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Lexington : Real Estate Advice

  • All242
  • Local Info21
  • Home Buying68
  • Home Selling10
  • Market Conditions9

Activity 229
Thu Nov 16, 2017
Vball asked:
What are the black dots and dots with numbers represent on this layer?
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Sun Sep 17, 2017
Brenda Cochran asked:
I am a Realtor in Lexington, Ky. I have a listed property that is for sale and for rent. When I listed it for rent I got a notice from Trulia and Zillow that it was taken off the market.…
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Sun Sep 10, 2017
Amanda Patton answered:
Looking for a quiet, conservative area. Friendly community. We have a son with special needs, so looking for a place near Lexington for access to services and decent schools
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Tue Jul 18, 2017
Ny_freeman asked:
Mon Jul 10, 2017
Andre Thomas asked:
Sat Jun 10, 2017
Tiaraashby12 asked:
My last apartment was in 2013 where I lived with my ex boyfriend. My landlord at the time said as long as we gave a months notice before moving out then we are fine. My boyfriend became…
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Mon Mar 13, 2017
Kashif Raza answered:
Sun Feb 26, 2017
Derogatory Credit Letter of Explanation - - this letter is always requested for Kentucky FHA, Kentucky VA & KY Rural Housing USDA loans.

It is crucial that the information identifies all the derogatory credit on the credit report. It does not have to be lengthy, but does need to outline the following:

a) The circumstances regarding how the derogatory credit came to be and how it was out of their control and temporary in nature
b) Show how the circumstances to the adverse credit have been removed

The letter must be supported with documentation that verifies the explanation provided by the borrower. It is required on any file that has ANY derogatory credit on the report.
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Thu Feb 9, 2017
Devonladams asked:
I would like to purchase a duplex or 4-plex unit to start but would like to know somethings I should look for when financing?
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Thu Jan 26, 2017
Alan May answered:
Are you asking how/when you real estate agent gets paid?

Typically, we are paid at the closing, from the proceeds of your sale. Hopefully you're making enough profit that will include the real estate commission as well as any closing costs. ... more
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Mon Nov 21, 2016
Maria Gillette asked:
Sat Nov 12, 2016
Kathy Burgreen answered:
I'm a former realtor - not currently active but I can tell you what you're missing and why those realtors are saying "look at the comps!" Here's the hidden truth:

Most buyers need financing - they are not paying you 100% cash. Therefore, the lenders who provide the mortgage loans require every buyer to pay for an appraisal. The appraiser determines what your home is worth and tells the lender. The lender tells the buyer your home is worth $xxx.00 and the loan will ONLY be for that amount - what the appraiser said. Lenders refuse to give extra money to buyers just because you think your house is worth more. The buyer can pay the difference BUT most buyers refuse because they believe the appraiser is right. Also most buyers don't have the extra money. They already are paying for the down paymet + closing costs + moving expenses + miscellaneous costs.

So if you think you will find a buyer that will pay the difference between what the appraiser said & your asking price - good luck with that. Keep dreaming. In the meantime, why don't you pay for an appraiser to visit your home and give you a verified price. At least you will have it in writing.
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Thu Nov 3, 2016
Angelica P answered:

We didn't get enough information about your problem to resolve the issue. Please provide us with complete property address and we will be happy to assist you.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

Thank you for using Trulia!

Consumer Care Advocate
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