Are you buying a condo? Your Buyer's Agent will help you arrange for a whole house and termite inspection once the contract is accepted by the Sellers. The Buyer is responsible for paying for the inspections. Once you own the unit, the HOA will provide maintenance according to the agreement.. This may include exterior and common area, it may include HVAC, it may include some utilities - you will need to read the CCR's to know what all is covered. Ask your agent to go over this with you.