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Kentwood : Real Estate Advice

  • All43
  • Local Info0
  • Home Buying18
  • Home Selling1
  • Market Conditions1

Activity 28
Mon Mar 14, 2016
Madd707 asked:
Sun Jun 7, 2015
Balcazarmonique asked:
Wed Apr 23, 2014
Derek Tunison answered:
What is the question Kathleen? Are you looking for financing? If so I can working with you, I can get you were you need to be to obtain a loan. I have lenders that will lend down to a 500 credit score. Please contact me if I can help.

NMLS: 162605
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Wed Dec 11, 2013
Sam Southwick answered:
Many purchase agreements also have a contingency cause related to the buyers ability to secure financing. Meet with your agent to review your purchase agreement and if this issue is ambiguous, you may need to consult with an attorney. ... more
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Thu Nov 21, 2013
Anthony Lewis answered:
I noticed you were wondering about the Market conditions in Kentwood, I specialize in the area, I would love to talk with you about how the market is doing in Kentwood. 616-957-0700.
0 votes 2 answers Share Flag
Mon Sep 30, 2013
Annette Lawrence answered:
As Brek stated, the process is dependant on who is selling the property.
Your real estate professional can determine the correct process by reviewing the information provided by the listing broker, the seller website or public notifications.
We all wish there was a 'one size fits all' .process, but that's not the way it works today.
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Wed Aug 21, 2013
joe reed answered:
HI Jacob,
I see you have plenty of advice on your question. If you have started to consider to list your home and would like some comps run to figure out a good price to list it at feel free to get a hold of me you can visit my website at or give me a call (616)299-9602. I'll be glad to help anyway I can.
Joe Reed
RE/MAX of Grand Rapids
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Wed Aug 21, 2013
joe reed answered:
Like stated previously a lot of times when you see agent for owner it's merely to protect the identity of the actual seller of the property this is a normal thing and nothing to be concerned about in the process. Feel free to contact if you have any further questions at and best of luck in your home hunting experience ... more
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Wed Aug 21, 2013
joe reed answered:
I would love to help you find a home. If you have any questions about the home buying process or would just like some more info on a certain number of homes or a specific home feel free to contact me. I have a great lender I work with if you haven't already been pre-approved. Let me know what I can do to help you find the perfect home. ... more
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Fri Apr 19, 2013
Bob Trout answered:
With only a couple of thousand down and a poor credit rating it would be very difficult, if possible at all to find a lender or owner willing to offer you a land contract or mortgage at this time. With decent to good credit there are programs, like MSHDA, that might work with little money down. With the lower credit rating both sellers and banks are going to require a substantial amount down.

I would suggest your best avenue in the short term is to lease or rent for a year or two while you work to repair your credit and save for a downpayment and closing costs.
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Mon Feb 25, 2013
Pam Bava answered:
Hi Tony,

If you want to go to my website and do a search of locations feel free to. I just did a search in Indiana and there are 12 locations. In Michigan we have over 100 office. If you want more information feel free to contact me.

Good luck,

Pam Bava, Realtor
Real Living Kee Realty
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Wed Feb 20, 2013
Brek Schutten answered:
Zero lot line basically means that it shares a wall with the neighboring property. It is basically a duplex that is split into to separate single family homes. Most of the homes on Pine Vista and Pine Needles Ct are going to be zero lot line homes. If you are interested in seeing any of them listed for sale, let me know. I have dealt with zero lot line homes in the past. ... more
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Wed Feb 6, 2013
Brian Lorenz answered:
The monthly association fee is $201 per month. If you would like the full listing emailed to you, or if you would like any other info, feel free to email me at I would be happy to help you.
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Wed Jan 30, 2013
Carlos Hernandez answered:
Arnette, it would benefit you immensely to find a buyer's agent in this area. A realtor can search for homes that are able to be financed thru FHA, with the specific features you are looking for and in your price range. There is no cost to you to use a buyer's agent, as their commission is paid by the seller. It also gives you someone looking out for only your best interest. I would be glad to start a list for you. You can contact me directly at or Gwen at 443-0682. ... more
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Tue Jan 29, 2013
ladyhawk3_98 asked:
This question was asked from this property:
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Mon Dec 31, 2012
Brek Schutten answered:
Generally lenders like to see 2 years of 1099s before giving you a mortgage but some lenders may have ways around that. If you would like to get in touch with a lender who may be able to help, let me know. Thanks! ... more
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Thu Apr 26, 2012
Cindy Schlee answered:
Hi - I don't believe your Mom can use the VA benefit. I think you should contact a local lender or even the VA to confirm the information. Good luck.

Cindy Schlee, Realtor
Grand Rapids MI
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0 votes 2 answers Share Flag
Fri Apr 13, 2012
Fannie Mae guidelines are:

Bankruptcy (Chapter 7 or Chapter 11)
A four-year waiting period is required, measured from the discharge or dismissal date of the bankruptcy action.

Bankruptcy (Chapter 13)
A distinction is made between Chapter 13 bankruptcies that were discharged and those that were dismissed. The waiting period required for Chapter 13 bankruptcy actions is measured as follows:
• two years from the discharge date, or
• four years from the dismissal date.
The shorter waiting period based on the discharge date recognizes that borrowers have already met a portion of the waiting period within the time needed for the successful completion of a Chapter 13 plan and subsequent discharge. A borrower who was unable to complete the Chapter 13 plan and received a dismissal will be held to a four-year waiting period.

Multiple Bankruptcy Filings
For a borrower with more than one bankruptcy filing within the past seven years, a five-year waiting period is required, measured from the most recent dismissal or discharge date.
Note: The presence of multiple bankruptcies in the borrower’s credit history is evidence of significant derogatory credit and increases the likelihood of future default. Two or more borrowers with individual bankruptcies are not cumulative, and do not constitute multiple bankruptcies. For example, if the borrower has one bankruptcy and the co-borrower has one bankruptcy this is not considered a multiple bankruptcy.
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Wed Feb 8, 2012
Michelle Gordon answered:
I agree with Brek, getting you credit cleared up is the first step - even your home owners insurance will be at a higher rate if you do not fix this as they use your credit score (among other things) to come u with your rate. JIll is right as well, rent to own for now and work on your credit so you may purchase.

Here is one place here in GR that can help with credit repair -

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