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Home Buying in Lake Charles : Real Estate Advice

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  • Local Info7
  • Home Buying40
  • Home Selling3
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Activity 36
Wed Dec 7, 2016
Murray741 asked:
Tue Aug 25, 2015
Sally Grenier answered:
I'd suggest you work with a REALTOR who has access to the local MLS in your area. These so called "real estate" websites like Trulia, Zillow and Realtor.com are just a marketing venue for us agents and the data is pulled from local MLS systems. The listings here tend to be outdated and inaccurate. They don't show that a listing is under contract....EVER. So you never know if you're looking at a property that's available or not! Your agent can search the MLS specifically for homes with pools. Good luck!

Sally

Sally Grenier
Broker Owner
Metro Brokers | Grenier Real Estate
sallygrenier@msn.com
303.475.4508 Cell
... more
0 votes 1 answer Share Flag
Wed Jul 15, 2015
Diane Christner answered:
Are you listed through a real estate agent? If so, your agent can create an agent account at trulia, then do a manual posting of your listing for you.
0 votes 1 answer Share Flag
Thu Mar 13, 2014
Josh Foster answered:
With $4,000 down there are several different financing options that actually allows you to purchase/own a home.

I strongly discourage a "Rent-to-Own" solution for owning a home. I suggest talking w/ a lender to determine why you can't purchase now and how long it would take to repair your credit. Once you know the amount of time you'll need, I suggest finding a home willing to do a "Lease Purchase." This way you lease the home during the time you're repairing your credit and then you'd purchase it when your credit has been repaired.

Rent-to-own options prevent you from technically "owning" the property, meaning your name will not be on the deed of the property. This completely eliminates the possibility for you to build equity in the home. In the long-run it will be much cheaper for you to own it (via mortgage) instead of rent it. Don't throw your money down the drain.

Feel free to contact me if I can ever be of assistance. 337-884-4843 or jfosterrealty@gmail.com
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0 votes 4 answers Share Flag
Wed Mar 12, 2014
Josh Foster answered:
John,

First I encourage you not to give up on your dreams of owning a home. Second, I suggest working with an EXPERIENCED lender to help you began to rebuild your credit. Let your lender review your credit report and let them prioritize the items that you need to pay/settle in order of importance. For example, it may be in your best interest to settle past judgements before paying off a credit card, etc. Once you have determined your plan of action w/ your lender, FOLLOW IT! I can't stress this issue enough! It is critical to precisely follow your action plan to increase your credit score in the shortest period of time.

Lastly, I recommend personally monitoring your credit (credit score) frequently. There are several online credit monitoring websites, some paid and some free. I personally recommend creditkarma.com. This website is very easy to use, considerably accurate, and completely free forever.

I hope this helps and I wish you the best! Remember, that homeownership can be in your future!
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Tue Feb 25, 2014
saveormakemoney.yahoo answered:
Try this company. See if they can help you.
http://www.reiwebads.com/slm/vendor-page-serve.php?bid=7227&pg=cus7475&med=41022&clk=1
0 votes 2 answers Share Flag
Thu Oct 24, 2013
Craig answered:
HAHA. What a shocker. A realtor tells you all the homes are being bought up and you need to hurry and pay more. If that's the highest you can go, make a offer. What's the worst that could happen. ... more
0 votes 3 answers Share Flag
Mon Sep 23, 2013
Mac answered:
Wells Fargo mortgage has a special military department. We have used them for 3 loans. They can do work anywhere and we just used them here in Lake Charles and were ready to close in 30 days. Some realtors and people who don't know VA will cause more problems, sometimes they are just use to their good old boy mentality of locals, but VA is actually easy and pretty precise. Call WF military line which is 1 800 525 3902. If you want the person we used who was great his name is Tim Hall at extension 77560. The processor we used was Caleb at ex. 76644, when you go over everything with Tim just ask to use Caleb for the processing with underwriters. They were a very fast thorough team. Good luck. Ps. Anyone interested in a second tier VA mortgage they know how and it was very simple.( second tier is if u already have one mortgage you can still use VA entitlement to obtain another home even if you still own first. It is based on % of entitlement left) IT was a great help to us when we were transferred after 2 years, we rented our old home out and then were able to buy new house at new station with VA loan and zero down. ... more
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Wed Sep 18, 2013
Vicky Hale answered:
Yes, the City of Lake Charles has a transit system. Check out their website http://www.cityoflakecharles.com/department/division.php?structureid=194 for more information and schedules. ... more
0 votes 2 answers Share Flag
Sat Jul 13, 2013
Ellie Yglesias answered:
There are certain loan programs and grants that can cover the down payment and/or closing costs, but usually you need some money on the front side for the contract deposit, inspections, appraisals, etc. I can refer you to some lenders who are familiar with these programs. Feel free to call/text me at 337-794-9259 or email at c21ellie@yahoo.com ... more
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Thu Apr 18, 2013
Nikki Woodcock answered:
Tue Feb 26, 2013
saveormakemoney.yahoo answered:
Try this company they work in many states.
0 votes 2 answers Share Flag
Sat Jan 26, 2013
Joe Woodside answered:
Ctheriot25, I am sorry to inform you but the vacant land your are referring to is actually sold back in August of last year. If you would like my name is Joe Woodside and I am a licensed realtor with Bayou State R.E. Group, LLC, I would be more than happy to help you with all your real estate needs. My number is 337-304-8144 you can call me or text me at anytime and I will be more than happy to assist you. ... more
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Sat Jan 26, 2013
Joe Woodside answered:
Ctheriot25, yes 1441 Mary Karla Ln is still available it is listed for 259,900. If you interested in the property give me a call at 337-304-8144 or you can email me jwoodside71@hotmail.com. I will be more than happy to assist you in looking at this house or answering any questions you have about the property.


Joe Woodside, Realtor
Licensed by the Louisiana Real Estate Commission
Bayou State R.E. Group, LLC
Lake Charles, La, 70611
Cell: 337-304-8144 Fax: 337-214-0085
www.rohnsellshouses.com
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0 votes 1 answer Share Flag
Thu Jan 24, 2013
Ctheriot25 asked:
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This question was asked from this property: http://www.trulia.com/property/3075401115--Natali-St-Lake-Charles-LA-70607
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Thu Jan 24, 2013
Ctheriot25 asked:
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This question was asked from this property: http://www.trulia.com/property/3075401115--Natali-St-Lake-Charles-LA-70607
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Mon Jan 21, 2013
Karen Davis answered:
My name is Karen Davis with Century 21 Bessette Realty. I am the listing agent for the property at 2611 Barb Lane in Lake Charles. This property is currently under contract. Please call me at 337-302-7177 or email me TheRealEstateLady@aol.com. ... more
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Tue Jan 1, 2013
Julie Hughes asked:
I would be more than happy to help as your Realtor!!!!
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Thu Dec 27, 2012
Lana Medrano asked:
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This question was asked from this property: http://www.trulia.com/property/3082731298-4426-Sarver-St-Lake-Charles-LA-70605
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