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Kyle : Real Estate Advice

  • All69
  • Local Info8
  • Home Buying20
  • Home Selling4
  • Market Conditions0

Activity 61
Wed Jun 28, 2017
Kathy Burgreen answered:
First you do NOT need a big down payment. With an FHA loan you just need 3.5% of the purchase price for a down payment. There is another type of loan that just requires 3% down. Much better than 20% down payments.

Your first step is to contact your bank. You're already a customer there and they need your business. Ask to speak with the lending department. They will pull your credit and review your finances. Discuss with them what your options are, have them give you a side by side comparison of different options and ask about costs that you will need to pay. Lenders do this for free because they hope you become a customer. You will have plenty of time to shop around for lenders later. First start with your own bank.
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Tue Jun 27, 2017
Randall Ortiz answered:
For California only, we work with ITIN loans. In order to get an ITIN loan, you will need at least 20% down, two years tax returns, 60 days bank statements, 30 days paystubs, ITIN documentation, drivers license and we will also run your credit. We only operate in California. ... more
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Thu Jun 15, 2017
AnuAnoob answered:
0 votes 15 answers Share Flag
Mon Apr 17, 2017
Steven Price asked:
Thu Nov 3, 2016
UpNest answered:
If I could make a suggestion...UpNest.com has a ton of realtor profiles from across the country. Maybe you can search for more information on that particular realtor by signing up to the platform. Hope this helps! ... more
0 votes 33 answers Share Flag
Fri Oct 21, 2016
Vevillar asked:
I'm would be an out of state investor (former Texan) who will likely be moving to the area in next few years. So I'd like to have a place I would be able to live in at that time, but can…
0 votes 0 Answers Share Flag
Mon Apr 11, 2016
Sally Grenier answered:
Time for a new agent! Hahahaha! :) Your agent should know whether their MLS syndicates listings to this site or not. (some don't). If not, he/she can always manually enter your home's info here. Upper right corner..."Manage Listings"...."update listings"... ... more
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Sat Apr 9, 2016
Paul answered:
Let InBedrock.com help you answer the Rent v Buy v Invest question for yourself and your unique situation re: Your monthly rent expense option v house purchase price You would like to buy + all its associated costs like closing/title/mortgage interest/RE taxes/HO insurance/utilities + maintenance costs/broker selling commission/capital gains taxes/and more! InBedrock.com is educational, in-depth, and easy to understand for first-time homebuyers. ... more
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Sat Apr 9, 2016
Kamila Brudi answered:
I agree about paying the bills on time. Avoid adding more debt. Do not add any more credit cards. You want to have as less debt as possible including the amount of credit cards.
No big purchases especially right before closing!

If you are still looking to buy a house, I am here to help!
I will be happy to represent you and find the best deals for you out there.

Kamila Brudi
Realtor at Keller Williams Realty
5122144151
http://www.kamilabrudi.kwrealty.com
kamilabrudi@kw.com
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0 votes 2 answers Share Flag
Sat Apr 9, 2016
Kamila Brudi answered:
It's the sellers market right now which means the houses sell fast sometimes even for more than the asking price.

Pplease let me know if you have a Real Estate need, I will be happy to represent you and find the best deals for you out there.

Kamila Brudi
Realtor at Keller Williams Realty
5122144151
http://www.kamilabrudi.kwrealty.com
kamilabrudi@kw.com
... more
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Sat Apr 9, 2016
Kamila Brudi answered:
Hi Laurel,
please let me know if you still have a Real Estate need, I will be happy to represent you and find the best deals for you out there.

Kamila Brudi
Realtor at Keller Williams Realty
5122144151
www.kamilabrudi.kwrealty.com
kamilabrudi@kw.com
... more
0 votes 1 answer Share Flag
Sat Apr 9, 2016
Paul answered:
Let InBedrock.com help you answer the Rent v Buy v Invest question for yourself and your unique situation re: Your monthly rent expense option v house purchase price You would like to buy + all its associated costs like closing/title/mortgage interest/RE taxes/HO insurance/utilities + maintenance costs/broker selling commission/capital gains taxes/and more! InBedrock.com is educational, in-depth, and easy to understand for first-time homebuyers. ... more
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Mon Feb 15, 2016
Tamararalph6 asked:
Sat Feb 28, 2015
Phillip Madison answered:
I would suggest contacting Justin Steiner at 469-855-9062
0 votes 1 answer Share Flag
Sun Nov 2, 2014
Cindy Barrera answered:
Hi Samantha,

There is a lender I work very closely with and they can fix your credit in 3 months and tell you exactly what debt you have to pay off or how much of it and then they bump up your score they can also see whats affecting it or bringing it down and help you dispute all that negative accounts if you already payed them off. Some lenders wont take the time to fix these things but Ill stay with my clients until we get that pre approval letter and so will my close lender that I work with.

Please let me know if I can be of any value to you... I also live in Kyle TX.

Thanks
512-757-1492
cindybar09@gmail.com
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0 votes 3 answers Share Flag
Tue Jul 8, 2014
Marla Rice answered:
Hi Michelle,

You will want to speak with a lender regarding your qualification. The lender will help you identify the loan amount for which you qualify. After receiving a pre-qualification letter from the lender, you will be in a position to potentially begin your house hunt.

If you would like assistance with this process, please contact me , and I am happy to help. I am very familiar with the Kyle/Buda market.

Thanks!
Marla Rice, Realtor
Keller Williams Realty - Austin
marlarice@kw.com
512.694.6705
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0 votes 1 answer Share Flag
Sat Mar 22, 2014
Jonathan Wood answered:
USDA is a great zero down loan program for qualified areas.

While USDA is limited in the areas served, there are 2 other Texas based loan programs to assist with down payment for qualified purchasers in a broader area.

If I can be of any help in those directions please message me to find out other options for zero money down programs.

I hope this helps,

Thanks!
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Sun Mar 16, 2014
Freddie Renee Bible answered:
how bad is car theaf, in house and cars
0 votes 1 answer Share Flag
Tue Mar 11, 2014
Jordan Gouger answered:
There are potentially a lot of scams with rent-to-own homes. As mentioned by another agent below, the homeowner has little incentive to keep paying their mortgage and will stop paying it and pocket the money. You have to be absolutely certain that the homeowner owns their home free and clear if you are going this route.

If you are a veteran, there are several programs available that will qualify you to buy at 580 FICO with a 5% mortgage, possibly less if your loan in underwritten by the Texas Veterans Land Board. Additionally a veteran using a VA or a TX VLB loan can purchase a home with 0%, something few others are able to do.

Jordan Gouger
Realtor, TAHS
Keller Williams
512-693-9297
... more
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