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Home Buying in Lebanon : Real Estate Advice

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Activity 7
Sun Jul 31, 2016
Pixiechick723 asked:
Wed Jul 24, 2013
James Gordon ABR SFR SRS answered:
Jonathan that is one of the least expensie ways to buy a second home. I have a loan officer that jas done this for me before. Give me a call.
Jim gordon 513.886.5250
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Thu Apr 4, 2013
Christina Hayes answered:
Hello Tracy. Do you have proof of the agreement you made with Regions Bank? Do you have proof of all the payments you have made to date reflecting the dates of the payment(s) made to Regions? If so, type a letter stating so to all three credit reporting agencies. (Experian, Equifax, and Trans Union) providing them the copy of the agreement and the copies of all payments made to date. The credit reporting agencies should make the proper changes to the account reflecting the on time payments. Now how is this account actually being reported? In other words what is the description that is under the listed account, some may show sold for less than owed, etc. If you have copies of the agreement made with Regions it isn't legal what they are doing and are in violation of the Fair Credit Reporting Act. Under the FCRA Section 623. Under this section furnishers of information such as Regions have certain responsibilities when reporting information to the Consumer Reporting Agencies. Go online and look up FCRA Section 623 and familiarize yourself with this law. As your letter will reference this law. Be sure to send your letter to Regions Administrative Office via Certified Mail with Return Receipt. This should get their attention. If they still refuse to correct the information you do have the right to sue them under this Act. Now this will only work if you do have proper record keeping. Meaning you have a signed agreement with your payment arrangements and proof of all of your on-time payments. I am not an attorney. I hope this information helps you correct your credit. Best of Luck. Christina Solorzano of Everlasting Credit Repair. ... more
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Sun Oct 16, 2011
Elizabeth Spear answered:
Hello Mike,
We're local REALTORS(R) and long time Lebanon residents. That home on the corner of Mound and Mulberry was originally up for short sale, but was foreclosued and is currently a HUD home. When they brought it back on the market, they didn't come back with a Cincinnati MLS entry, but only in Dayton MLS. As of 9/26/2011, it's marked Pending (under contract) in the Dayton MLS. Unless the deal falls through, it should transfer to the new owners.
If we can help you further, please don't hesitate to contact us!
Liz and Bill
... more
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Sat Jun 25, 2011
Alan May answered:
There is no standard "purchase agreement", they tend to vary region to region, sometimes office-to-office.

You can find many purchase agreements online, and at office supply stores (both online and in person)... but as everyone else has said... if you're going into a home purchase, please don't be penny-wise and pound foolish.

We recognize that you're likely trying to save money on Realtor's commission, okay... fair enough. But be smart enough to recognize that there are probably things that you don't know that could bite you in the hindquarters that would easily cost you more than the Realtor's commission. So at least, please, hire an attorney to take care of all the necessary paperwork, and guide the transaction to a smooth closing.

Good luck.
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Fri Sep 17, 2010
David Hale answered:
HI James,

Most agents that list bank owned properties get started by signing up to complete BPOs (broker price opinions) for banks or REO companies. You can buy lists or REO companies online or you can just find them one at a time with google.

Once you start completing BPOs your job is to find a way to make your name stand out with those companies. I completed about 70 BPOs this year and listed 3 bank owned properties that came directly from those BPOs. The listings were hard work. The BPOs were hard work. But I'm still glad I did it and I'm being told that I will be listing 2 more REO properties in January. I never believe anything until I have it in writing but I think I'm making progress.

Check out
... more
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