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Financing in Lewis and Clark County : Real Estate Advice

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Activity 2
Sun Apr 13, 2014
Cindy Humphrey answered:
Hi Renee, The transaction you are preparing for would have a lot of possible snags both on the lending side and purchasing decisions to be made. Shopping the loan will serve you best when determining your interest rate and if there will be any points added to the loan. Your credit score plays a large role here. Personal visits to lenders are better than a phone call. I have a list of documents you should bring with you on the first visit to the lender that I'm happy to send over to you upon request. It's much easier to have your needed info organized from day one than to go back and forth gathering items that you must have to qualify. Are you working with a Realtor currently? Specifically a Buyer Agent? It is in your best interest to work with an experienced agent. It will save you time and reduce the surprises that can crop up along the way. Best regards, Cindy ... more
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