Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Keene : Real Estate Advice

  • All16
  • Local Info1
  • Home Buying5
  • Home Selling0
  • Market Conditions3

Activity 16
Mon Aug 7, 2017
Janetscats52 asked:
another mortgage because he borrowed 25,000 before we were married on the house to pay lawyers. i ve kept the 1rst Mortgage payed but i got behind on
0 votes 0 Answers Share Flag
Fri Mar 10, 2017
Angelica P answered:
Hi,

I have emailed you regarding this concern.


Thank you for using Trulia!

Angelica
Consumer Care Advocate
0 votes 1 answer Share Flag
Wed Aug 3, 2016
Severina_slaughter asked:
Portland, OR is getting too expensive. I found my dream property in NH for $150k. It's eligible for USDA financing, and this will be my first home purchase. I can easily qualify for…
0 votes 0 Answers Share Flag
Sun Feb 28, 2016
nhhomerental asked:
how do i post a single-family home for rent on trulia?
0 votes 0 Answers Share Flag
Thu Jul 2, 2015
Dan Tabit answered:
Susan,
I applaud you for rebuilding after a tough time. Many people have done it successfully but let me warn you Rent to own is not a good way to go about it. Most of the people who find these schemes never buy the home and leave the arrangement worse off than if they hadn't done it at all.
Don't spend money on fictitious lists. If you want to rebuild your credit follow this advice and you'll be far better off.
1. Find the cheapest place you can stand to live in and rent it. The fact that it's not a house or your "dream house" will serve as motivation to work hard and get out sooner.
2. If you have any left over credit, use is wisely. Credit is a muscle which if used properly will grow and build you up. If misused, will create pain and discomfort and do long term damage.
3. If you don't have any existing credit, go to your bank or credit union and ask for a "secured card". You deposit money into a savings account and you have most or all of that amount as your credit limit. As you use the card for normal expenses like gas & groceries, paying it off monthly, they will increase your limit and eventually allow you to have unsecured credit.
4. You need at least 2 lines of new credit, in good shape to qualify for a mortgage. You can repeat step 3 down the road for a second card.
5. Save all the money you can. Build up an emergency fund and then more. Some of this will be your down payment once you're ready to buy. The more you can accumulate the better off you'll be.
6. Find your lender early. A great lender may help you with the credit rebuilding. They can help remove errors on your file quickly and boost your scores legitimately. Not all lenders do this, so ask around.
7. DO NOT close any personal accounts, pay off any old collections unless instructed by your lender or other legitimate credit repair person. Closing accounts & paying off old collections may lower your scores.
8. Any remaining joint credit accounts probably should be closed. If your ex spouse accesses a dormant account and runs up balances or pays late, you'll be hurt. It doesn't matter to the creditor that the judge gave you some accounts than them others. If they were once joint, the lender will report on both of you and you can be damaged without knowing it.
There is lots more, but this will get you started. Avoid "rent to own" as the vast majority are scams designed to separate you from your money.
... more
2 votes 1 answer Share Flag
Tue Jun 30, 2015
Deargladys answered:
Hi Tony,

I just came across your post. In case you're still looking, we just posted this on craigslist:
http://nh.craigslist.org/apa/5099290342.html

Thanks.
0 votes 3 answers Share Flag
Sat Apr 5, 2014
Bill Eckler answered:
Never heard of the scenario before.....banks loan and hold money for others. They are not in the business of owning property and being a landlord.

