Kirkwood : Real Estate Advice

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Ms.autumnamb…, Home Buyer in Concord, NC
Ms.autumnamber asked:
I currently make app 25,000 a year with another 10,000 a year in alimony. I am paying 1250 a month for rent. I would like to buy my own home and get a mortgage with significantly less monthly payment. I have literally nothing to put down. Can this be done in the area I am currently living?
0 votes Share Flag Fri Oct 14, 2016 Home Buying in 08043
Kathleen Mcg…, Real Estate Pro in FLOURTOWN, PA
Kathleen Mcgee answered:
How is buying a twin house different from buying a townhouse?How is it when it comes to repairs, renovations or selling it? Thanks a lot!!
The difference from buying a twin home is that the wall lies between the 2 homes hence twin, a A town house is what we call it in the suburbs & row home in the city.. The town home or ... more
0 votes Share Flag Wed Mar 16, 2016 Home Buying in 08043
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Can the selling price of a home be petitioned if it is felt to be listed too low looking at comps in the area and will create an unfair comp?
No, another person's selling or list price for their home is their decision............a neighbor has no say, and cannot, "petition", challenge or complain about it (well, they can com ... more
0 votes Share Flag Mon Nov 3, 2014 Home Selling in 08043
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
Im closing on a new home in 2 weeks and VERY concerned that my "required" 5% downpayment on my conventional loan is absent from my GFE. My gut says
Good afternoon Risenwaters,

Your required down payment does not appear on the Good Faith Estimate of Closing Costs (GFE). Only closing costs appear on the GFE.

You should have re ... more
1 vote Share Flag Mon Dec 2, 2013 Home Buying in 08043
Diane Glander, Real Estate Pro in Spring Lake, NJ
Diane Glander answered:
Looking for town with nightlife, shopping, downtown in Southern NJ
How about Pt. Pleasant Beach? There are numerous new restaurants/bars and the town now has a night life as well as a great beach and excellent shopping district.
You can search prop ... more
0 votes Share Flag Tue Feb 26, 2013 General Area in 08043
Lali Nanidzh…, Real Estate Pro in Franklin Lakes, NJ
Lali Nanidzhanyan answered:
If a house is listed as short sale-can the listed price be negotiated and by how much percentage?
Hi, ask your agent "Market price" of that house. Make an offer based on that. Bank may take up to several months to accept or decline your offer. Listing agent would know if B ... more
0 votes Share Flag Fri Nov 25, 2011 Home Buying in 08043
Marco Gomez &…, Real Estate Pro in Jackson Heights, NY
Marco Gomez & The Reach Team answered:
How much equity do I need to build and for how long do I need to wait before I can purchase a 2nd home?
There's no time limit as you can buy it anytime, as long as you can carry both mortgages and associated carrying cost.

Marco Gomez
NYS Associate Broker
Keller Williams Landmar ... more
0 votes Share Flag Tue Nov 15, 2011 Home Buying in 08043
R. Eric Axel…, Real Estate Pro in Sewell, NJ
R. Eric Axelson answered:
Is there any prohibition on members/ residence of a condominium association knowing who is delinquent in paying condominium dues and fees.?
I don't know if it is your "right", but I have certainly seen it happen before. Condo/homeowner associations use it as a method of embarrassing the delinquent members int ... more
0 votes Share Flag Thu Sep 15, 2011 General Area in 08043
Ines De La C…, Real Estate Pro in Marlton, NJ
Ines De La Cruz answered:
Any info. on the 10000 downpayment assistance program in camden county. Can I use a realtor once class is complete to purchase a home?
Hello Tara,
Yes, you can.
I had a young like with 2 beautiful kids have a settlement and received the $10,000 towards her home in Voorhees.
Contact me as soon as you finish and I wil ... more
0 votes Share Flag Sun Jun 26, 2011 Home Buying in 08043
larry sarlo, Real Estate Pro in Sewell, NJ
larry sarlo answered:
Please E-Mail me a Trulia contact telephone number. The previous answers were not helpful! Rob Frantz
You cannot post on Trulia as a "For Sale By Owner". Trulia has reciprocity agreements with brokers and all property and information is fed through those brokers. Info can be ... more
0 votes Share Flag Tue Jun 7, 2011 Home Selling in 08043
Sara Mooney,  in Voorhees, NJ
Sara Mooney answered:
Does anybody knows what happened with200 Camden Avenue, Voorhees NJ 08043. It was on sale for a while but is now off the market
Hello Pawel,
The property 200 Camden Ave in Voorhees is currently under contract. I am the selling agent. Not sure why it was showing up expired. For more information on this hom ... more
0 votes Share Flag Thu Feb 24, 2011 Home Buying in 08043
Ron Rovtar, Real Estate Pro in Boulder, CO
Ron Rovtar answered:
How is the price per square footage dertermine for an area. I see different prices for differents house for the same area?
Price per square foot can vary dramatically depending on location, amenities, quality of workmanship, how much of the square footage is "finished," maintenance of the home and ... more
0 votes Share Flag Tue Dec 28, 2010 Home Buying in 08043
R. Eric Axel…, Real Estate Pro in Sewell, NJ
R. Eric Axelson answered:
Can i buy a homeowners policy if the deed to the property is not in my name?
I posed this question to one of the trusted insurance agents I work with. I actually have my home and auto through him.

"No usually. You must have an insurable interest in what ... more
0 votes Share Flag Tue Nov 30, 2010 Home Insurance in 08043
larry sarlo, Real Estate Pro in Sewell, NJ
larry sarlo answered:
If a home was purchased for 350,000. and the taxes were 11,000 which is supposed to be based on the assessed value of the home, then that same house
Sorry Cherry Hill Twp Ratio is 48.11
Use this ratio to divide out the actual market value the town is using as your value. This is the value you want to compare

Larry Sarlo
W ... more
0 votes Share Flag Mon Mar 8, 2010 Home Buying in 08043
Robyn Baseli…, Real Estate Pro in Cherry Hill, NJ
Robyn Baselice answered:
What town is the best place for first time buyers to consider if the budget is $250K for a single family home?
voorhees is a great town. Call me and I will find you a dream hone. Robyn Baselice Weichert Realtor
0 votes Share Flag Wed Oct 28, 2009 Home Buying in 08043
Ruth Bonapace,  in 07030
Ruth Bonapace answered:
Is the good faith estimate a total of all money needed at closing? Does it include the down payment and all?
Your down payment must be at least $3,955 -- or more clearly -- this is the minimum amount of out of pocket cash you will need.

Your closing costs and escrows and prepaid interest ... more
1 vote Share Flag Sat Aug 22, 2009 Home Buying in 08043
Daniel Casta…, Real Estate Pro in Lynchburg, VA
Daniel Castagna answered:
Is the 3.5% downpayment supposed to appear on the good faith estimate?

The downpayment will be included in the total estimated amount need to close. it is not listed seperately.
0 votes Share Flag Mon Aug 17, 2009 Home Buying in 08043
Joe Montenig…, Real Estate Pro in Sewell, NJ
Joe Montenigro answered:
Need to sell my house, but want to rent it from the new owner so my kids can stay in same schools. Any real?
Hi Rich,
email me your address and I'll do a drive by to see if I'm interested in buying.... it will have to be well below market value. .... and the rent you pay would need to be abo ... more
0 votes Share Flag Fri Jul 24, 2009 Home Selling in 08043
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