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King County : Real Estate Advice

  • All20
  • Local Info1
  • Home Buying4
  • Home Selling4
  • Market Conditions0

Activity 2,532
Yesterday at 7:04pm
Bkight answered:
My mother bought mortgage insurance when my father died. I know the lender will pay off her house when she passes, but who puts the house on the market after her death and shares the profits from the sale of the house, the lender or my siblings and myself? ... more
0 votes 13 answers Share Flag
Yesterday at 12:19pm
Sterling Spencer asked:
Looking to rent in a neighborhood with great restaurants/active community/late 20-somethings. Prefer to live in Seattle, but I know its too far
0 votes 0 Answers Share Flag
Yesterday at 9:30am
Fourts65 answered:
I bought a quadrant home in 2006 and I will never buy another one. They threw this house up really quickly to meet the deadline and I've had problems with my siding ever since. My gutters are a mess one is hanging from the house, the pillars are offset so the water drains in the opposite direction from the higher roof and the lower roof. My deck is falling apart underneath (I wish I could post pictures) and quadrant refuses to fix it. If I were you, I'd stay away from Quadrant homes there are many other builders out there. DO NOT BUY a quadrant home or you'll be sorry. ... more
0 votes 7 answers Share Flag
Thu Oct 19, 2017
Jessica Burns answered:
im having the same issues here in ohio. Our speed limit is 25 (Its a dead end street) and people from where the dead end is fly down our street going at least 55 and it scares me having my toddler play in our front yard. ... more
0 votes 25 answers Share Flag
Tue Oct 17, 2017
Sheriannduncan asked:
Sun Oct 15, 2017
Imcarpenter answered:
Hello. My I give my two cents?
Building new vs buying an existing new and the third option buy an existing.
I have built residential tract homes, townhouses, apartments, and custom.
I am a carpenter skilled in frame, to finish, to customer walk through.
I built (literally) my own home, lived in it for a few years and sold it.
My recommendation is do not try to be your own contractor; there are a host of reasons, more to list than this space will allow.
Building new through a building contractor is an option if you are not in a hurry; you are a good planner down to the smallest detail and have realistic expectations relative to your budget. Once you have committed to a plan stick to it. If you begin to insert change orders, the budget will change as well as the schedule.
Buying a tract home will get you in your home quicker. You will have a little latitude for changes, changes in the form of upgrades. Structural changes are either not feasible or the costs are prohibitive. In many cases, the builder does not use premium materials, fixtures, paint, siding, flooring etc. The grade of materials are termed builder grade.
Last, do not overlook buying an existing home. There are existing homes that have had considerable upgrades and have been well cared for. For example, here in Florida a recent flyer advertised an inground swimming pool in the mid $20,000. That is without the frills. When you finally sign on the dotted line, the price will have increased by a few thousand dollars. On the other hand, if you buy an existing home with a pool you will not pay a $20,000 premium.
I have provided a little more of a bio on my tool review web site,
... more
0 votes 19 answers Share Flag
Thu Oct 12, 2017
Tim asked:
I already own a home at Kirkland, but kind of old and small. I wonder whether the price will keep going up? so I should buy now, or should wait for some more time?
0 votes 0 Answers Share Flag
Wed Oct 11, 2017
Dbcoyote asked:
2bn. 1b. For rent.
0 votes 0 Answers Share Flag
Wed Oct 11, 2017
Sharon Jackson-Mills answered:
Do you know how easy it is to purchase a home? There are so many properties that you can purchase with zero down. Give me a call if you want help.

Sharon Jackson-Mills
John L. Scott - Everett
... more
0 votes 2 answers Share Flag
Wed Oct 11, 2017
Frank S. answered:
Hello D.A., you may want to get pre-approved to know your purchasing power and how much you qualify for with the maximum payment you are looking to afford. At that point you can more realistically narrow down your search criteria.

There are only 1-2 bd condo waterfront views of local Seattle lakes under 500k. The lots of Puget Sound are over 500k. Lot loans are currently hard to find so mostly you have to have a lot of cash...

Once we know your qualifications you can narrow down your search. Do you have down payment and closing costs saved? How much are you paying in rent and what is the maximum payment you are looking to afford?

You may consider FHA 3.5% down from a minimum 580 fico score up to 592k. There are other loan programs and requirements for higher loan amounts.

Start with your qualifications and then narrow down the search criteria and set up daily automatic emails to study and compare the choices up to your maximum price point amount.

There are 264 choices of condo, townhomes and single family residences up to 4bd 2ba under 500k in Seattle to choose from.
... more
0 votes 3 answers Share Flag
Wed Oct 11, 2017
Frank S. answered:
Hello Sarah, it will depend on some factors not mentioned. You may consider 12-24 month bank statement programs available for self employed with 20% down with a minimum 680 fico score. Another program is 35% down if you have funds to consider either one.

The condos and townhomes seem to be reasonable in Seattle. How much do you pay in rent and what is the maximum payment you are looking to afford? Are you employed at all or plan on being employed in a field you are studying at school? You may include income after 30 days of employment in that scenario as a W2 employee.

How long has your husband been self employed? Was he a W2 employee in the same line of work before self employment. Did he go to school to learn the trade that he is self employed?

You may also consider a non occupying family member co-signing to see what options you can consider for FHA 3.5% down. There are options to discuss...
... more
0 votes 3 answers Share Flag
Tue Oct 10, 2017
Brian asked:
Mon Oct 9, 2017
Sydney asked:
How can we recover the original photos from the house listing? They were active until this room rental posting went up. At least, can the other photos from the listing be added?
0 votes 0 Answers Share Flag
Mon Oct 9, 2017
Yaya23 answered:
My most recent experience with a Fannie Mae Homepath property is that the home was listed at $239,000 and 3 other contracts were terminated upon inspection. I offered $215,000 and Fannie Mae dropped the price down to $230,000 so that it could counter at $226,000.I accepted contingent to inspection of course. After inspection, there were serious code violations and safety violations including the hot water heater about to blow up and electrical issues. So, I told them I'd pay no more than $200,000. Guess what? Fannie Mae came back with another counter of $220,000. Hmmmm. What to do now? My point is that, yes, with that many failed contracts, and not any of them because of financing, something has to happen with this property. Oh yeah, one more thing. The home is listed as CBS in the Property Appraiser's office and that's the only reason why I put an offer on it. Guess what? It's Wood Frame Stucco? So, should I go back to the original $200k max? By the way, it will take over $16,000 to put this house up to code. ... more
0 votes 5 answers Share Flag
Sat Oct 7, 2017
Ronanderin asked:
I posted my rental listing through Zillow. When I view it on Trulia it shows the phrase "multi-family" but I can not figure out how this was activated. It is NOT a multifamily…
0 votes 0 Answers Share Flag
Thu Oct 5, 2017
Kathysmith3434 answered:
Okay my question is will they tell us before closing that something wrong are will they still make us go to closing and then tell us this is the first time of doing any of this we did a fha loan inspection passed now were waiting for them to see if the house is worth the amount of the loan they sent us a calender to see everything step by step the title has been transfer already were closing on the 31 of this month so I'm scared cause we need to put a 30 day notice in ... more
0 votes 34 answers Share Flag
Thu Oct 5, 2017
Ma_bo_beh asked:
I updated my rental photos a few days ago at Zillow but Trulia still shows old photos
0 votes 0 Answers Share Flag
Fri Sep 29, 2017
Vialanji asked:
Which bank is more likely to give construction loan for 6 spec units in Seattle. I had to use hardmoney lender for my first project that is 98% done.
0 votes 0 Answers Share Flag
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