NACA is horrible. They are slow, demanding, and unapologetic. A task that would take most people hours takes them weeks. And in the home buying process, these kinds of delays can cause deals to fall apart. In my area very few people will sell to buyers hoping to finance through naca because they are just slow moving. Do you want to close on the sale of your home in 45 days or 6 months? If the former, then find a buyer not using NACA.