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Home Buying in Kearny : Real Estate Advice

  • All57
  • Local Info3
  • Home Buying23
  • Home Selling0
  • Market Conditions3

Activity 23
Sun Mar 13, 2016
Edorjo asked:
I just would like to know how come your company advertised
a property that is going on auction some day and on the bid day the property simple disappeared. thanks
0 votes 0 Answers Share Flag
Wed Aug 26, 2015
USMortgageRanger answered:
Hi Carmen,

Thanks for the post. Based on your request it is not possible to qualify for any loan with your spouse income without them being on the application. So if you want to qualify for a FHA home loan with your spouse even if he has a few bumps on this credit you may still be able too.

I would be delighted to provide you with some mortgage options, (this does not require us pulling your credit) that will allow you to make the best decision for your family. I can be contacted via my profile information for a no obligation consultation. My Office hours are 08:00 AM-08:00 PM Mon-Fri and Fri and Sat 08:00 AM-06:00 PM CST.

Lowell Sterling
Mortgage Banker
NMLS 968898
Capital One Bank
Phone (469) 315-1709
... more
0 votes 1 answer Share Flag
Sun Feb 22, 2015
Gloria Donnon answered:
There are many things that come into play when taking out a loan. If you are able to clean up some credit issues, that is always the best route. I suggest you contact a lender for sound advice from someone in the mortgage field. ... more
0 votes 1 answer Share Flag
Fri May 3, 2013
Trevor Curran answered:
Good afternoon Filipe,

First steps:

Meet with a Local Mortgage Banker to get prequalified for mortgage financing. The Mortgage Banker will review all facets of your loan request to answer your questions with regards to the types of loans and maximum loan amounts you could qualify for.

Line up a Home Inspector. A good home inspector will scare the heck out of you: that's what you pay him for! But you'll concentrate on the fundamentals of the property: roof free of leaks, plumbing, heating and electrical up to code and in good working order. Again, when you make an offer and you have your Home Inspector ready to go, your offer will be considered with much more interest by a Seller because you truly have your "ducks in a row" and your preparation demonstrates your serious attitude about conducting the purchase transaction in a timely manner.

Find an experienced Local Realtor who works in your desired shopping area. A serious pro Realtor will refuse to show you homes until you are Prequalified for mortgage financing. Don't take offense! That Realtor doesn't want you to be disappointed and wants you to have a smooth experience as you shop for your new home.

Put together your Team of real estate professionals and shop 'til you drop!

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
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0 votes 18 answers Share Flag
Tue Apr 9, 2013
Lou Pinto & Maggy Oti answered:
Property is under contract but we have others if you haven't found anything yet let us know and we will get you into your dream home in a few months. COCCIAREALTY@HOTMAIL.COM
Thank You,
... more
0 votes 3 answers Share Flag
Wed Feb 27, 2013
Maggie Abdo-Manno answered:
I am wondering if you still looking to buy 2 family in kearny or North Arlington.
0 votes 1 answer Share Flag
Tue Jan 15, 2013
Keith Jean-Pierre answered:
This home has an offer in acceptance since 01/03/2013 and is set to close later this month. Being that it is a bank owned property, that closing date will most likely be pushed back. If I can be of any further assistance, please do not hesitate. Good luck! ... more
0 votes 1 answer Share Flag
Thu Nov 15, 2012
Andrew Tisellano answered:

Please contact me for a free buyers consultation. As stated to purchase a home in Newark you will need proof of funds for some one to accept your offer.

let me know the type of home you are thinking of buying and your purpose for the purchase.

I've worked with 1st time buyers and investors for over 10 years. google me.

Best Wishes
... more
0 votes 2 answers Share Flag
Mon Jun 18, 2012
Marjorine answered:
@ Ibitebackxx,
I hope you have a job lined up in Charlotte, because with high unenployment and hiring freezes it is very hard to land a good paying job down here. Don't believe the hype about North Carolina.

The cost of living is not really that much lower, the only things that are cheaper here are home prices and property taxes. Albeit in some Charlotte neighborhoods, Myers Park, the prices of homes are in the multi-millions. So don't drink the kool-aid from your friends that all houses are cheap here, because they are not. There are options in all price points.

Also, so many transplants get homesick for the way things were done in NJ/NY and have problem adapting to the southern way of living. The transition is not a bed of roses.

To answer your question the very best Charlotte suburb is Myers Park and Eastover!

@Gina Chirico
I think the OP asked this in this forum because since there is a massive exodus of NJ/NY people migrating to North Carolina he/she felt that maybe someone would have some idea.

Nonetheless, moving to Charlotte, Raleigh, or Durham or other any place in North Carolina will be a huge change.

There are certain real estate agents in Charlotte and Raleigh that are NY/NJ transplants themselves whose niche is helping other transplants make sense of it all.

@Mary Petti

"What difference does it make what town you are moving FROM if you want to go to North Carolina. "

Mary, it makes a complete difference! If you are coming from Northern New Jersey and move to a rural area in North Carolina you will be in for a cultural shock of your life no matter how much you want a slower place of life.

