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77449 : Real Estate Advice

  • All63
  • Local Info6
  • Home Buying31
  • Home Selling7
  • Market Conditions1

Activity 53
Fri Jul 7, 2017
Benjimiles answered:
A builder will hardly ever discount a house because you don't have a realtor. The reason being the 1 or 2 buyers that feel savvy enough to handle the process on their own pale in comparison to the amount that choose to have an agent. The builder would be taking the risk of being shunned by the real estate community which would hurt sales way more than any discount would help. Most commissions are paid by the seller, in my area, so there is basically no cost to you. The house is appraised based on the value of comparable properties so to think that one can be increased in value to cover the expense of an agent would be incorrect. If the house isnt worth the asking price it isnt worth it and a good agent will help you find the answer to that question. ... more
0 votes 89 answers Share Flag
Wed Apr 26, 2017
Melvin List answered:
Yes, most lenders have overlays but FHA and VA have no credit score requirements as long as you get through the approval engine. Would love to help if you are in Florida.
0 votes 21 answers Share Flag
Mon Nov 7, 2016
Arturo.bustos asked:
rental home, would love to talk to some one about maybe get some business from your company thanks.
0 votes 0 Answers Share Flag
Mon Jul 25, 2016
Heidi B asked:
So it seems like our chance of getting the house we signed a contract on 4 months ago are very slim now (A newly built home) for no fault of our own (inexperienced originator and processor).…
0 votes 0 Answers Share Flag
Sun Jul 17, 2016
Najmehmolaei asked:
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This question was asked from this property: http://www.trulia.com/foreclosure/3207170348-19346-Grand-Colony-Ct-Katy-TX-77449
0 votes 0 Answers Share Flag
Wed Mar 30, 2016
Jaafarlending44 answered:
Looking for 24 hours Cash Loan, Business Loan, Payday Loan, Small Business Loan, Personal Loan, Mortgage / Home Equity, Hard Money Loan and so on?

Website: http://jaafarlending44.wix.com/jaafarlending44
Email: jaafarlending44@gmail.com
... more
0 votes 6 answers Share Flag
Wed Feb 10, 2016
Susie Kay answered:
I would suggest that you talk to a local lender and realtor. The lender can assist you in your financing goal and the realtor can verified your rental rate and the possibility of purchasing a smaller home.

It's good that you have an idea where you'd like to be 10 years from now and I wish you the very best!

Susie Kay
Realtor
Seniors Real Estate Specialist
Certified Home Stager

United Real Estate Dallas
469-371-2899
www.dfwdreamhomes.net
... more
0 votes 1 answer Share Flag
Mon Dec 28, 2015
Brian.young answered:
Licensned in 43 states not just Illinois, I work for a direct lender in the mortgage industry who offers conventional, FHA VA, and USDA loans. Are lowest score we accept for government loans are 550 when most lenders require a 620 and brokers a 580. You have to have two years of income with a score over 550 with bankruptcies discharge date 2 years and over. We have basic guidelines and a pretty easy process. Feel free to text me or call me anytime up to 10:00pm Eastern with any questions.
Brian Young 214-797-3479
... more
0 votes 9 answers Share Flag
Mon Dec 28, 2015
Brian.young answered:
Licensned in 43 states not just Illinois, I work for a direct lender in the mortgage industry who offers conventional, FHA VA, and USDA loans. Are lowest score we accept for government loans are 550 when most lenders require a 620 and brokers a 580. You have to have two years of income with a score over 550 with bankruptcies discharge date 2 years and over. We have basic guidelines and a pretty easy process. Feel free to text me or call me anytime up to 10:00pm Eastern with any questions.
Brian Young 214-797-3479
... more
0 votes 5 answers Share Flag
Mon Dec 28, 2015
Brian.young answered:
Licensned in 43 states not just Illinois, I work for a direct lender in the mortgage industry who offers conventional, FHA VA, and USDA loans. Are lowest score we accept for government loans are 550 when most lenders require a 620 and brokers a 580. You have to have two years of income with a score over 550 with bankruptcies discharge date 2 years and over. We have basic guidelines and a pretty easy process. Feel free to text me or call me anytime up to 10:00pm Eastern with any questions.
Brian Young 214-797-3479
NMLS# 902687
... more
0 votes 9 answers Share Flag
Sun Dec 20, 2015
Scott Godzyk answered:
You definately want to meet with a local and trusted loan officer to get pre qualified first. You dont need to wait for a banker the builder recommends
0 votes 6 answers Share Flag
Wed Dec 9, 2015
Scott Godzyk answered:
Trulia does not edit listings. It is up to the listing agent to update their listings. As you see, some are not as good as others, As far as data, some auto feeds to do not line up exactly with the Trulia data form, therefore data is not always transferred. Again good listing agents will manulayy edit their listings while others dont. ... more
0 votes 6 answers Share Flag
Tue Feb 24, 2015
Aleshia Sandel answered:
I too agree with USMortgage Ranger, you have a large downpayment - almost 50% after calculation for around $5k in closing costs making DP $55k.

And keep in mind that FHA has its requirements across the board meaning you cannot go from one mortgage broker or lender to the next and get different qualifications because they all have to follow FHA guidelines.

So find a lender you are comfortable with and and Realtor and they will guide you through the process.

You don't have to be the lone ranger :)
... more
0 votes 3 answers Share Flag
Tue Oct 7, 2014
Diana Hellman answered:
MLS means multiple listing Service. It is very convenient for agents and purchasers because any active property will be listed on the mls and therefore one agent will be able to assist you with whatever actives conform to your criteria. Also, most MLS servers allow buyers to view the options should their agent set them up with auto-emails, for example. ... more
0 votes 5 answers Share Flag
Mon Oct 6, 2014
Angela Villafranco answered:
Hello Brandon, I have few lenders I can recommend you can email me at angela.vilafranco@garygreene.com if you havent had any luck.
0 votes 5 answers Share Flag
Sat Sep 20, 2014
Stacy Burgin answered:
I would advise to get with a lender to guide you in the right direction and find a local realtor to help you with the process
0 votes 1 answer Share Flag
Mon Jul 28, 2014
Scott Godzyk answered:
How the home is listed in mls whether active or pending has nothing to do with your contract. What will count was what you agreed to in your contract. under what circumstance you get your option fee back. Hopefully you put the sale contingent upon the home appraising and contingent upon you getting a mortgage. If not you may need to see a lawyer to see what your rights are. ... more
0 votes 2 answers Share Flag
Tue Jul 22, 2014
Phil Rotondo answered:
End your response with a question they would be inclined to answer.
Do you think that will work?
0 votes 1 answer Share Flag
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