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Financing in Lake Forest : Real Estate Advice

  • All64
  • Local Info6
  • Home Buying29
  • Home Selling1
  • Market Conditions2

Activity 3
Thu Apr 18, 2013
Ingrid Ski Realtor answered:
The bank can go back on a loan anytime. They would just figure out some excuse.. Once the loan is funded and recorded that would be hard to do at that point. I have had a client who had the bank want to change the contract after the loan was funded and recorded. They did come to a compromise and re did the loan.


Ingrid Ski Realtor
949-874-0432
OCAreaHomes@gmail.com
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Wed Dec 12, 2012
Libardo Quintero answered:
Hi Shanna,
Kinecta FCU is the biggest credit union in California, if you give me current balnce on your loan home address and brief me on your financial situation I will let you know if you are in the market or you have to carry your debt.

In your case there are few options but details must be disclose, I welcome you to one of our banking offices or contact me.

Libardo
NMLS 380933
949.861.0367
LQuintero@kinecta.org
www.kinecta.org/lquintero
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Mon Dec 3, 2012
Gina Williams answered:
UPDATE TO ABOVE QUESTION: underwriter approved loan and sent it to funding. The funder is the one who questioned the appraisal and noted on it that it needs to be a fully functioning kitchen. Since the time of the appraisal the marble flooring has been laid in kitchen and dining room. Fridge and Freezer are now in. They don't have cupboard doors on them and funder thought it was a metal beam??? Our appliances are very expensive and cost us well over 22,000 dollars. The fridge and freezer is the custom refridgerator that splits so that they aren't even close to each other. Induction stove. Thermador oven, microwave installed. Dishwasher installed but we still need to receive our order (cabinet doors) that attach to the front of most of our appliances. Granite is in garage for countertop. Wood flooring just needs to be laid in family room. Husband is liscensed contractor and works as an inspector for a city.
CAN ANYONE TELL ME WHAT A FULLY FUNCTIONING KITCHEN IS?
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