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Lewis County : Real Estate Advice

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Activity 47
Wed Sep 27, 2017
Craftswoman asked:
do you have any 3 bedrooms in highvalley. is this a cash sale or can you do payments
0 votes 0 Answers Share Flag
Mon Apr 17, 2017
Jesu49 answered:
I doubt it. And they like several years of work history as well. Either at the same job or in the same profession. Good luck.
0 votes 7 answers Share Flag
Sun Feb 5, 2017
Ismejd2 asked:
Thu Feb 2, 2017
Jessica answered:
Yes the credit score requirement is higher than FHA. You need a 620 score for a homepath loan, and the max DTI is 45%. The homepath program is no longer available, however an FHA loan is just as good. Check out The Lenders Network for more information and to see if you qualify. ... more
1 vote 16 answers Share Flag
Thu Nov 17, 2016
Rosemarysudano asked:
Sun Aug 28, 2016
Kary Krismer answered:
Rent to own deals would typically limit your selection of houses greatly, and also are typically horrible deals for the tenant.

If you don't currently qualify for any of the many down payment assistance deals offered by the Washington State Housing Finance Commission (or others), you probably should work on improving your financial situation before considering buying.

http://www.wshfc.org/buyers/downpayment.htm
... more
0 votes 1 answer Share Flag
Tue Aug 23, 2016
Maricris A answered:
Hello,

I apologize we have false foreclosure information listed on our home details page. This data is provided to us from Zillow foreclosures and we currently do not have the ability to edit or remove the information that they are sending us.

Please be advised that I have created a request regarding the removal of the erroneous foreclosure information for your home on Zillow.

Once the status is removed from Zillow, it will automatically update to Trulia after 24-48 hours.

Regards,

Maricris
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Wed Jul 6, 2016
Angelica P answered:
Hello,

To post a for sale by owner property on Trulia, you will be redirected to Zillow. Once you are done posting your property on Zillow, the listing will appear on Trulia after 24 hours. Please let me know if you have any additional questions.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/

Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 2 answers Share Flag
Sat Jun 11, 2016
M7mhegs asked:
Thu Oct 22, 2015
Marslaska asked:
credit I was reading last nite that there are some options but I don't know where to start. The house we want is about 7K so with the down payment our monthly payments should be very…
0 votes 0 Answers Share Flag
Tue Apr 28, 2015
Eren Millam answered:
Hi Laura,

I recognize this post is about 2 years old but the information I'm about to give you is still invaluable! In Lewis County, WA you can purchase a home that is eligible for the USDA program. That means 0% down! With interest rates so low, you could own a $155,000 home for less than $900/mo with no money down. Good luck! ... more
0 votes 2 answers Share Flag
Tue Apr 28, 2015
Eren Millam answered:
Hi Abel,

I noticed your question didn't have any answers so I thought I'd get one for you! The answer is a definite probably! You'd need to talk to a lender and find out if they have any programs for you. However, I do believe the waiting period is only 3 years so you should be good! ... more
0 votes 1 answer Share Flag
Mon Feb 16, 2015
My NC Homes Team answered:
Trulia doe not permit for sale by owner listings. It's never going to appear unless you're listed with a licensed Reatlor/Broker.
0 votes 4 answers Share Flag
Wed Feb 11, 2015
Matt Polaski answered:
Yes you can I have a client in escrow now on Homepath property. FHA loan with CAL Hafa downpayment assistance and they ony need 1/2 percent down.
0 votes 3 answers Share Flag
Wed Oct 29, 2014
Eren Millam answered:
If you're unfamiliar with the area, one option is to rent until you can get accustomed to the area. The other option is to speak with a local Realtor who can tell you everything about the area. I would suggest buying because home prices are not declining, they are on the rise! Interest rates are out of this world. Ask you agent to show you a property that you could sell for a profit in a couple of years in case you don't like the area. Good luck! ... more
0 votes 9 answers Share Flag
Wed Jan 29, 2014
Barbara Pedersen answered:
If the appraisal was that much lower than the sale price, there is something wrong on one side or the other....Speak to your Realtor and have them get you through this conundrum. Maybe you could meet somewhere in the middle....or better yet, come out ahead !!! ... more
0 votes 3 answers Share Flag
Tue Dec 10, 2013
Donald Lorette answered:
The value for a custom home is difficult to determine. The options are pay for an independent appraisal, cost per sq ft for replacement based on upgrades and overall quality of the home plus the land and utility cost.

