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Lake Isabella : Real Estate Advice

  • All19
  • Local Info0
  • Home Buying5
  • Home Selling0
  • Market Conditions2

Activity 25
Sat Sep 23, 2017
John answered:
Looking for rent to own in downriver mich
0 votes 95 answers Share Flag
Fri Jul 14, 2017
Mary answered:
Hi,

Unfortunately, we currently do not have listings for rent to own homes. You may try your luck though and search our website using the Keyword section of the search filter which can be found in the All Filters button. However, these listings are extremely rare.

Thank you for using Trulia!

Mary
Consumer Care Advocate
http://www.trulia.com/help/ask/
... more
0 votes 1 answer Share Flag
Mon Aug 29, 2016
Andrejlisjak answered:
Hope these will help you
http://leaserenttoownhomes.com/
http://freelistingsrenttoownhomes.com/
http://rent-to-ownhomeslistings.com/
0 votes 2 answers Share Flag
Mon Aug 29, 2016
Andrejlisjak answered:
I found these that are free to browse
http://leaserenttoownhomes.com/
http://freelistingsrenttoownhomes.com/
http://rent-to-ownhomeslistings.com/
0 votes 1 answer Share Flag
Wed Aug 10, 2016
Maricris A answered:
Hello,

It appears that the property you are interested at is in foreclosure status. Trulia is a platform for consumers to browse housing information as well as a tool for home owners and agents to list their properties. As a result the property listings are manually controlled by the listing agent/owner. If a listing is foreclosure or not, it is up to the listing owner to update the status of that property. The status of the listing is unclear to us because it is in the hands of the listing owner.

I hope this information is helpful.

Regards,

Maricris
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Wed Mar 4, 2015
answered:
Oh if it were that easy. A better name for that is a Lease w/ Option to Buy.

Keep in mind people who do offer that can not sell the home for some reason.
a. The home is upside down
b. There are illegal improvements

Usually want a big deposit for that options

In the mean while they further encumber the house and not be able to perform.
Have the home go into foreclosure

So to protect yourself, you need to:

1. Find someone who owns the property outright or would be willing to have an escrow or third party make the mortgage payments.
2. Have a clause that they will not further encumber the house.

Or better yet give me a call:
I can do a mortgage with 1/2% down. So on a $600,000 house that is only $3000. The payments are usually cheaper than rent.

So instead of getting an over priced home with a lease option, get qualified with me and get the same home with less money down and a lower payment.
... more
0 votes 2 answers Share Flag
Sun Dec 21, 2014
Anna M Brocco answered:
Rent to own is really not a good idea, therefore consider fixing whatever is preventing you from purchasing outright. Rent to own can be risky and one could stand to lose a bit of money, it favors the owner, therefore do inform yourself well, and consider consulting with an attorney who specializes in real estate beforehand. If you haven't done so yet, visit with any licensed loan officer, see if you can buy outright, or simply continue renting until a purchase can be made. ... more
0 votes 1 answer Share Flag
Mon Nov 24, 2014
Anna M Brocco answered:
Rent to own is really not a good idea, therefore consider fixing whatever is preventing you from purchasing outright. Rent to own can be risky and one could stand to lose a bit of money, therefore do inform yourself well, and consider consulting with an attorney who specializes in real estate beforehand. If you haven't done so yet, visit with any licensed loan officer, see if you can buy outright, or simply continue renting until a purchase can be made. ... more
0 votes 2 answers Share Flag
Wed Jan 29, 2014
Julie Jones answered:
Jason,
With today's tough financing market, I can understand your interest in seeking a seller financing agreement. I currently found 5 homes that meet your criteria! Finding a home that you like is the first step...come to an agreement with the seller, provide the seller with a credit report, once that is satisfactory...well you are off and running! You may email me directly - and I will provide you with a list of the properties that I think may suit your needs. c21juliejones@gmail.com or call me direst @ 760-417-2444.
Good Luck Jason,
Julie Jones, Realtor
Century 21 Lake Isabella Realty, Inc
c21juliejones.com
... more
0 votes 1 answer Share Flag
Wed Nov 6, 2013
Robert Spinosa answered:
The geographic area may fall into a CRA (Community Reinvestment Act) zone and if this is the case, you may have financing options that would otherwise not be available. If you have any questions about this, please let me know. We can take an address from a property you've seen, look it up and determine if it/you would qualify for this program. There is no cost or obligation to do this.

