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Credit Score in Levittown : Real Estate Advice

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  • Home Buying17
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Activity 1
Mon Jan 18, 2016
Javier Meneses answered:
I have been doing home loans for about 12 years. Trust me, NEVER CLOSE CREDIT CARD ACCOUNTS! When you close a trade-line, you are eliminating a piece of credit history and possibly shortening the age of your credit, which does have a negative impact on your credit scores. Whoever you decide to use for your mortgage, should be someone who can give you solid advice on your credit and what you can or should do or not do. It is a common mistake that home-buyers make, they pay of their credit card balances which is good, but then they close the accounts all together not realizing the harm it does to their credit.

If there is anything I can be of service with, I am super easy to get in touch with. Good luck!

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Javier Meneses
Senior Loan Officer
98 Cuttermill Road
Great Neck, NY 11021
(516) 606-9648 cell
(516) 708-2351 office
(516) 918-5383 efax
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