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Home Buying in Lawrenceville : Real Estate Advice

  • All435
  • Local Info50
  • Home Buying113
  • Home Selling5
  • Market Conditions17

Activity 153
Fri Aug 18, 2017
Faridahmadov asked:
I live and work in Georgia,US about 6 months . I 'm green card holder. I sold my house in my country and now want to buy house or to build house in US paying cash. shall i need…
0 votes 0 Answers Share Flag
Mon Jul 3, 2017
Mary answered:

Unfortunately, we currently do not have listings for rent to own homes. You may try your luck though and search our website using the Keyword section of the search filter which can be found in the All Filters button. However, these listings are extremely rare.

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 1 answer Share Flag
Fri Mar 3, 2017
Hello, I'm a mortgage professional.

With a 580 credit score you can qualify for an FHA loan. You would only need 3.5% down and your even allowed to roll closing costs into the loan using a sellers concession.

I can explain more.

If you have any other questions or would like help with this you are welcome to get in touch with me.
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Wed Oct 12, 2016
Timroy21 asked:
Tue Oct 4, 2016
100% USDA is a great option for eligible locations - Secure fix rate, government backed.

Coast2Coast Lending
Serving Fla, GA, TN, VA - 7 days a week.
Home purchase or refinance
0 votes 78 answers Share Flag
Sun Sep 4, 2016
Dianne Hayes answered:
Sorry, you can't have it both ways. You are not reporting income to avoid taxes, the result is you can't document your income for any mortgage.
0 votes 5 answers Share Flag
Thu Sep 1, 2016
Jan answered:
80% of all "rent to own" deals are never consummated. But you are either paying higher rent or a non-refundable deposit or something which is costing you extra in the rent to own deal. Fix your credit, and wait until you can get a good mortgage rate with that fixed credit score. Meanwhile, cycles come and go, bubbles burst, and we may be near the top of one now. You won't regret doing things right. ... more
0 votes 6 answers Share Flag
Tue Aug 23, 2016
Solomon Greene answered:
The owner of a property listed as a potential short sale is in the process of petitioning the property's mortgage lien holder to accept as payoff an amount that is less than the actual mortgage balance owed. It is listed as potential usually because the mortgage lien holder has not yet agreed. It would read approved short sale if there had been an agreement to accept less than the balance owed.

These scenarios usually occur when an owner needs to sell, but the property is worth less than the current mortgage balance.

Solomon Greene
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Sat Aug 6, 2016
Solomon Greene answered:
So two things.

First, were the garage and sunrooms additions to the original structure. You may want to contact the county to see if a permit is on file. If those are, in fact, unpermitted additions, the appraiser will not capture that square footage. You'd do well to have those areas inspected and get the work approved by the county.

Have you checked your own credit history to see if anything is being reported without your knowledge? If the issue is debt to income ratio, something may be reporting in error.

Good luck
Solomon Greene
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Thu Jun 16, 2016
bjpenman asked:
Can seller be held accountable for failure to disclose knowledge of detention pond (blocks were left blank on disclosure statement)? Can buyer's agent be held accountable if agent…
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Mon May 9, 2016
Chelsea Garrett asked:
now that we have already signed the contract and we are about a week from closing, I am VERY concerned about damages or anything of the sort. Can I request they put money in escrow at this…
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Mon May 2, 2016
Kirsten Wellborn answered:
I have a lender that will do loans for people with an ITIN in Georgia. Give me a call & I will be happy to give you their contact info.
0 votes 1 answer Share Flag
Thu Apr 21, 2016
Scott Godzyk answered:
Yes, other wise you could be out of contract. Any time you change the terms of a contract, it should be on an addendum and signed by all parties
0 votes 2 answers Share Flag
Sat Jan 23, 2016
Solomon Greene answered:

You may be the original owner, so you certainly should know your own property. Trulia, however, sources property information from the tax records of the construction provided by the original builder, McCar Homes, which all currently show that this property has three bedrooms, two and one-half baths. The one photo of this property that I can find online shows a property with a room over the garage with a standard window, a common floorplan in Gwinnett County. Are you capturing that space as an additional bedroom? If so,

1. Does it have a full bathroom or is it very near one?
2. Does it have a closet?
3. Is it connected to the main HVAC system?

If the answer to all of these questions are yes for all of the rooms that you believe are bedrooms, then you'll want to contact Gwinnett County so that they can update their records. Of course, if the construction has been modified in anyway from the original floorplan without a county permit, the county wouldn't know about the extra bedroom and would continue to send incorrect information to Trulia.

Hope that helps.
Solomon Greene
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1 vote 1 answer Share Flag
Sat Aug 29, 2015
Alan May answered:
It sounds as though the listing agent DID submit your offer....
0 votes 1 answer Share Flag
Mon Jun 22, 2015
Jeri Patrick answered:
I would contact a local lender to see what loan options you have and they will be able to point you in the right direction. Best of luck
0 votes 12 answers Share Flag
Tue Jun 9, 2015
Jessica Bateman answered:
Check out The Lenders Network, they have lenders that can go down to a 580 credit score. Good luck!
0 votes 12 answers Share Flag
Tue Jun 2, 2015
Isabel Elsesser answered:
Well you would have your own Residential Specialist that understands new construction and is going to represent you, not the builder. "Buyers Agent"

Visit my web-site under utility companies and will will find contact information for them.

Isabel Elsesser, Residential Specialist
First United Realty of Atlanta
Direct 770-307-8751
Fax 888-799-3184
Check out my website!
Full Time From 1993-2015
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Sat May 16, 2015
Jeri Patrick answered:
I would speak to a local lender to see what loan options you have. Best of luck
0 votes 2 answers Share Flag
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