Or if you are coming from let's say a little itty-bitty town of Pittsboro, NC with 3700 people I would not recommend northern NJ. I would recommend properties in more laid-back South Jersey. Any realtor worth their salt sould know this.
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0 votes 3 answers Share Flag
Wed Apr 4, 2012
Virginia Blacker answered:
Hi Bella,
Would this be for you to live in or just an investment property? Does school system enter into your concerns? What about transportation? Do you need to walk, train, bus? We would need to determine these factors and then we can find you the perfect property to call home. ... more
0 votes 4 answers Share Flag
Sat Jan 21, 2012
Debra (Debbie) Rose answered:

While I don't cover Harrison, nor do I belong to that MLS, I did look the home up on - it appears to be an active listing - to verify this, you might want to contact the agent who is shown as the listing agent:

Paul DoSantos (201) 206-0695

Good luck!
... more
0 votes 1 answer Share Flag
Sat Mar 19, 2011
Candice Santos answered:
Dear Scheila,

if you are thinking to buy it and need a CDPE agent here I am. Contact me by e-mail or by phone 908-577-7796,

Candida Santos
0 votes 5 answers Share Flag
Sat Mar 19, 2011
Candice Santos answered:
Hi Julie, this house wasn.t sold yet. If you need more information, please feel free to contact me by e-mail or by phone 908-577-7796,

Candida santos
0 votes 2 answers Share Flag
Thu Mar 17, 2011
Betty Nugnes answered:
376 Davis Ave kearny ; is under contract waiting to close
0 votes 2 answers Share Flag
Wed Jun 23, 2010
Mary Petti answered:
FYI to Home buyer...
First, this question was asked back in December, hopefully by now Filipe has purchased a home and is enjoying it !!
Second, YUP we are all agents, and gave Filipe sound advice...get a Realtor to get actualy sold home comparisons to make a judgement on offer price.
Third, being that you live in Salt Lake City, where the median home price is still, unfortunately, declining, (5.1% from March '10 thru May '10 vs. same period 2009), and averages have remained flat since October 2009, your comment has no relevency in NJ. Sorry just a point of fact.
... more
0 votes 11 answers Share Flag
Sat Dec 12, 2009
Dan Chase answered:
Look at the foreclosures in your area. It is likely a lot of them would be new or near new.

Price out a lot, foundation, electricity install, well, septic, and then a house. (Modular for quick easy answer)

Ask a modular home dealer (no, not trailer or double wide) for what it would cost to put this style of house (you want) on a lot in this area (you want to be in). They do the hard work for you and then you can run the numbers yourself.

Which is cheaper? The foreclosure (or short sale) is likely to come in under the price of new. But only looking in your area and being sure will tell. If you have some shiny new subdivisions in your are that are all foreclosing you would likely get a great deal there. Yes, even compared to new. But if you are looking at very old houses you can have repair problems. If the house is almost new be very concerned about it having chinese drywall as it is destroying electrical wiring and a lot more. It is cheaper not to buy a house that has chinese drywall in it period.
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0 votes 3 answers Share Flag
Wed Sep 16, 2009
Paul Do Santos SFR, CNE answered:
Are you telling me that your mortgage commitment date expired before you were able to provide a final mortgage commitment?
That issue can only be resolved betwen the seller and buyer attorneys because it depends on how the contract and attorney review was done. ... more
0 votes 2 answers Share Flag
Tue Jul 7, 2009
Manuel Couto answered:
Any written offer should be presented to the owner, through their agent, and the agent has a responsibility to let the owner know of the offer. It is up to the OWNER to accept or not accept any offer. The bank acceptance of a short sale is a contingency of a contract, pretty much like you getting a mortgage. If you wish to submit an offer, just let your agent know, write it up and let your agent present it to the other agent. Sometimes the owners request no additional offers or showings. The listing agent then has to follow the owners request.

Remember that short sales do not happen overnight and take time. You may want to submit your offer and keep on looking at other homes in the area. Kearny has been pretty active the last 4 months and values appear to be stabilizing.
... more
1 vote 4 answers Share Flag
Sat Jun 27, 2009
Gina Chirico answered:

Agreeing with Alex, the homeowner is typically the party which obtains the CO. However, if its a foreclosure or pre-foreclosure (short sale) that you are interested in purchasing then sometimes it is the buyer's responsbility to obtain the CO. Your best bet would be to contact the town either via telephone or go there in person to find out what their requirements are for a CO. I've included this link for some of the forms but you must contact them directly in order to set up the inspection, etc. (most importantly the first form which is Application for Certificate and the third form Application for Smoke Detector/Carbon Monoxide). The telephone numbers are also on the forms.

In addition if you are the responsible party for obtaining the CO, the closer to the closing date, the more expensive the fee can be.

Good luck.

Gina Chirico, Sales Associate
Prudential NJ Properties
973-715-1158 cell
973-992-6363 ext 116
... more
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