Comparable pricing is difficult depending on the area and the comps available for that area.
... more
0 votes 5 answers Share Flag
Thu Oct 31, 2013
Annette Lawrence answered:
A local Realtor (r) has access and resources to get your home to appear on Trulia.
Of course, you do realize real, qualified home buyers do their home searching on the MLS.
There agent will advise then, :If you see it on Trulia or Zillow, veirfy it is available on the MLS before you call me." Over 37% of the informaton on aggregate websites is incorrect.
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As you should see, your homes presence on these sites does not add value. What is does to is create a condition of persistant peril for you and the new owner. Add to that your homes image on Google maps and you have the perfect storm for those who wish to create harm.
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You should go, right now to Google Maps and blur your homes street view. The street view, as you very likely already observed is the common resource of those who wish to create bogue rentals , leasse and for sale ads. Trulia iwll use this image to post your homes value. You should blurr it.
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When you list your home with a Realtor (r) have them syndicate with professional and respondisble websites who will not host your homes information thereby, keeping the control of the data within our grasp. Do not blast to the itnernet and onto aggregate websites.

Best of success,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Palm Harbor, FL
727.420.4041
Move to the FRONT OF THE LINE (http://FirstLookHomes.us)
... more
0 votes 4 answers Share Flag
Tue Oct 8, 2013
Dan Tabit answered:
Gloria,
It's hard to give you much of an answer without a lot more facts. First, if your short sale has been approved and after the fact you are dealing with inspection issues, it could be as you've indicated. The buyer is asking for a contribution toward the roof which is small in relation to the cost of most roofs. As a short seller however it is assumed you are in financial difficulty. While this has to be the case to some degree or the bank would not approve it, the degree of hardship can vary quite a bit. If you've been living in the home without making payments for several months, it may be possible for you to come up with the funds. On the other hand if the issue that put you in financial distress, loss of job, health, marriage, etc hasn't been addressed you may not have the resources.
I guess my simple advice is to understand your options as best you can and do what's best for you. As Kary indicated, an attorney review is a wise thing to consider. While this will cost some money, it's about more than just the $500.00. If you don't already understand the full ramifications of a short sale, foreclosure and Bankruptcy, it would be good to know while you still have options available to you.
One last thought about the roof, offer something. If you can only do $100, make it available and see what the buyers say. In most cases, getting a short sale wrapped up is a major accomplishment and the buyer's may be willing to take what they can rather than start over on another property.
... more
0 votes 3 answers Share Flag
Sun Mar 31, 2013
Dan Tabit answered:
Miacerda,
Your question appeared in WA, where you apparently currently live, but you are asking about Chicago. You may get better answers if you ask again in a Chicago thread.
Now, if you have $100k in cash and want to buy, your options are to spend just that much and take the best option available to you where you want to live, expand your search to areas where homes are less expensive that may not have the violations you are worried about or finance.
Conventional financing may not be an option for you if you can't source the funds. Other options may exist though, which could expand your range, provided you are willing to take on debt and are confident your income can support it. Ask your Realtor for a recommendation to a lender who does Portfolio loans and or hard money loans. The qualifications for these loans are different and you may find some allowance for your circumstances. The rates and fees may be higher than you see advertised for conforming financing, because you represent a greater risk then someone who can fully document their income.
I also want to go on record as saying these are options for you, not necessarily recommendations. For me to recommend these, I would have to know a lot more about your situation. Paying higher rates and fees and essentially putting your down payment at risk should be considered very carefully before proceeding.
... more
0 votes 1 answer Share Flag
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