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75067 : Real Estate Advice

  • All23
  • Local Info0
  • Home Buying12
  • Home Selling3
  • Market Conditions1

Activity 18
Thu May 25, 2017
Susie Kay answered:
Have you found your home? If not I would suggest that you talk to a lender or two. Let me know if you need me to connect you!
0 votes 2 answers Share Flag
Tue Feb 28, 2017
Jj.pipitone asked:
This home has been abandoned for years. The owner is deceased and it appears Deutsche bank is the trustee
0 votes 0 Answers Share Flag
Sun Sep 11, 2016
Susie Kay answered:
Wed Apr 20, 2016
Bnbrandy answered:
I am a landlord that had a judgement in my favor. I gave my tenants extra time to move because I did not want to see them forciably removed, so I never file the writ of execution. Question is...if the judgement does not have any of tenants' personal information, SS# and DL#, how does it even get record in the credit record on the rental part? ... more
0 votes 7 answers Share Flag
Wed Mar 25, 2015
Genile Morris answered:
Now that you have been pre-approved for a home loan, have you set aside the funds for a earnest money deposit, home inspections, appraisals and surveys? Once you have decided on a realtor, ask them how much it would cost to get through these steps. Here in Florida, you would be looking at at least about $2200 from offer acceptance to closing for homes under $200k. In addition, find out from your lender, what you closing costs and down payment would need to be on a house in your price range. It is a sad situation when a buyer finds the home, and cannot complete the process. ... more
0 votes 9 answers Share Flag
Mon Feb 23, 2015
Christen OBrien answered:
In general, the option period is simply the time when a buyer is checking over the home for repairs or problems that may need to be taken care of. The seller cannot renegotiate the price as part of the option period.

If a buyer requests too many repairs (in the seller's opinion), then the negotiation can start based on what the contract states.
... more
0 votes 7 answers Share Flag
Fri Jan 9, 2015
Christen OBrien answered:
I like to help people get a feel for their home's latest market value by doing a snap shot CMA (comparative market analysis). I can do this as a range without seeing the home (the assumption would be that the condition of the home is average). I would do this (for free) for anyone requesting it as long as they are not committed to another agent.

If a consumer wanted a more accurate pricing estimate then I would have to do a walk through of the home.

John OBrien SRS
972.890.2310
... more
0 votes 4 answers Share Flag
Sat Apr 12, 2014
Jason Todd answered:
If you are still looking for a lender shoot me an email.

JToddrealty@gmail.com
0 votes 7 answers Share Flag
Tue Mar 4, 2014
Jeanne Feenick answered:
I would say likely not, it is the inspector that has performed a service for you and if you move on to another property and conduct an inspection there, then it is a new service being performed. If you use the same inspector he/she may apply a discount - worth asking. ... more
0 votes 21 answers Share Flag
Sun Jan 5, 2014
Bruce Lynn answered:
That seems to be the million dollar question?
0 votes 3 answers Share Flag
Thu Mar 28, 2013
Shawn Griffith answered:
Luke,

A lot of the price depends on what size house you need and the area that it's located. The old real estate saw, location, location, location also applies to rental property. Good locations are going to command higher rents. Feel free to contact me if you can't find what you are looking for, but there are many resources online, such as those suggested by Bruce. You can email me directly shawn@topflightinvestments.biz or leave your contact info at: http://bit.ly/OCPCeS

Regards,
Shawn
... more
0 votes 2 answers Share Flag
Thu Jun 2, 2011
Cynthia Bell answered:
I would start networking with Realtors that specialize in REO properties. Many times the listing agent for REO (bank owned properties) need help getting properties show ready.
0 votes 1 answer Share Flag
Fri Apr 1, 2011
Brian Rayl answered:
Hi Leo,

I notice you have not gotten an answer yet. That is because the number is A LOT and there is not an agent here that has access to every single MLS to be able to get you those details.

Curious, but why are you asking? Just trying to get a gauge on the market? Knowing the Texas and US market is a great trivia thing, but it has absolutely no bearing on your home sale or purchase. Markets are very much local, and even hyper-local right down into a specific neighborhood.

If you would like specific stats on a certain area or neighborhood, I would be happy to provide them.

Because it's more than real estate. It's RAYL-Estate!

Brian Rayl, REALOR®, e-PRO, SFR
Keller Williams Park Cities
972-949-4222
Brian@Rayl-Estate.com
http://brianrayl.com
... more
0 votes 1 answer Share Flag
Fri Jan 14, 2011
Get-smart answered:
good tips Tony Z. you might also be able to check with RealtyTrac.com as well.
0 votes 2 answers Share Flag
Thu May 20, 2010
Robert Spinosa answered:
GH,

There can be many factors and the requirements vary by loan product too. But if you held a gun to my head and said, "what is the max debt-to-income lenders will approve these days?" and you gave me no other information, I would say 45%.

So, if you have gross income per month of $5000, your total debt cannot exceed $2250.

If you have further questions or need additional explanation, just get in touch.

Rob Spinosa
rspinosa@rpm-mtg.com
... more
0 votes 3 answers Share Flag
Fri Jan 8, 2010
Marti Kay & Lana Gay answered:
Pam,
Good luck in this process for you. As many have stated below, be sure to almost freeze your spending as you go through this process. No new large purchases until AFTER you close on the house. (this includes furniture for the new home!) You can pay down some credit cards as that will only help your credit score. Pay everything on time for at least the next couple of months so that stays current. You are right there at the level that you could get a better loan with just a few more points. But definitely don't keep "shopping" the rates as that will only bring it down. Find a reputable and honest lender and stick with them. You'd really be shopping for pennies right now because the rates are really great right now. And I would definitely tell the ones you've already shopped with to quit pulling your credit so that your credit score doesn't go down further. A good lender will tell you like Tom said below without pulling the credit report again. Take a look at the credit report that you already had pulled and definitely make sure no duplicates are on there and send dispute letters if there are. They can pull those off and it will help your credit score. Happy shopping and if we can do anything to help, give us a call - 940-243-1919.

Thanks, Lana Gay
... more
0 votes 14 answers Share Flag
Thu Jul 23, 2009
Genile Morris answered:
Yes. Home purchasing is an emotional roller coaster. Moreso towards the last few days. The underwriters and title companies are doing the final searches and going over home, applicants, liens, and ownership with a fine toothed comb. Unfortunately, sometimes, they speak too soon not realizing that one of the players has not completed their part and finds an issue that needs to be addressed before closing. In most cases, it saves you and them some hassle down the road. ... more
0 votes 5 answers Share Flag
Thu Apr 2, 2009
Bruce Lynn answered:
I wouldn't think so as long as your closing date has not been extended.

Talk with your lender about it.

Could even be that that rate has gone down, depending on when you locked.
0 votes 4 answers Share Flag
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