Hello Kathleenherring198225, yes you may consider FHA 3.5% down FHA from a minimum 580 fico score and 3% down conventional from a minimum 620 fico score. Since all lenders go by the middle score of all three bureaus there are other unknown scores. If you have lower scores between 500-579 you may consider 10% down FHA.
Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice.
If you figure out what cities/zip codes you are considering, minimum number of bedrooms, baths and the maximum payment/price you are considering you can be emailed listings to fit your criteria.
The purchase in Fort Collins start from 275k for 2bd 1ba single family home. The condos start from 189k for 2bd 1ba and the 55+ community homes start from 141 for 2bd 1ba. Check out the web reference below...