Each builder is Unique and has their own programs.
They can vary between 0-3%.
Depending on Number of Available homes a Builder may give
several incentives. However, you have to check if the neighborhood,
loan program, and schools are right for you.
You may have several inspection costs associated with an Older home,
but if your agent can strike a better deal, and get you a larger lot or
better school, it may be well worth it.
Also, new home builders have their Own Loans. Where you many have
No Loan Costs.
They key is whether you are over paying for a new home, no matter
what the Closing Costs are.