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64127 : Real Estate Advice

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Thu Jul 28, 2016
brenda.french914 asked:
I live with a relative and am able to save part of my social security. I anticipate being able to put down 10 to 15 percent of the loan amount. Are there lenders who cater to seniors on…
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Mon Apr 8, 2013
stephen webber answered:
A couple of thoughts for you. Before yu spend money on fixing your credit have an experienced loan officer look over the credit report.
So many times people do what would seem like a good idea; pay off a past due or pay off a credit card and close the account to later discover they actually lowered their rating.

Loan officers work with credit continually and many times can suggest a notification or two and presto the rating is up. Maybe there is a late pay that didn’t happen or maybe should have fallen of the report months earlier.

Go to Your-Road-Home.com and read article #5A. Good information on credit and also you will find Consultation Interviewing Loan Officers and Consultation Interviewing Real Estate Agents will serve you well.

Hopefully gathering this information will shorten your time line to owning your own home. After you gather all the information yu can find, and Trulia is a good source, you will also find that Trulia is a good source for loan officers and real estate agents offering their services in your area.

Best of Luck, Stephen
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Sat Mar 28, 2009
David Van Noy, Jr. answered:
Great question Christina, what an exciting time when you find your first home. There are a couple questions that a good lender should ask you. I have a referral for a great lender that is a perfect match for needs here and I would be happy to send you the information. I respect your privacy in this format so you can feel free to call me at the office at 913-287-4663 or you can email me info@davidvannoyjr.com .... Also, on the real estate radio show Wednesday's at 3:00 you can listen to some really valuable info. This week we will be discussing the TOP 5 Questions a buyer should ask their lender. Tune in at http://www.1510.com at 3pm Wed

PS, have you heard about the 8,000 tax credit for first time buyers just passed?
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