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Lehighton : Real Estate Advice

  • All11
  • Local Info3
  • Home Buying3
  • Home Selling0
  • Market Conditions1

Activity 9
Mon Aug 4, 2014
Annette Lawrence answered:
The answer is "NO" with big bank lenders.
The answer is 'MAYBE" with portfolio lenders. (Locally owned banks)
The answer is 'YES" with private money lender.
0 votes 5 answers Share Flag
Sun Jun 15, 2014
Beth Daubert answered:
Be careful with Craigslist ads.
Go to a professional ...Can you give me an idea of price range and amenities you need or would consider?
Beth, local realtor
0 votes 3 answers Share Flag
Tue Jan 15, 2013
Vibeke Lavan answered:
I am currently planning an open house for 105 Jeffrey Lane Northampton, PA
Sunday 1/20/2013 1:00-3:00
There will be several other homes in the neighborhood holding open houses that day. I look at it as an opportunity to set the property apart and really showcase what makes your home special! ... more
0 votes 2 answers Share Flag
Sat Jan 12, 2013
Annette Lawrence answered:
Adrien,
Anything can happen! With those dolts in DC...anything can happen
It is more likely their attempt to 'balance' the budget will result in more money coming from the citizens pocket, meaning EVERYTHING will cost more.
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Your closing costs, for the most part, will depend on the lender you select. Some will pretend to lower your costs by stealing money from other parties and assigning it as a benefit to you.
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Hands down, the lowest closing cost will be realized via a local credit union. They do have higher qualification requirements for loans, liberal membership and the savings are SUBSTANTIAL.
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You may find it beneficial to consult with a lender near you who has a historic record of investing in your community through small business loans and home loans. Simply enter your city or zip code and find an "A" or "B" Graded lender. Please don't be tempted to enter the lobby of the biggies. You will note they are ALL "F" graded.
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Indicate to the person with whom you speak your home buying concerns and they will guide you through the process to achieve your goal. Sometimes even the most capable must ask directions occasionally.
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Here it is. Go To: www.BankingGrades.com

Best of success to you
Annette Lawrence, Broker/Associate
Remam Realtec Group
Palm Harbor, FL
727.420.4041
http://RealEstateMadeEZ.us
... more
0 votes 3 answers Share Flag
Fri Oct 5, 2012
Nicci Fritzinger answered:
There could be the fear that your home will be on the market just as long and they can risk taking their home off the market and not getting exposure and there is always the possibility of your home sale not going as planned. ... more
0 votes 17 answers Share Flag
Wed Sep 19, 2012
Vibeke Lavan answered:
An excerpt from my recent Blog:

One of the most commonly asked questions in real estate, and sadly,One of the most inaccurately answered.
One common misconception of homeowners is to base a home’s value on the list price of other homes currently on the market. The obvious flaw with this concept is that a seller can ask any amount of money they want for their home, that doesn’t mean that a buyer will buy it, or that a lender would be willing to finance it at that price.
Another erroneous method of many sellers is to determine their property’s value based upon what was paid for the property, how much they have invested in improvements, and what kind of profit they would like to make. Unfortunately, there are many homeowners today that bought at the height of the market and now find that their property is no longer worth what they paid for it. This is a painful reality for many homeowners who struggle to accept the current value of their property.
The real barometer of current value is what recent buyers have been willing to pay for similar homes in the same area as the seller.
As a certified appraisal will demonstrate, the true and current market value of a property is based on what similar properties in the area have been selling for in the past 3-6 months. An appraiser will compare the subject property to recently sold, similar properties, making many adjustments for square footage, lot size, age of home, construction materials, number of garage bays, the list of adjustments and criteria is extensive.
A certified appraisal is what the lending institution will order when a home buyer applies for a mortgage. The lending institution needs to be assured that the property which will be collateral to secure the loan, is actually worth the loan amount in case the buyer defaults.
Many a disillusioned buyer and seller have agreed upon a price only to find that the appraised Value could not support the sale price and the deal could not be consummated, because the mortgage could not be obtained.
How could this frustrating situation have been avoided you ask? I bring you full circle back to the two most commonly asked questions
Seller: ”So, how much do you think my house is worth?
Buyer: “How much do you think we should offer on that house?”
The responsible answer from any reputable Realtor should ALWAYS be…
“I won’t know until I create a Comparative Market Analysis (CMA)”
While a CMA is NOT a certified appraisal, a thorough and well done CMA created by a proficient Realtor will establish a good estimate of the current market value. A strong CMA can give both buyers and sellers a close idea of current market value, and allow them to make informed decisions based on facts; not arbitrary thoughts or personal opinion.
If you will be asking one of these two important questions of a Realtor, make sure that their answer is backed up with a CMA. If it’s not, find another!

Please feel free to call me if you would like a CMA on your property.
Vibeke Lavan-Realtor
Castle Gate Realty
Cell-484-553-8014
... more
0 votes 2 answers Share Flag
Mon Jun 13, 2011
Michael Emery answered:
To search Carbon County tax records you will either need the current owners last name or the Property ID number.

See the link in web references.
0 votes 2 answers Share Flag
Thu Mar 17, 2011
Spirit Messingham answered:
Please consider speaking with a local agent or Realtor, they can help you find exactly what you are looking for. Looks like a couple of local agents took the time to answer your question, click on their profile(s) and give a couple a call.
Best of luck.
Spirit
... more
0 votes 6 answers Share Flag
Thu Oct 7, 2010
Ann Heitland answered:
This is a good question that can only be answered by a local real estate professional familiar with both markets (new home and resale) in your area. In Flagstaff, AZ, we've had very little building, but one builder has come out with some homes close to the current median price on resales. These are being snapped up by homebuyers, even with a six-month wait on construction. ... more
0 votes 4 answers Share Flag
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