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91942 : Real Estate Advice

  • All26
  • Local Info2
  • Home Buying17
  • Home Selling1
  • Market Conditions0

Activity 20
Fri Jun 16, 2017
Mbashir_h asked:
Wed Jun 15, 2016
Derek Jones answered:
Trulia isn't a brokerage and they do not get their listing feed from most MLS's. Trulia gets their info from 3rd party sources or agents post it here manually which is why it is often inaccurate. If you want up to date listing stick to what your agent directs you or use a brokerage site. ... more
0 votes 1 answer Share Flag
Tue Jun 14, 2016
Sjriddle asked:
I shared to him my board with listing I was interested in and he shot down everyone one of them, whether they were in escrow already, pending.. etc.. unbelievable. I really like your user…
0 votes 0 Answers Share Flag
Tue May 10, 2016
Sheryl Arndt answered:
Hello Isabellazoey34, the rent to own would require 10-15% down so that would not work. You may already qualify to buy and utilize the 3%-5% Sapphire Grant down payment assistance program.

The purchase in 91942 zip code start from 155k for 1bd 1ba condo, 299k for 2bd 2ba condo and the single family homes start from 399k for 3bd 1ba home in La Mesa.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid. You could buy with minimum out of pocket expenses. You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down.

You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 1 answer Share Flag
Tue May 10, 2016
Sheryl Arndt answered:
Hello Isabellazoey34, the rent to own would require 10-15% down so that would not work. You may already qualify to buy and utilize the 3%-5% Sapphire Grant down payment assistance program.

The purchase in 91942 zip code start from 155k for 1bd 1ba condo, 299k for 2bd 2ba condo and the single family homes start from 399k for 3bd 1ba home in La Mesa.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid. You could buy with minimum out of pocket expenses. You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down.

You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 2 answers Share Flag
Wed Apr 20, 2016
Nejatjalisi answered:
The cheapest way : get restrain order from court, the most expensive way: hire a lawyer.
0 votes 6 answers Share Flag
Fri Oct 10, 2014
Andrew Gavin answered:
small claims court is probably your best bet if you have paperwork to back up your side
0 votes 3 answers Share Flag
Wed Feb 5, 2014
JR Thrasher answered:
$1800 to $2200 for El Cajon, up to $2500 for La Mesa depending on the condition of the home. I'll put a link to the available rentals in the web reference below so you can look at pictures and make sure you are comparing apples to apples.

J.R. Thrasher
www.SanDiegoRealEstateVeterans.com
(619) 929-0105
RealEstate@JRThrasher.com
... more
0 votes 4 answers Share Flag
Tue Apr 16, 2013
John Arendsen answered:
Having been an expert witness with 20 years of experience in courtrooms I wll expand on this conversation somewhat by adding that tape recordings are not admissable as evidence in a courtroom so I wouldn't go there. As others have stated you really should be consulting a RE attorney if the escrow has already closed. ... more
0 votes 6 answers Share Flag
Mon Apr 15, 2013
Cassey Rodriguez answered:
I think that this article http://www.leaderscorpfinancial.com/va-loan-the-best-option/ would help you most likely.
0 votes 3 answers Share Flag
Sat Nov 10, 2012
Jane Grant answered:
If you already have a house in mind or at least an area then you will be better prepared to know the costs as they are dependant on area for property taxes, HOA fees, and property insurance.

On a monthly basis there is PITI, Principal, Interest, Taxes, Insurance.

Principal - The Amount of the loan

Interest - The cost to borrow the money

Taxes - can be anywhere from 1% of the sales price to 2% of the sales price.

Insurance - Property Insurance

Depending on the type of loan you get these items may be included in your payment. Also there could also be PMI insurance depending on your loan.

You really need to speak to a lender who will explain in detail the costs associated with the property you are thinking of purchasing.

Here's a PITI calculator, http://www.realestateabc.com/calculators/PITI.htm you can experiment with but ultimately speaking to an experienced lender will give you the best information:

~~~
... more
0 votes 11 answers Share Flag
Sat Nov 10, 2012
Sinead McAllister answered:
Hi JeLove,
I would be happy to assist. We can get a title report pulled for you today. Feel free to contact me directly for any and all of your real estate needs!

Thanks!
Sinead McAllister
Broker
McAllister Homes Real Estate
858-205-5215
brokermcallister@gmail.com
http://www.McAllisterHomes.com
... more
0 votes 7 answers Share Flag
Tue May 8, 2012
John Arendsen answered:
If you can't afford an attorney you may want to log onto www.legalzoom.com. They have a ton of forms with protocol that may help you out.
0 votes 2 answers Share Flag
Tue Feb 22, 2011
Anna M Brocco answered:
Since you are asking a legal question, consider consulting with an attorney who specializes in real estate--he/she can best advise as it relates to your specific situation--accurate advice prevents future problems.... ... more
0 votes 1 answer Share Flag
Mon Feb 14, 2011
Steven Ornellas answered:
Emoore47:

"The act of retaining possession of property without legal right."
http://www.worldlawdirect.com/forum/law-wiki/12476-unlawful-detainer.html
0 votes 5 answers Share Flag
Mon Feb 14, 2011
Centermac Realty answered:
Dear Emoore

Fighting an unlawful detainer action after you've lost title through a trustee's sale is not easy.

If you really want to fight it, you should conduct your discovery early. You would want to obtain the foreclosure file to look for any errors made in the process. Usually it contains copies of the notices. Some notices like the Notice of Default and Notice of Trustee's sale and the Substitution of Trustee must be served by certified mail. Quite frequently you'll find the Substitution was not properly handled, i.e. not properly mailed or executed. An improperly executed Substitution of Trustee voids the trustee's sale. Of course, you want to make sure the 3-day notice to quit has been properly served on you.

Unfortunately you can't litigate broad questions of title in the UD.
... more
2 votes 6 answers Share Flag
Fri Oct 15, 2010
Vincent Villafranca,REALTOR answered:
Sometrini, if a fee can be negotiated out according to Tyler, then yes its a junk fee. Being an ex mortgage broker for 6 years going into real estate you pretty under stand what the junk fees are and what arent good luck. ... more
1 vote 3 answers Share Flag
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