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Le Mars : Real Estate Advice

  • All4
  • Local Info0
  • Home Buying3
  • Home Selling0
  • Market Conditions0

Activity 5
Wed Jan 14, 2015
Brian F. Walsh answered:
Trulia doesn't accept FSBO listing submissions at this time, Zillow does though.
0 votes 2 answers Share Flag
Thu Mar 13, 2014
Sarah Grover asked:
Add some detail about your question
0 votes 0 Answers Share Flag
Thu May 20, 2010
Jan Wagner answered:
Hi Toddra:
If in doubt about any credit issues, DO consult with your FHA Mortgage Lender here in Le Mars, the sooner the better. You don't want any surprises coming back from underwriting, because that will set your closing and possession date back @ least 3 days. Ask your realtor to assist you with this process. Your realtor is there to help you and take as much stress away from your home-buying process as possible.

Good Luck!
Jan Wagner
Jan Wagner Real Estate
134 5th Ave. SW
Le Mars, IA 51031
Licensed in IA
... more
0 votes 4 answers Share Flag
Sat May 1, 2010
Toddra Gonzalez answered:
no the rug was a gift for my mother for mothers day(thats what she wanted) my credit scores are 680 650 and 630 so hopefully i will be ok if not i lost it all over a rug.
0 votes 4 answers Share Flag
Wed Mar 31, 2010
Nigel Chapman answered:
Hi Toddra
I am a little suprised that your Realtor or lender has not explained the process.I am sorry you have needed to ask this question :)
Here is the normal sequence of events :-

1) Offer is accepted
2) Earnest money depositied
3) Home inspection is completed
4) Lender orders appraisal
5) Appraisal, along with the rest of your loan application file is sent to underwriting.
6) If your loan officer has done a great job in pre-approving you and appraiser agrees the home is worth your purchase price and is in FHA acceptable condition, underwriting will ok the loan
7) If not, underwriting may ask for more documentation, repairs on the home etc.
8) Once accepted, underwriting will give "clear to close"
9) Your lender will set up a closing date with you and an attorney / closing service.
10) You sign papers, get your keys and hopefully live happily ever after :)

Best wishes in your new home!

Nigel Chapman
Managing Partner
RE/MAX Real Estate Concepts
Altoona, IA 50009
515 321-8094

Licensed to sell real estate in Iowa
... more
1 vote 2 answers Share Flag
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