MI
Amandahunt03 asked:
Land contract homes in licking county My family and I are looking for a home in Licking County on land contract. We are a large family of 6 and want a place to truly call home. We would really like something in the country with…
0 votes Share Flag Sun Oct 5, 2014 Home Buying in Newark
Ladybuglove2…, Home Buyer in Newark, OH
Ladybuglove225 asked:
I currently have a 626 credit score per Credit Karma, I do have negative items on my report but are medical bills can someone direct me into the right direction with a lender. I am not looking for a mansion, just so tired of paying rent :(
0 votes Share Flag Sun Mar 30, 2014 Home Buying in 43055
Jeff Ball, Real Estate Pro in Gahanna, OH
Jeff Ball answered:
My Chapter 13 is almost completly payed off. My wife has excellent credit. Can we still buy a home using both our incomes and only her credit score?
Vicor-
no..only her income as John has stated.

1777 Burg Street is a great area, I have been to an outdoor party near this home. I love downtown Granville and I would recommend Day ... more
0 votes Share Flag Wed Jan 29, 2014 Home Buying in Granville
Kimberly Law…, Real Estate Pro in Fairfield, OH
Kimberly Lawson answered:
I'm on SSD/SSI and my credit score is about 580...Is there any way I could ever own a home of my own?
Hi,

Yes we offer financing down to 530 credit. It's more than just a score though. There are limits on collections and overall derogatory credit and you could be required to have up ... more
0 votes Share Flag Fri Nov 15, 2013 Home Buying in 43055
Annette  Law…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
the house that im renting is under foreclosure do i stop paying rent?
The owner is STILL the owner.
The rental agreement is still binding.
Know tenant rights.
If you stop paying, you will have no tenant rights.
Now would be a great time to start makin ... more
1 vote Share Flag Mon Sep 30, 2013 Home Buying in Newark
Phil Frye, Real Estate Pro in Newark, OH
Phil Frye answered:
I am interested in a bank owned home, the house won't pass FHA inspection as is. Will the bank allow me to make a few repairs so it will pass?
Typically, the "Bank" won't allow the Buyer to make repairs, but every now and then the "Bank" will make certain repairs to get a property to pass FHA, especially if making repairs is i ... more
0 votes Share Flag Wed Aug 14, 2013 Home Buying in 43055
Valerie Lest…, Renter in Reynoldsburg, OH
Valerie Lester answered:
I am looking in to buying a home and my credit is around 650 but I had my home foreclosed on in May. It is not on my credit can I still buy a house?
What if it's not an FHA or HUD loan and is that 3 years from the foreclosure date? I am looking into a rent-to-own program and I just want to make sure this is the way to go. I hate ren ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Pataskala
Charmin Patt…, Real Estate Pro in Heath, OH
Charmin Patterson answered:
Is it possible to buy a $60,000 home with a $4,000 down payment and credit score between 300-800?
Your down payment looks good, however, you will need a 640 or higher credit score unless you have a cosigner. If you need me to give you a few VERY good lenders to talk to please call ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in 43055
Charmin Patt…, Real Estate Pro in Heath, OH
Charmin Patterson answered:
Is it possible to get financing on a manufactured home with a credit score less than 620 in Newark, Ohio?
I don't believe you will be able to get FHA financing. You might see if the any of the local banks can help...Park National, First Federal (Charolette Blade), or Ohio Heritage (Marlise ... more
0 votes Share Flag Thu Oct 4, 2012 Home Buying in Newark
Nicole, Home Buyer in Columbus, OH
Nicole answered:
Are there any ordinances specifying how many animals you can have per household in Newark?
I moved in 2005; however at the time 5 animals or more required a Kennel license. A Kennel license can be had for a reasonable fee; but I believe if you apply for a kennel license your ... more
0 votes Share Flag Wed Aug 22, 2012 Home Buying in Newark
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
My credit is not in good standing. I do qualify for a va loan. I would like to know if I have any options to buy/rent to own. 3 bdr/1.5 bath
Be very careful about making a large good faith deposit in a lease option or rent to own, research the subject in depth before jumping in. It is probably not what you expect. In this ... more
0 votes Share Flag Fri Dec 30, 2011 Home Buying in Pataskala
Dee Nofziger, Real Estate Pro in Toledo, OH
Dee Nofziger answered:
Housing pricing and value when compared to county audior's appraisel
When it comes to appraisals, the reason for thr appraisal is extremely important. County auditor appraisals are only for tax value. Appraisals done to purchase a home are done to secure ... more
0 votes Share Flag Mon Oct 17, 2011 Home Buying in Johnstown
Annette  Law…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
We bid on a short sale house and it got accepted. So why is it taking so long the bank to process this? We have been waiting forever now. Any help!?
Kimberly,
Less than 30% of homes listed as short sales are actually sold to new homeowners. The primary reason is exactly as you are experiencing. The process is so excruciatingly long ... more
0 votes Share Flag Fri Sep 30, 2011 Home Buying in Johnstown
Molly Hay, T…, Real Estate Pro in Pickerington, OH
Molly Hay, The Hay Group answered:
how do I buy HUD home, and is it really the price I see listed, or is that just a beginning bid?
If you are still in the market for a HUD Home I am offering a Seminar in Reynoldsburg Thursday, 9/22 at 7-8 p.m. Please stop by! I have attached a link to the seminar. It is approx. 3 ... more
0 votes Share Flag Sat Sep 17, 2011 Home Buying in 43055
Marita Topmi…, Real Estate Pro in Indianapolis, IN
Marita Topmiller answered:
Thanks Guy's, When you have poor credit cause I diden't live on plastic. ,how can I get help from a hard money lender to buy a home close
All my best wishes for a quick answer to your questions and for relief from
the back pain you both have been suffering.

Sincerely,

Marita
0 votes Share Flag Sun May 22, 2011 Home Buying in Licking County
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
My husband and I own 50% of our home and my Mother owns the other 50%. We want to buy her out using our half as collateral. We live in Ohio w/poor cr.
Susan,
Your options under these circumstances would be to find a Hard Money lender paying outrageous fees and rates for a short term loan and fix your credit in order to finance out o ... more
1 vote Share Flag Fri Mar 25, 2011 Home Buying in 43056
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