Bill
0 votes 11 answers Share Flag
Mon Nov 11, 2013
James Goddard answered:
Railroad Square is another that is right there, depends of how much of a quality one you are looking for. There is another smaller cost effective one that is only a 1 minute walk at the top of the square also, but ones do not come on the market there very often. I lived in Keene for the last 3 years in the Wright Estates which is a condo development 2 miles from the center of town. If you are ok with that kind of distance, that is truly a great place.... ... more
1 vote 3 answers Share Flag
Thu Sep 19, 2013
Vincent Dolan answered:
The taxes were calculated using the current assessed value times the tax rate.
The property is being offered for sale at approximately $10,000.00 below assessed
value. Thanks.
0 votes 3 answers Share Flag
Tue Feb 12, 2013
Andrew Alajajian answered:
Absolutely! Keene is a city that continues to attract many due to its strong school system. As you mentioned, there are plenty of homes on the market that are in need of TLC. My suggestion would be to look for the homes that have features (that can't be changed) that will attract buyers. For example: location, the land plot, and neighborhoods. Please let me know if I can assist you in any way. ... more
0 votes 2 answers Share Flag
Thu Jan 24, 2013
Jamin M Jones answered:
I am truly not sure on that one but an agent like Lee below can help you find all the answers you need, Even suggest a cul de sac neighborhood that you could obtain, restore and be o9n control of, rebuilding one leaves the wings on each side ruffled, I would buy the whole bird and control it. I think federal or even local rehab funding may be available but again as a pro like Lee. If you need a Realtor or if Lee is not available, I have many great agents in the area and I'll be glad to recommend some to you if you like.

Just let me know - be happy to help !!

Jamin M Jones
Home Inspector NH Lic#280
http://www.inspectorjmj.weebly.com

inspectorjmj@gmail.com
Mobile: 978-675-7597
... more
0 votes 4 answers Share Flag
Fri Aug 3, 2012
Carole W answered:
I am interested in a condo on Union Street in Keene ...so you have any listed and available?

thanks,

Carole Wright
cwright@keene.edu
603 357-3911
0 votes 2 answers Share Flag
Mon Jun 13, 2011
Scott Godzyk answered:
Once a house is purchased back by the bank after the foreclsoure auction, first they assign it to one of their local and approved Realtors. They look to see if teh house is vacant, if so they secure it, if not they start eviction. Once it is vacant, they clean the house, clear the deed and appraise the property. the house can be listed in as little as a day after the auction and usually up to 3 weeks after the house is deemed vacant and cleaned to sell. The listing agent usually posts a notice on the door so you can contact them direct before it is listed for the scoop.

http://www.trulia.com/blog/scott_godzyk/2008/08/so_you_want_to_buy_a_for

Please see my blog for a full list of tips and advice on buying bank owned homes.
... more
0 votes 7 answers Share Flag
Thu Sep 30, 2010
Scott Godzyk answered:
Average time on market can be given as a whole for the entire city, but it should be looked at more closely for that type of home, the condition, the amenities, the upgrades and the neighborhood it is in. Linda the key in this market is to price the house at or just below market value to attract potential buyers, those homes that are priced correctly are selling where the houses priced above market value are sitting much longer. Most home owners simply owe more so have to ask more which skews the days on market number higher. you can ask a broker to complete a broker price opinion for you and with it they should be able to tell you what their estimate of days on market will be given all variables with your home. ... more
0 votes 3 answers Share Flag
Wed Sep 16, 2009
Scott Godzyk answered:
You should know that the average time a home is on the market can differ depending what type of property, what price range it is in and the condition. You can get a general amount of time which has been under 90 days but there are properties that are selling quickly such as bank owned and soem staying on teh market alot longer. The most important thing you can do is to have a Broker Price Opinnion completed on your home. This should tell you what you house is worth now and the approximate time to sell it. You should receive what it is worth, what you should ask and what price it will proabily sell for. I hope i could help. ... more
0 votes 2 answers Share Flag
Wed Jul 23, 2008
Sue-Ann Fecteau answered:
Recheck your Agency Disclosure Form. It explains about Sellers, Buyers, and Non Agents as well as Customer and Clinets. All the differences. Your REALTOR should always explain dual agency to you as well. If the agent does not represent you as a Buyers agent they still should be disclosing all information. It is very important that you always read through as well, what you are signing. ... more
0 votes 3 answers Share Flag
Search Advice
Search
Keene Zip Codes

Followers

60