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Lawndale : Real Estate Advice

  • All18
  • Local Info0
  • Home Buying6
  • Home Selling1
  • Market Conditions0

Activity 15
Mon Jan 30, 2017
Jnegbe answered:
Are there vacant churches for rent in 21133,21207,21215,21216
0 votes 2 answers Share Flag
Sat Jul 2, 2016
Magicmary asked:
Thu May 12, 2016
Robert Peters answered:
Good credit is a must as the lender will use the lower of both of your middle FICO scores. You should absolutely speak with a lender who can advise you specifically, but if you want to run a quick test with your cosigner, you can do the following:

Get their total gross (before taxes) income and then total up all minimum payments on the debts that will show up on his/her credit. The debt total of the minimum monthly payments should be under 50% of their monthly gross income.

For example, they make $2,000/month gross and their minimum monthly obligations on items such as credit cards, auto loans, and other debt that reports to the credit bureau is only $500/month. This would give them a DTI (debt to income ratio) of 25%.

If so, you will likely benefit from the income of the cosigner. If they are well over 50%, then they are likely living with the help of someone else and not a good candidate for a cosigner.
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Mon Jun 15, 2015
Cindy Davis answered:
I don't think posting here is a good way to find out! Get on the phone and start calling churches!
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Mon Jun 15, 2015
Frazier0859 asked:
Fri May 16, 2014
Tristam Bielecki answered:
The listing agent should have a written agreement with you to make it enforceable, but you should also deny the agency relationship to the buyer to avoid any disputes.
0 votes 2 answers Share Flag
Fri Sep 27, 2013
Bill Eckler answered:

It's been my experience that the best "short sale" opportunities are those in which the seller has secured legal council to support their initiative and guide them through an often challenging ordeal. When it comes time to communicate with the lender, they tend to listen to attorneys before RE agents.

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Mon Apr 15, 2013
Jaime Sutachan answered:
Fri Sep 21, 2012
Mike Bjork answered:
HI Sheila,

Yes, it is possible. There are Downpayment Assistance Programs out there for people like yourself. As long as you qualify for the loan, or many have income limitations too. FHA has another loan program that will allow 99.5% financing. It doesn't have a fico limit, but it does have more fees and higher interest rate associated with it. They will mostly look at your credit history over the past 12 month to see if you're paying your bills on time. You can save yourself a bit of money, if you get your fico above 620, which is not that much. If you need any help, then please feel free to contact me any time. ... more
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Fri Sep 21, 2012
suzannelucas2010 answered:
I am looking for a rent to own for myself.
Can you tell me something about the house?

Call Suzanne at 310-529-7009
0 votes 9 answers Share Flag
Fri Feb 26, 2010
Sam answered:
Hi Da
What hppen to to you problem. I have same loan from DCU. Any suggestion?
0 votes 3 answers Share Flag
Sun Oct 26, 2008
L.A. Real Estate Group answered:
Hi Muhammad-
Unfortunately, there is no reference to which exact house you are talking about. Without any further information, an accurate answer can not be given. If you have the address, you can search the MLS on our website at to see its status (active or off the market) for yourself. Another option, is to contact us to speak or email in detail about this property as well as possible similar properties that you may be looking for.
Hope this helps,
Good luck to you,

LA Real Estate Group
Lou Arakelian
Alex Golshan
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Sat Mar 1, 2008
Shavonda asked:
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