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Jefferson County : Real Estate Advice

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  • Home Buying1
  • Home Selling0
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Activity 167
Mon Aug 28, 2017
Herma Young answered:

So glad to hear you are relocating to Beaumont. Please log on to my website below to conduct your search. Let me know when you will be visiting in town and we can look at some home. I have worked with first time homebuyers.

Look forward to meeting you.

Herma Young/Realtor
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Thu Aug 10, 2017
Alan May answered:
I don't know any landlord who would allow you to rent an apartment without a contract.
0 votes 1 answer Share Flag
Mon Aug 7, 2017
James Polk asked:
Our credit is @ 608-610 and slowly climbing since we have been working on it. I honestly don't think this is high enough for a loan for owning a house
0 votes 0 Answers Share Flag
Fri Jun 16, 2017
Mary answered:

Thank you for reaching out about your property at 5190 Gail Dr Beaumont, TX 77708. The photos have been removed from our display as you requested.

Please let me know if you have any additional questions.

Thank you for using Trulia!

Consumer Care Advocate
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Mon May 22, 2017
Hello Ac88, the VA is the loan that would fit your needs. I am a Veteran and love assisting Veterans if you have any issues with your lender. FYI, many lenders may have their own overlays and guidelines and brokers like us have banks with none.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
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Tue Jan 24, 2017
Ana asked:
We are first time buyers, looking a nice neighborhood since we have kids so good school are very import.
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Thu Jan 19, 2017
Susie Kay answered:
Perhaps an attorney is a good place to start. Both you and your brother would need to have all details agreed upon in writing. I know it's your brother but often times it's even harder with family when it comes to money. ... more
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Tue Dec 6, 2016
Maricris A answered:

We didn't get enough information about your problem to resolve the issue. Please provide us with the email address that is associated with your Trulia account and we will be happy to assist you.


Consumer Care Advocate
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Sat Oct 29, 2016
Jackie asked:
Wed Sep 28, 2016
najehpinka asked:
Fri Apr 29, 2016
June Buerkle answered:
Yes ..... but you will pay too much.
0 votes 3 answers Share Flag
Tue Feb 2, 2016
Susie Kay answered:
Is the loan assumable? I would suggest that you talk to a lender and discuss what you are planning to do and go from there.
0 votes 4 answers Share Flag
Mon Nov 9, 2015
Alan May answered:
Your friend doesn't know what she's talking about. Nobody's counter will be shown on the MLS... the property status doesn't change during negotiations.... so nothing has/will changed. It's doubtful that the seller will reduce their price, in the MLS, to your last offer.... your friend is clue-less.

The sellers have sent a clear message... they obviously feel your offer is lower than they're willing to accept, at this time. You have three options.
1) Stand Firm
2) Increase your offer somewhere in between where you are and the list price, and see if they blink.
3) Increase your offer to full price.
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1 vote 3 answers Share Flag
Sun Nov 8, 2015
Susie Kay answered:
I would suggest that you work with a local realtor to assist you in finding a potential property to purchase and to rent.

Good luck!

Susie Kay
Seniors Real Estate Specialist
Certified Home Stager

United Real Estate Dallas
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1 vote 1 answer Share Flag
Thu Sep 24, 2015
Hi Fred
The only types of mortgages I know of that are assumable are FHA loans and some ARM programs. The theory behind assumable loans are that if you hold a great interest rate that you locked in years ago and rates are now higher, then being able to assume a low interest rate could be a great selling point.

The catch is this: In order for YOU to assume a mortgage, you'd need to A) pay the seller the difference between the amount owed and the value of the home (i.e. down payment) and B) you'd need to qualify with the lender same as if you were applying for your own loan.

So in the circumstances you describe I think you'd probably be better off just figuring out a way to qualify for your own loan.

Ability to afford the monthly payment is only one aspect of being able to qualify for a loan. Down payment and willingness to pay (credit history) is a big factor. There are some low down payment options out there and even a couple no down payment options (VA and USDA if you are eligible)

I'd sit down with a local lender and try to see what your options are

Good luck!
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Wed Sep 23, 2015
Nora Moore answered:
Plumbing, roofing, and foundation problems are each serious. If you want to sell quickly, you could lower the price of the home quite a bit. That's still a lot of repairs and work required for that house. I'd ask a realtor about the specific needs in your neighborhood, but some repairs might be recommended. Some people like a fixer upper if the price is right, though. ... more
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