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La Plata : Real Estate Advice

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  • Home Buying3
  • Home Selling6
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Activity 12
Thu Dec 28, 2017
Erinklein8 answered:

New Studio Apt. Laplata, MD. 20646............(301) 643-1835....Erin
All Utilities Included in Price .
Short term or Long term . - WELCOME

Furnished apartment!! (But can be empty) .

One Occupant Only .
Working Professional .
No guests .
None Smoker .
No pets .
High morals strongly appreciated .
Currently furnished for short term contractors, but can be emptied of furnishings.

Private Entry, Private Bath, Private Washer/Dryer, Kitchenette

Contact: Erin Songco .
(301) 643-1835 text or call
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Sat Jun 27, 2015
Mike Wade answered:
I've been to houses that they have built. The houses in Agricopia are pretty nice.
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Tue Jun 2, 2015
Investor 2011 asked:
I am trying to gauge the real estate market here. I am planning on putting my 1yr old SFH on the market and would like to know if prices are going up or are stable. I have relatively new…
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Fri May 17, 2013
Guy Gimenez answered:
Refinancing a loan means that loan will be paid off and a new loan will take it's place. So, whatever you want to call it, you would be obtaining a new loan and be placed on title.
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Tue Aug 21, 2012
angelina.decola answered:
Hey, Renee.... I live in Charleston Terrance right off St.Marys Ave right around corner from Mitchell elementary and Somers middle schools. I have a full basement n my 3 level townhouse. It has a bedroom, full bath ,washer n dryer and an area for a living room or another bedroom. I own the townhouse and my 14 yr old who is starting at LaPlata High and a 5 yr old starting at Mitchell elementary. I work everydayso really we are not home but in evenings. You can have full access of the kitchen or I can provide a microwave and small 2-burner stove top and a small refridgerator for you. Id like it if there is no pets and would like to have a woman and child or just a woman to live in my basement. Ive had bad experiences with men/boys renting from me. ;-)... but if your interested my cell number is 3018856202.... And my name is Angie. ... more
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Sat Aug 20, 2011
Sarah asked:
From internet research, where only examples of trustee sell of home s/p divorce were from other states, generally there was mention of fees, like 3% trustee fee, lawyer fee and 7-8% Realtor…
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Sat Aug 20, 2011
Gerard Gilbers answered:

There are several things you have listed here that are a little confusing. The Court (Divorce, I will presume) appointed a trustee to sell the home. The trustee at this point is the person that can answer some of the questions. The trustee now should put the house up for sale. In order for them to get an accurate market price they will need to get information from a real estate agent or appraiser. I would suspect that the trustee will us a real estate agent to list and sell the home.

Much of what you are asking is dependent on the order of the court and the trustee and should be part of your divorce decree. What did your attorney advise you about the house?

Is anyone living in the house? Does the divorce decree prohibit either of you from putting in an offer on the house? The instructions the court gave the trustee and possibly mentioned in your divorce decree hopefully covered the issue of the division of equity, if any, and what happens if a short sale is necessary.

As far as what offers (bids, as you put them) are put on the house will be determined by several factors including price, location and condition of the house to name a few.

There are still many issues that need to be answered, many of these are legal questions that you should ask your attorney. Your attorney should be able to tell you the rights the trustee has and the instructions they have been given regarding the sale of your home. Questions to ask your lawyer:
Can I sell the home? (If you are the only one on the title) What are my rights about who can buy the home and at what price, i.e. can he or I buy the house? How soon can it be put on the market? Will it be listed by a real estate agent? Do my husband or I have any say in what agent is used, if any?

Besides any restrictions by the court enforced through the appointed trustee you then have the current market to work with in the sale of the property. There is a legal clinic held in the courthouse by attorneys that volunteer that may be able to help you.

I hope this helps.

I do live in Charles County, let me know if you have any other real estate questions.

Gerard Gilbers
gerardgilbers AT

EXIT Elite Realty
(301) 277-3948 Office
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Mon Aug 15, 2011
G Adams answered:
Tim & Ron:
When I married the house belonged to my ex and during the marriage the HELOC was refinanced in both our names, the bank put me down as the primary and him as co-owner however the deed was never changed to reflect my name. Now that we are divorced, the decree states I can refinance within 6 months and take sole possession or he can do the same; the house is on the market and if it does not sell within 6 months we both own jointly and my name is to be on the deed. If the house sells he keeps any profit--not likely and if there is a deficit he pays it--very likely. I want to be able to sell my share of the property once my name is on deed because I have no interest in the residence and because of this debt on my credit, I can't even buy a house now. Initially when I posted my question, it did not allow me to input this much detail so I was hoping to get responses so that I could delve in more. Thanks! ... more
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Sat Aug 13, 2011
Ruth and Perry Mistry answered:
Hi Sarah
Regret to hear of your issues.

Yes commissions will have to be paid to the Realtor and also if a lawyer is involved then
There are the fee associated with the lawyer.

The issue comes up is how much time did the Courts allocate to sell the home in the
Present Financial market. It's not un common for Courts to allow a home to sell within 1 year.

A lot depends on whether the owners are allowed to stay in the property and keep it up
Or are asked to leave. A vacant home sells for less.

Your Lawyer can insist with the Realtor that the Divorce decree be maintained confidential.

It maybe prudent for one spouse to buy the other out for about 10%less than the last comparable.

Good luck.
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Sun Apr 17, 2011
203k Guy answered:
This is about shrewd negotiation. I have seen many higher priced foreclosures sell for very low asking prices but it depends on the condition. The more repairs, the better.

There is a "203k Ready" program I would suggest could help you find the right people to help you. Most foreclosures do need at least some repairs. You will need: a Realtor, a 203k Lender, a Contractor and a HUD Consultant. Usually the HUD Consultant can put you n touch with experienced people.

It works like this:
You hire the HUD Consultant to look at the property and tell you what repairs are needed and how much they will cost. They prepare what is called a "Feasibility Report" that can accompany your offer. You then get a 203k Lender to provide what is called " automated underwriting approval" instead of the standar pre-qual letter that is required.

Your Realtor can then use that information to help "justify" your lower offer. Theprogram works very well and I can refer you to someone in your area if you like. More FHA 203k info can be found at

By packging your offer you will have the best chance for success with the right people helping you.
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Sat Apr 16, 2011
Dallas Texas answered:
Your buyers agent should be assisting you HOWEVER you have closing cost(s), if you opt home inspection and appraisal, escrow , option fees

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
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Sun Dec 13, 2009
Dawn Bush answered:
Our team at DeHanas Real Estate has the experience,the compassion and the committment to work hard for all of our clients. You can see more about our team at We would love to have the opportunity to work hard to help your client find investment homes in our community.
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