There are options available to obtain financing with no down payment such as VA or USDA backed mortgages.
However, such options are not looked upon favorably by home sellers. The residual penalty for a failed transaction is taken seriously by the agent and home owner.
There are ways to make such offer more competitive.
Time to pick up the phone and call a REALTOR to discuss your situation, your options and get a referral to a lender who has SOLUTIONS!
Best of Success,
Annette Lawrence, Broker/Associate
Palm Harbor, FL