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48446 : Real Estate Advice

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  • Local Info0
  • Home Buying3
  • Home Selling0
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Activity 7
Mon Nov 28, 2016
Neil Roxas answered:
Hello,

Regarding your request to remove your home from Trulia. We display property information on Trulia to provide consumers with transparent real estate information. We receive this information from public records gathered by a third-party data collector from your county. Our mission is to empower consumers with information and tools to make smart decisions about homes, real estate and mortgages. For this reason, we do not remove public record property information from Trulia.

The photos have been removed from our display as you requested.
https://www.trulia.com/homes/Michigan/Lapeer/sold/1132292-424-Jefferson-St-Lapeer-MI-48446

Regards,

Neil
Consumer Care Advocate
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Sat Feb 21, 2015
Judy Walrath answered:
Individuals offering land contracts will almost always want a down payment, will usually check your credit and employment. Land contracts higher interest rates then banks I have seen interest from 5% to 10 %. There are land contracts out there but not as many since the mortgage interests are so low. ... more
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Mon Oct 13, 2014
Daniel Mayo answered:
Mon Oct 8, 2012
Haig Istamboulian answered:
Hello,

Your house was listed for $139,900.00 on 8-17-2011 and it sold on 10-31-2011 for $155,000.00 on 10-31-2011, almost a year ago.

It was purchased by an individual, and his name does not need to be published here. It was obviously a Bank Owned home at the time and it sold for well over asking price.

Thank you,

HAIG
Elias Realty
(248) 379-6547
realtorhaig@aol.com
... more
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Mon Nov 7, 2011
Maureen Francis & Dmitry Koublitsky answered:
I love Mack's answer and think he has given you some wise advice as much as I don't think it is what you want to hear.

There are things you can and should do to make sure that you are ready to buy a house when the time is right for you and your fiance. First would be to get your financial house in order, meaning straighten out his credit situation and save a bit more so you have a cushion. As your fiance has already learned the hard way, blips come up and having some money in the bank for a rainy day is important. I am sure that losing the truck was traumatic, but losing a house would be far worse. Talk to a lender (someone who comes recommended to you) about how to address his credit and get on solid footing to buy.

Not to be Nancy Negative, but if you want to accelerate things, look for a home that is a lease with an option to buy. Some landlords will negotiate terms with you where they will apply part of the rent, should you decide to buy the house when the time comes.

Good luck and I hope you find a great job soon that puts your new education to work for you!
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1 vote 2 answers Share Flag
Thu Oct 20, 2011
Doug Ferrell answered:
This question will be best answered by the top lender in Lapeer! Christa Simmonds with Cason Home Loans will go over everything with you on the phone. Call her @ 810-664-4330. it is likely that she will guide you into a Rural Development loan that is low money down and a reduced interest rate. I closed one with her last week that was $500 down, 3.875% interest, no points, on a $75,000 house and the payments were only about $550!! When she gets you approved call me and i will help you find a great deal! ... more
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Thu Sep 22, 2011
Doug Ferrell answered:
I have had clients get a new home as early as 18 months. but that depends on a lot of variables, and how good your lender is. i recommend that you get in contact with the top lender in Lapeer County...Christa Simmonds at Cason Home Loans (810)-664-4330. She will give you straight answers that you can rely on. She is the expert in this area and will be able to go over the details of your situation and give you the answers you need. When you are ready to start looking to buy a home keep me in mind. Also take a look at my home search website YouFindAhome.com for an up to date list of all homes for sale in your area. Thank you and good luck with you future home buying. ... more
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