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Home Buying in Lexington : Real Estate Advice

  • All36
  • Local Info0
  • Home Buying6
  • Home Selling0
  • Market Conditions2

Activity 13
Sun Jul 10, 2016
Julie asked:
He wants to do it as a short sale. Is that a good option for me to do? Also, I know nothing about short sales.
0 votes 0 Answers Share Flag
Fri Jun 3, 2016
Kayemischler asked:
Thu Dec 24, 2015
Victory Property Management answered:
The recorded Notice of Default should give you an idea of the timeline. Short sales, however, can take a long long time to complete. If you purchase a home through a short sale, you do not have to worry about the two liens. It will be the responsibility of the owner/lender to provide you with clean title that is free and clear of all past liens. ... more
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Sun Aug 17, 2014
Noah Seidenberg answered:
Usually not. It is not your property yet Good question. If it is really important to you, speak with an attorney.
0 votes 3 answers Share Flag
Fri Oct 18, 2013
Andy Matejka answered:
I haven't had anyone apply under those circumstances but as I mentioned a month ago the policy is in effect.

I would be happy to complete your application.

You can call me at 336-391-8523 or apply securely online through my website.

Andy Matejka
VP of Mortgage Lending
Guaranteed Rate,Inc.

NMLS # 153268
NC License I-146574
... more
0 votes 1 answer Share Flag
Wed Sep 18, 2013
Andy Matejka answered:
This policy is already effective.

Are you having some kind of problem with your current lender in getting approved?
0 votes 2 answers Share Flag
Sun Sep 8, 2013
Michelle DeLapp answered:
Dorianne,
The best way is to look on the Davidson County website and do a GIS search. You can search by address or property owner name. When the aerial map comes up, look in the right hand column
and you will see where you can click on a link for a property card. Select that one and when the
property card comes up, it will tell you when it was last assessed. Hope this helps! If you need help,
you can contact me at 336-250-274. Thanks. Michelle DeLapp, Coldwell Banker Triad Realtors
... more
0 votes 5 answers Share Flag
Sun Aug 18, 2013
Joycelewis412 answered:
I recommend that you work with a local lender. They might be able to provide you options.


Check if you qualify for a mortgage. Try www.whywaitbuytoday.com
0 votes 5 answers Share Flag
Sat Jun 29, 2013
My NC Homes Team answered:
You're signing a sales agreement isn't the same as the seller signing which creates a contract.

You really should find yourself a good buyer broker and sit down with them and allow them to explain the home buying process here in NC.

What isn't right is that the listing company is holding your money. You should tell them today that you're coming by and want a check ready when you get there for the full amount of your earnest money deposit and that if it isn't ready, then you'll be filing a formal complain with the NC State Real Estate Commission. You may also want to consider speaking with an attorney.
... more
0 votes 3 answers Share Flag
Fri May 31, 2013
Chris Jones answered:
This a great market to buy in. Congrats for getting on the right track to home ownership. The key to a home purchase is an agent familiar with the area you will be purchasing in. Shows you the properties you would like to see, and helps you through contract negotiation, inspection period, and at the closing table.
As far as your credit goes.. Contact a local lender and let them know you are currently building your credit up for a purchase. At your request they can run your current credit and give you advice based off your credit report. An example would be you may have a student loan that may need to be paid off/down, or car loan to make the last few payments.

Good luck and feel free to contact me for a great lenders number to work with on your credit!
... more
0 votes 4 answers Share Flag
Tue Nov 27, 2012
Tina Lam answered:
Inquiries regarding what? Crime stats, rentals, listings?
0 votes 2 answers Share Flag
Fri Apr 15, 2011
Nathan Wolf answered:
There are NO MONEY DOWN programs. It depends on your income and credit. There is a downpayment assistance program in North Carolina. It offers qualified lower income individuals up to $8000 toward their down payment at ZERO PERCENT interest!

And there are USDA loans which are 100-percent loans, which require no down payment.

There are also HUD foreclosure homes which require as little as $100 down payment.

Plus, first time homebuyers qualify for a $2000 PER YEAR TAX CREDIT using the Mortgage Credit Certificate. But you must apply for this at the time you apply for your loan otherwise you cannot go back and do it later.

If you have more questions, please email or call me: 704-858-2345 nate@natewolf.com

My brother in law is selling his home in Lexington NC. It overlooks a private lake, and has 3 bedrooms, 2 Bathrooms and a basement.
____________________________________

If you liked this post, GIVE ME A THUMBS UP!
____________________________________
Nate Wolf was recently named a FIVE STAR REALTOR by Charlotte Magazine. He is a top producing real estate sales broker, representing both buyers and sellers. He is a member of the National Association of Realtors, The Charlotte Regional Realtors Association and the Carolina Multiple Listing Services. He is licensed in multiple states and serves all areas of Metro Charlotte from Lake Norman to Lake Wylie and Uptown / Center City to SouthPark and Ballantyne.

http://www.natewolf.com
charlotte mls realtor home listings
http://www.CLThome.com
... more
0 votes 4 answers Share Flag
Tue Nov 23, 2010
Carla Berrier answered:
There are always sellers that are in the position to lease instead of selling, Sometimes if a house has been on the market for a length of time, or the sellers circumstances are such that they can not wait to sell, they might be open to leasing, most agents can check for you on the lease situation, probably email directly to the agent you choose. ... more
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