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Kagel Canyon : Real Estate Advice

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  • Home Buying1
  • Home Selling0
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Activity 29
Wed Apr 19, 2017
Blacdesigns asked:
Mon Jan 16, 2017
veloris v mckay asked:
I plan to put my house on the market in late spring. I expect to be checking into movers, storage, renting, and home loans once an offer has been made. I will not be making commitments…
0 votes 0 Answers Share Flag
Thu Nov 3, 2016
UpNest answered:
Realtors can be very flexible depending on who you speak to. UpNest.com can help you find the perfect match and the commission rate you are striving for. Hope this helps!
0 votes 4 answers Share Flag
Sun Jun 12, 2016
Derek Jones answered:
I'd advise not to listen to the unethical comment about going in conventional then switching it later. The purchase agreement that buyer and seller agree to mention the terms of financing and if you want to "switch" it later you are in breach of contract and seller doesn't have to agree to it.

Most of the time sellers do not want to deal with VA loans because there are certain cost buyers cannot pay for. Additionally va/fha the property has to be in a certain condition to pass appraisal and the seller may not be willing to do any repairs.
... more
0 votes 1 answer Share Flag
Sun Jun 12, 2016
Rchrdglvn9 asked:
I have rented the place out already
0 votes 0 Answers Share Flag
Sun Jun 12, 2016
Rchrdglvn9 asked:
I have rented the place out already
0 votes 0 Answers Share Flag
Thu May 12, 2016
veloris v mckay asked:
HELOC is a variable rate. Credit scores in the high 700's. Planning to retire after sale and relocate to a more tax friendly state.
0 votes 0 Answers Share Flag
Thu Feb 4, 2016
Karen Peyton answered:
Tax questions should be answered by tax professionals. Tis the season, so be sure to ask when having your return prepared.
0 votes 1 answer Share Flag
Fri Jun 12, 2015
Arpad Racz answered:
Please review the "Open Listing" method if you like.

Kind regards,

Arpad
0 votes 4 answers Share Flag
Mon May 18, 2015
Nathan Lipsi answered:
VA loans can be great options for buyers and sellers. It just comes down to the specific house and circumstances surrounding your offer. Don't be afraid to take advantage of VA benefits. The program exists for a reason! Use it! ... more
0 votes 6 answers Share Flag
Tue Apr 21, 2015
Randall Ortiz answered:
You should ask your lender about that. The lender will go off of your income at the time of purchase.
0 votes 3 answers Share Flag
Sat Apr 18, 2015
Sheryl Arndt answered:
Hello velasqueslinda57, yes that should be enough to qualify in the 91342 zip code of Sylmar as the home prices are still low. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

The purchase in 91342 zip code of Sylmar start from 78k for 3bd 2ba single family home which is as low as $400 down payment with a minimum 580 fico score. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 7 answers Share Flag
Sat Apr 18, 2015
Sheryl Arndt answered:
Hello Owleader, yes there are down payment assistance programs that you only have to bring in .5% half percent down payment with a minimum 580 fico score. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

The purchase in 91342 zip code of Sylmar start from 78k for 3bd 2ba single family home. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 4 answers Share Flag
Wed Apr 2, 2014
Anthony Perez asked:
I have two clients that want to rent 2-3 bedroom residential.

$1,400.00 - $1,600.00.
0 votes 0 Answers Share Flag
Sat Feb 8, 2014
Thierry Abel answered:
If you meant "Selling" and you are indeed the seller then pay the delinquent HOA dues through escrow with the proceed from the sale!
0 votes 2 answers Share Flag
Sun Aug 18, 2013
Emily Knell answered:
Please shoot me an email directly, I know you're going to be able to better explain your question that way. I will need to know, has your home already been sold at auction or does the bank own it right now? Or are you in the middle of short sale negotiations & the 2nd is asking for a high payout? Was the 2nd an equity loan? I need to know much more in order to give you the best possible answer.

Please shoot me an email directly, I don't look back on this same Trulia thread for answers posted after mine.


Emily S. Knell
EmilyKnell1@yahoo.com
562-430-3053 c
Realtor Since 1996
Realty ONE Group
Short Sale Specialist
100% Success Ratio in CA
... more
0 votes 1 answer Share Flag
Thu Dec 27, 2012
Ricardo Ortiz answered:
Hi this is Ricardo Ortiz 818 331 3430
I'm a Realtor. to answer your question it wll be necessary to review your income/debts. I believe that who ever qualified you alreadyfor the maximum amount that you can afford.
Please call me if you need more information.
Respectfully,

Ricardo Ortiz (Realtor)
818 331-3430
... more
0 votes 4 answers Share Flag
Thu Dec 27, 2012
Ricardo Ortiz answered:
Hi! This is Ricardo Ortiz 818 331-3430
Your best shot will be by going to the building and safety department to get the right answers. Be prepared with the parcel # of the property you would like inquire. I have 5 buildable lots for sale in Kagel Canyon and are for sale. ... more
0 votes 4 answers Share Flag
Mon Sep 17, 2012
Mifra211 answered:
yes , absolutely.. you hold the note and can foreclose if buyer defaults. if he pays he gets a reconveyance deed. You are the bank.

M Gutierrez
0 votes 4 answers Share Flag
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