Even though Indy Mac doesn't have an office there locally, they probably have a REO realtor in the area that will plan to list the property for sale. Therefore, when the REO realtor knocks on your door you can speak directly with them. Meanwhile you might be able to obtain some information through a local title company in your area. Call the title company give them the address and let the title officer know about your lease agreement. I think in your state of Flordia, a foreclosure would wipe out the OPTION contract, but not the lease agreement. Therefore you can use the lease agreement to work with the bank or REO Agent to try to get a sale. Meanwhile, if you have a mortgage broker, bank or credit union who you are 'pre-approved' with good credit, some money in the bank, etc. then you should have all your ducks in a row so that when that REO realtor does appear at your doorstep you are prepared for the acquisition of that property, quickly. Also, make sure that the person who shows up on your door is the "REO" agent for the bank and legit. Do not give information away without knowing who you are providing that information. Best of luck!