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Home Buying in Kalispell : Real Estate Advice

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  • Local Info6
  • Home Buying8
  • Home Selling2
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Activity 8
Wed Jun 17, 2015
My NC Homes Team answered:
Typically these inspections are handled by the lender. In your situation you could speak to a home inspector though this isn't really what they do. I would suggest you use them to do a pre-drywall inspection of the foundation/framing/rough-in plumbing and electrical and then again once the home is completed. You could certainly inspect for draws yourself. each draw request submitted by the builder should include a line item accounting of what the draw is paying for so that you should be able to easily verify if the work that the contractor is requesting payment for has been done or if it's for materials that they are in fact on the job site. ... more
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Tue Mar 11, 2014
answered:
HI Donna,

Your question is posted in Home Buying In Kalispell Montana so you're probably not going to get answers from people that actually live in Prescott AZ.

What's interesting is the out skirts of Prescott are eligible for the no money down USDA mortgage.

Here is an example of a home that is eligible:
http://www.trulia.com/property/3142578303-10675-N-Patina-Rd-Prescott-AZ-86305

One of the best things about this mortgage is the monthly mortgage insurance is substantially less than an FHA or conventional mortgage and that's with no money down.

Here's an example: An FHA mortgage of $433,000 is going to have a monthly mortgage insurance payment of $487.12 but on a USDA mortgage it's only going to add $144.33 to your monthly payment.

The other nice thing is you can actually roll your closing costs into the loan as long as the appraised value supports it.

Check out my recommendations here on Trulia from some of my past clients by clicking the following link. http://www.trulia.com/profile/johnburke/#__rec


Please feel free to contact me for more information or help. You can also find info on my VA Mortgage website by clicking the link below.

John Burke
Senior Mortgage Banker
Great Plains National Bank
(877)228-9069
... more
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Mon Mar 10, 2014
Donna Postier asked:
Are the house prices reasonable? Should I look a little outside this area?
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Sat Mar 23, 2013
Sandy KRUSOFF answered:
Hi Terry, Kalispell has 3 types of water available, depending on which area you reside, city water, community water systems, & private wells. According to M.E. Labs the water testing source of the valley, Kalispell city water are tested monthly , & the community water systems are tested either quarterly or monthly depending on their department of environmental quality (DEQ) regulations.
Private wells are tested by potential buyers during the inspection period of a home purchase.The most common testing done is for Ecoli bacteria,but several other mineral test are available.I hope this information is helpful for you.
... more
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Tue Jan 15, 2013
Sandy KRUSOFF answered:
Hi, I have lived in the Flathead Valley my entire life ,& the winters are becoming much milder. When I was young, I remember trudging through the snow while walking to school, & when winter came,usually early or middle of November, We would have snow till spring!!! Nowdays we tend to get a few inches of snow, it stays around for a week or 2, then melts off, until the next snow.Although in 1997 we did have a bad snow packed winter . Yesterday it seemed rather cold 20 degrees, however, compared to the record low on that day which was in 1979,when it was 37 degrees below 0 !!!! so yesterday was actually quite warm!!! Winter is a surprze,we never know from week to week what our weather will be!!! ... more
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Thu Apr 7, 2011
Debra Mills answered:
Hello, my name is Debra Mills and I am a real estate broker with Montana Brokers in Kalispell. I can help you. Can you give me more information about your needs? What price range, how big, close to town, what size of mobile, etc? Thanks ... more
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Thu Apr 7, 2011
Debra Mills answered:
Hello, my name is Debra Mills and I am a real estate broker with Montana Brokers in Kalispell. I can help you. Can you give me more information about your needs? What price range, how big, close to town, which town, what type of mobile (age, size), will it have an engineered foundation, etc? Thanks ... more
0 votes 1 answer Share Flag
Mon Nov 22, 2010
Donna Johnson answered:
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