Rob Spinosa
rspinosa@rpm-mtg.com
... more
0 votes 4 answers Share Flag
Wed Oct 23, 2013
answered:
Yes it certainly is.

Alex Greer
Loan Officer
NMLS #1056079
http://www.TheMortgageOutlet.com

408-352-5147
AGreer@TheMortgageOutlet.com
0 votes 2 answers Share Flag
Tue Mar 26, 2013
Unicorn4570 answered:
THANK YOU FOR GETTING BACK TO ME, COULD YOU LET ME KNOW IF IT SELLS,OR NOT PLEASE .YOU CAN CONTACT ME AT 1 760 372 4570 HOUSE PHONE OR CELL PHONE AT 1 760 382 5103. THANK YOU SO MUCH.OR YOU CAN E-MAIL ME. ... more
0 votes 2 answers Share Flag
Sat Sep 22, 2012
Suzanne MacDowell answered:
Don't take their first answer as their final answer. What reason did they cite for refusing to modify your loan? Is it a legitimate reason? If not, call your congress person, your Federal Senator or Representative and ask for help. You may also be able to get help through your state court system. I know here in New Jersey we can how mediate mortgage issues through both our foreclosure and bankruptcy courts as well as through our Department of Community Affairs.

James is also correct, go to www,makinghomeaffordable.gov and find out what resources there are through this federal program that may help you.

It seems as though banks are like rotten insurance companies, they always deny your request the first time in hopes that you will go away. Don't do it. Persevere and see what can be done. And Good Luck to you.
... more
0 votes 2 answers Share Flag
Thu Aug 9, 2012
Jacob Varghese answered:
Hi Lisa,

Please see attached document. I can do a pre-qualification or Pre-approval for you.

http://www.swanloans.com/account/acc_files/10000/7356/PreQual-Purchase.pdf

Jacob
NMLS 327086 ... more
0 votes 3 answers Share Flag
Sat Oct 29, 2011
Melissa Zavala answered:
I have never heard of B of A refusing to do a short sale. I have closed hundreds of short sales at B of A. Who, specifically, told you that you cannot particpate in a short sale? And what was the reason ... more
0 votes 4 answers Share Flag
Tue Aug 9, 2011
Dan answered:
At what rate will consumers realize we are in the midst of the best buying opportunity California has seen in most of our lives?" 3.5%? 3? 2.5%"

This depends upon how determined to be a debt slave one is. Sounds like you do not consider price at all. Not a wise move dear. ... more
0 votes 7 answers Share Flag
Fri Mar 25, 2011
John Arendsen answered:
I do agree with Virginia about the "shadow inventory, the constant government mettling" points. However, with respect to "demise of Fannie and Freddie"? Don't expect that to have a sudden or direct impact on the RE market overall.

The phase out program the AEI is proposing when and if it is implemented, and I'm certain that it or something very similar will at some point materialize, is a 5 year plan calling for a gradual 20% per per year phase out of Freddie and Fannie. During this time it will allow private money to gradually start phasing into the financial landscape.

I'm not nearly as concerned about F & F as I am about unemployment. Housing starts will take care of itself as shadow inventory continues to be assimilated. There will certainly be an increased demand for new homes but I rather doubt that we'll see the hysterical and rampant feeding frenzy of the late 90's and early 2000's anytime soon.

Virginia, you're echoing my thoughts when you say, "It's already pretty clear that prices aren't doing this now in several parts of CA" As I intimated in a previous comment, "I still think we will see some appreciable upward mobility in many areas of the state. I am concerned about certain areas i.e. the Central Valley, parts of the Riverside and San Bernardino Counties, the Northern California Coast and parts of the Sacramento. There's still going to be some payback there due to high unemployment and large distressed property inventories."

"But once again, most of the coastline from Mendocino to San Diego to about 10 miles inland, which accounts for about 2/3 of the population in Cali will see some better days ahead during the next five years. I revert to the facts that California is and will continue seeing a proliferating influx of foreign investment".

As a closing thought when you really look at it California is still one of the wealthiest places on the planet. If you take government debt and politicos out of the equation there's an overwhelming amount of wealth in California, much of which is just sitting on the sidelines waiting to park itself somewhere. I wouldn't throw the towel in the ring quite yet. Look for California to pull America out of this quagmire as they have so many times before.
... more
0 votes 13 answers Share Flag
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