Splicer12: Again, the best way to get specific answers is to hold a full conversation. I have options available, but we would need to talk about specific scenarios to give you options to consider. I have spent my entire business career providing loans in the areas you are considering. Feel free to reach out and ask your questions at your convenience. I'd love to hear from you ...... more
You are saying that you sent contact information on a property. Does that mean you requested that someone contact you to show you the home and they have not replied? If so, then I would contact a local real estate agent. They can schedule a showing and take you there to see it.... more
Im so tired of the....im living in Africa please send $$ and I'll send you keys. Dead give away. Bad people. What's great about this is you can contact them and get a dialogue going before you even see the place. Bring a friend with if you don't feel comfortable viewing it with a stranger.... more
The foreclosure shouldn't impact your ability to be pre-approved, the high DTI ratio might. The only way to know for sure is to get a professional assessment which would look at your income, assets, liabilities and creditworthiness. I work with over 40 lenders to provide more opportunities and the best possible financing. Feel free to contact me with questions, or to see if we can work out a pre-approval.
Market Place Mortgage
Lombard, IL 60148
Phone: (630) 217-7013
Tracy: I'd recommend contacting Bob Vergo at Karges Real Estate in Joliet ... he's extremely well-versed and informed as to Crest Hill and Joliet properties available. His number is: 815.954.0233. Bob lives in Crest Hill himself and has been with Karges for decades. Best of luck to you!
I am a local mortgage broker and would be happy to help you get pre-qualified for this home or any other one you may be interested in. We work with over 30 lenders to help you get the best possible financing. We specialize in FHA, VA, 203k renovation loans and Reverse Mortgages for refinance and purchase too! Were other banks require a 640 and above score to help with financing, our lenders will go as low as a 580 score on an FHA mortgage. SMC carries an A+ Better Business Bureau Rating and we have worked in the community for over 15 years!
Please call or email me so we can set aside some time to get you prequalified; or visit my website to complete the application www.smartmortgageinc.com.
I look forward to working with you!
Smart Mortgage Centers
630-478-2684 / 630-854-3459 cell
email@example.com / http://www.smartmortgageinc.com... more
There are lenders like myself that are able to accept scores as low as 580. So if your scores are above that, then you will have a better chance. It is also important to realize that your ability to obtain a loan relies on other unmentioned factors such as assets, debt, down payment, etc. The best thing for you to do is to speak with a lender directly to see if there is anything that can be done for you. I would be glad to speak with you to help you get the loan that you need. Good Luck! Brian Nguyen Sr. Mortgage Banker NMLS # 659743 Phone: 949.667.2887 firstname.lastname@example.org... more
ita2331: I know and have worked with many of the real estate professionals in the Joliet area for well over 30 years now. I'd be happy to recommend professionals that would be able to assist you ... and best answer your questions. If I can be of assistance, please do not hesitate to contact me at your convenience.... more
slrg66: Ironic that you ask this question, as I just wrote a blog on this very topic today. Especially if you are a first-time buyer .. or have suffered through a Short Sale or Foreclosure ... the more time you allow yourself prior to starting a home search, the better. I would suggest as much as one year ahead of that search or action. That allows me ample time to help improve credit scores, address credit issues, establish credit (if needed), provide guidance regarding Down Payment/Savings, and more. Best to inquire well in advance and have more than enough time, than wait too long and be under stress when you hope to buy.
Should you have questions, please feel free to contact me. I'd love to earn your business ...... more